Laura is a Series 65 Registered Investment Advisor Representative, a Certified

Financial Fiduciary® (CFF) and a licensed Insurance producer. Her goal is to put your

financial and retirement needs first, and to do the right thing for each person she has

the privilege of serving.

Income and retirement planning is a priority for Laura. Her husband Eric, of 20 years

has been a successful Financial Advisor for his entire career, making it a family

business. They reside in southeast Florida and help clients with financial planning,

retirement, insurance needs, including life insurance, annuities, social security income

planning, Medicare, thrift saving plans, education and wealth preservation.

Laura grew up in the beautiful state of Tennessee, graduating with honors from East TN

State University with a degree in Bachelor of Business Administration. She also has a

Physical Therapy license which she has utilized for the past 25 years.

When Laura is not helping her clients, she enjoys traveling, biking, fishing with her

husband and spending time with family and pets.

Tim Hammond began his career as a financial advisor in the aftermath of the 2008-2009 stock market meltdown.  It was during this time that he encountered many people who turned a temporary problem into a permanent condition by letting fear guide their decision-making.

Tim resolved that this would not be his clients' story.  With proper guidance and education, clients can be helped during times of market uncertainty to achieve the goals they set out to accomplish.

Building on a decade of industry experience, Tim started his firm, Hoosier Financial Planning, in 2019.  Placing client interests first, Tim provides advice that is objective and transparent.  Tim is a Registered Investment Advisor and Certified Financial FiduciaryⓇ.

Brian David Breckenridge is a Financial Advisor that has worked in the Securities and Insurance industry since 1998. He is sole owner of Breckenridge Tax & Financial Services and Single Member of Innovative Financial Advisors, LLC, an Investment Advisory Company. His office location is in the heart of San Ramon California’s Bishop Ranch Park.

Brian believes there is a post-retirement financial epidemic in front of us. People are living longer and are not prepared for the level of financial security that is required. Most of our parents had a pension and Social Security at age 65. They didn’t have to worry about what was ahead financially. Today, there are fewer people that will retire with a pension and need to save into their own retirement plans. Together, Americans have successfully saved trillions of dollars into these plans and are not guaranteed their performance or if it will last over their lifetime.

Preparing for life’s financial needs are a challenging task in today’s volatile economy and fast paced environment. Individuals and families alike have unique goals and objectives that need continuous review and prudent planning. At Innovative Financial Advisors, we take a “Whole Picture” approach when reviewing our client’s financial situation. Our experience with income tax, financial planning and estate review enables us to discover areas of concern that our clients have in their overall plan and find solutions to these needs. As a Fiduciary, I believe looking out for my client’s best interest ahead of my own builds trust and initiates strong relationships.

Author, speaker, entrepreneur, mentor, visionary, life coach, and game changer. T. Wesley Stancil is on a mission to help transfer our culture to help people elevate their lives and mindset through education, mentoring, teaching, and thriving, not just surviving. Aristotle stated: “ Educating the mind without educating the heart is no education at all.”  Wesley believes that statement as he has helped hundreds of people make the transformation from mind to heart.

As a Financial Consultant/Advisor, with over 30 years of financial services experience, Wesley executes financial services involving life insurance, mortgage protection, retirement planning, risk management, college funding and tax-free retirement. He knows how money works and the steps needed to achieve financial success, stability, and freedom. His goal is to help people find, save, and accumulate money. He shares with his clients and potential clients The Power of Zero!

T. Wesley Stancil is president and CEO of the TWS Consulting Group, Inc.; a business, financial, and management consulting firm that believes in "Making a Pisitive Difference to the Bottom Line Through the Mind and Heart ℠". He is a representative of American Classic Agency and Stuart Financial Services. He is an effective leader with over 37 years of strong management skills. Demonstrated ability to develop a sharp vision and provide leadership in a changing environment. Recognized for boosting morale, streamlining workflow, increasing productivity with a commitment to teamwork and motivating people to increase theirpotentials as well as the limitations of their mind! 

PROFESSIONAL ASSOCIATIONS:

Member, National Association of Certified Financial Fiduciaries® (NACFF®)

Member, National Association of Insurance & Financial Advisors (NAIFA)

Member, CLC- Speakers Bureau

Member, National Association of Realtors (NAR)

Member, Maryland Association of Realtors (MAR)

Member, Greater Capital Area Association of Realtors (GCAAR)

PROFESSIONAL LICENSES:

Life, Annuities & Health (MD, DC, VA, NC)

Realtor, Real Estate Sales (MD & DC)

Former Mortgage Loan Officer (MD)

PR    

PROF

As a F!

As a F

Casey Elkins is a founder and managing partner of Elevated Financial Management and Owner of Elevated Retirement Planning. He believes knowledge is power and strives to educate clients in regards to financial literacy and their personal financial options. He does this through comprehensive retirement planning classes at local colleges as well as one on one conversations with clients.

Casey focuses on retirement planning and employs methods to lower tax liabilities, minimize market risk, plan for long term care, and provide a consistent income stream during retirement. He strives to understand his clients wants and needs to ensure that their roadmap for retirement is clear and concise.

If Casey isn’t working, he is with his wife of 12 years. He spends his free time working on car and motorcycle projects or with friends and family.

Stephen Bene is a wealth advisor and retirement income planning specialist at OneTeam Financial. His mission is to educate clients on personal financial, retirement and tax planning strategies and provide them with sound, independent and unbiased advice.

Stephen provides customized strategies to help solve clients’ financial concerns. By analyzing financial and personal circumstances, he is able to help increase income and reduce gaps in the areas of tax planning, investments, insurance and estate planning. He also has experience with strategies on how to reduce taxes on your retirement income without reducing your lifestyle.

Stephen believes he has the professional, moral and ethical responsibility to be transparent with clients during every step of the financial processes. His goal is to share his knowledge of comprehensive financial and retirement planning strategies to help individuals, families and business owners have clarity and confidence in building and maintaining their financial wellbeing.

As the son of two dedicated and passionate math teachers, Stephen learned at an early age that education is fundamental. His desire to help and his education-based approach with clients is a direct result of the values his parents taught him and encouraged throughout his upbringing. To validate his commitment to furthering his education and competency in the advice he provides, Stephen has earned multiple certifications, designations and licenses.

A frequent speaker at professional events and workshops, Stephen brings experience and simplicity to vital and complex topics impacting retirement and tax planning strategies. As the Director of the Spring Lake Chapter of the American Financial Education Alliance (AEFA), he continuously informs and educates adults within our communities about financial matters.

Robert is a Certified Financial Fiduciary, (CFF), is insurance licensed and has worked in financial services for over 15 years. Using cutting edge technology, he helps his clients maximize their growth and income while defending their portfolios against market downturns. Robert is a 5th generation Washingtonian and when he’s not serving clients, he enjoys spending quality time with his family, friends, golfing and travel.

Doug is a CERTIFIED FINANCIAL PLANNER™ professional and Certified Financial Fiduciary, with over 30 years of experience in financial and retirement planning. He specializes in tax management as well as preserving income, while still trying to grow investments within his clients’ risk tolerance.

To summarize, Doug’s goal is to guide his clients to lower their tax bills, while possibly eliminating taxes on their Social Security, increase their fixed monthly income, and their investment assets. Having all these strategies working together efficiently may provide a more successful and enjoyable retirement.

Doug is licensed as a Series 7 and 63 Registered Representative. He is an Investment Advisor Representative with Everest Financial Group, LLC. Doug is Life, Accident and Health Certified. He is knowledgeable with general insurance concepts, insurance policies, provisions, and major tax considerations. Doug is also a Master Elite Advisor with Ed Slott’s Elite IRA Advisor Group. He trains with Ed Slott and his team of IRA Experts on a continuous basis.

Doug has access to a vast network of qualified experts in addition to his own extensive knowledge. He aims to be a resource for the many financial decisions his clients need to make.

Bill Duggan has been helping families manage their financial lives since 1988.

Bill and his wife Charlotte have four adult children and three grandchildren and live in Almont, MI.

Bill is Host of The Safe Money Radio Show which can be heard Saturdays from 10 am to 11 am on WDTK 1400 AM and 101.5 FM The Patriot, Detroit.  You can livestream the show on the station website or on iHeart Radio.

One of the main things Bill enjoys about being a financial advisor is helping families with retirement planning and being able to see families that he helped 15, 20 or more years ago plan for their retirements, now enjoying their retirements, in part because of the planning they did together with Bill.

Bill serves or has served over the years with organizations including The Salvation Army, Four County Community Foundation in Almont, MI and Community Bible Study.

Bill is a Director (Elder) for his church and serves as an altar prayer leader and usher.

Bill enjoys studying the Living Word of God and spreading the gospel.

During his free time Bill enjoys riding his bike, fishing and hunting.

A graduate of Bentley University Anthony earned a B.S. in finance in 1994. Anthony began his financial career in 1994 with State Street Bank. He then accepted a position with Morgan Stanley in 1997 when it was still Dean Witter.  Anthony then joined UBS Financial Services in 2007. In 2018 Anthony Co-Founded The Northeast Investment Group with his Partner Jeffrey Boudjouk. Anthony is an avid fisherman and beach-goer, Anthony is also a member of Bradley Hospital's Foundation Board of Trustees, Chairman of The Providence Rotary Club Foundation and a member of the Aurora Civic Associaion. Anthony's passion is helping those in need whether it be in his personal or professional life.