Finding a financial professional you can trust is key to achieving a successful retirement.
Certified Financial Fiduciaries® are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first!
Sarah Stowell, Certified Financial Fiduciary® , CSA®
Sarah is the CEO of Third Act Insurance, a licensed Independent Insurance Broker, and a Certified Financial Fiduciary®. She has been described as thoughtful, loyal, and genuine. Hailing from Cincinnati, Ohio, and a proud graduate of Fairhaven College at Western Washington University in Bellingham, Washington, Sarah spent many years as a Victim Witness Liaison Specialist for the Pierce County Prosecuting Attorney’s Office in Tacoma, Washington.
After moving to Colorado with her retired Army husband, Sarah became a real estate agent and achieved the Certified Residential Specialist designation, joining the top 3% of all real estate agents nationwide. She decided to shift her focus in 2020 from real estate to helping retired and pre-retired persons navigate another complicated system-the Medicare maze.
Sarah is a Certified Senior Advisor® and specializes in creating comprehensive protection packages for her clients which may include Medicare Supplements, Medicare Advantage plans, Dental and Cancer protection, Hospital Indemnity, Final Expense, and/or Prescription Drug plans, depending on her client's lifestyle, budget, and healthcare needs.
When Sarah is not helping her clients, you can find her singing in a competitive barbershop choir, cross country skiing, hanging out with her chickens, or learning how to fly fish!
Sarah Stowell, Certified Financial Fiduciary® , CSA®
Douglas is a certified Financial Fiduciary, National Social Security Advisor certificate holder, founder and owner of Stone Eagle Financial. He serves as the President and founding member of a small business consortium that serves the RiNo district of Denver. Douglas built his practice on the belief that all people deserve financial well-being and freedom in retirement. He believes in taking an educational approach when working with clients to inform them and to ensure he understands their needs.
Douglas works with a non profit organization called American Financial Education Alliance where he teaches comprehensive retirement planning classes in the Denver area. This is how he gives back to the community he loves.
Douglas’ passion for helping others achieve financial security was developed at a young age as he worked in his family-owned businesses. The restaurants began hosting financial workshops and it was during these workshops that he realized he had not received the financial education he needed to prepare for his own long-term financial health. Since that time he has worked tirelessly to improve the financial future for all clients he serves.
Douglas and his daughter Cassidy were both born in Colorado. In his spare time you will find him cycling, skiing, and spending time in nature whenever he has the chance.
Yvette Villanueva Barrera, Certified Financial Fiduciary®
When Yvette Barrera was in middle school, she remembers thinking about what career she wanted and thought it would be both exciting and empowering to be a woman in the financial industry. After attending the University of Oklahoma on a volleyball scholarship, Yvette began her career in financial services working for a company with many senior clients. She learned that she could significantly impact pre-retirees and retirees by guiding them in their pursuit of a stable and healthy retirement.
Yvette’s goal is to create the most value she can for her clients by showing them how much she cares through her actions, while always placing their best interests above her own. Yvette acts as a counselor and educator for her clients, learning what is important to them and what they value in life, and why. Creating peace of mind for her clients is her driving force.
Yvette Villanueva Barrera, Certified Financial Fiduciary®
Yvette Villanueva Barrera, Certified Financial Fiduciary®
When Yvette Barrera was in middle school, she remembers thinking about what career she wanted and thought it would be both exciting and empowering to be a woman in the financial industry. After attending the University of Oklahoma on a volleyball scholarship, Yvette began her career in financial services working for a company with many senior clients. She learned that she could significantly impact pre-retirees and retirees by guiding them in their pursuit of a stable and healthy retirement.
Yvette’s goal is to create the most value she can for her clients by showing them how much she cares through her actions, while always placing their best interests above her own. Yvette acts as a counselor and educator for her clients, learning what is important to them and what they value in life, and why. Creating peace of mind for her clients is her driving force.
Yvette Villanueva Barrera, Certified Financial Fiduciary®
In 2008, Brooklynn Chandler Willy found her purpose and her passion in helping individuals and families plan for their future and reach their financial goals. She wanted to ensure that they could live their best lives, free from nagging financial concerns and hardships, with her help and guidance.
Brooklynn was led to this role by her own personal experience. She and her sisters lost their father and although he was a life insurance salesman, he did not have life insurance coverage, putting the family in a financial predicament. After following in her father’s footsteps in insurance sales, Brooklynn realized that she could do more than ensure families had the appropriate life insurance coverage. She saw the power in having a total and complete financial plan, guiding individuals and families forward with intentional preparation and risk management.
In launching her own firm, Texas Financial Advisory, and offering these services to her clients, Brooklynn is deeply aware of the depth of responsibility she has and she takes it to heart. It’s a job that comes with much trust and one that she always takes very seriously. Her calling to help others avoid financial dilemmas similar to the one she and her family experienced is what guides everything she and her team does.
After attending the University of Texas at Austin, Tammie Tirres was provided the opportunity to work for a private real estate investment company. During this time, she discovered that helping people reach their financial goals and become fully prepared for the future in order to enjoy their retirement without worry is what motivates Tammie and provides her purpose in her career.
Tammie appreciates that there are always opportunities for growth, development and knowledge. She has a passion for learning and thrives in discovering innovative methods and finding solutions to problems. Constantly learning how to better serve her clients is what keeps Tammie on her toes, which she truly enjoys.
Tammie leads with compassion and respect, two attributes that contribute to her admirable client relationships. She genuinely wants to support her clients in reaching their goals.
After attending the University of Texas at Austin, Tammie Tirres was provided the opportunity to work for a private real estate investment company. During this time, she discovered that helping people reach their financial goals and become fully prepared for the future in order to enjoy their retirement without worry is what motivates Tammie and provides her purpose in her career.
Tammie appreciates that there are always opportunities for growth, development and knowledge. She has a passion for learning and thrives in discovering innovative methods and finding solutions to problems. Constantly learning how to better serve her clients is what keeps Tammie on her toes, which she truly enjoys.
Tammie leads with compassion and respect, two attributes that contribute to her admirable client relationships. She genuinely wants to support her clients in reaching their goals.
Edward is the President & Managing Partner & founder of DEW Financial Management Group, Inc.
Edward has a Bachelor of Science degree in Mathematics from North Carolina A & T State University in Greensboro, North Carolina. Edward holds the Series 7, 9, 10, 63 & 65 registrations with IFP, in addition to Insurance Life & Annuity licenses. Edward has over a decade of experience in the financial services industry with Citi, Smith Barney, and Morgan Stanley. Before coming to the financial services industry Edward had a successful career as a software engineer.
Edward is a member of the National Association of Securities Professional, the Insured Retirement Institute, and the Financial Services Institute. He is the Past Chairman of the South Carolina State University Foundation Board, Northern Virginia Black Chamber of Commerce, and Fairfax City Chamber of Commerce and is Past President of the Association of African American Advisors.
He enjoys reading mystery and suspense books and movies, and being active with community organizations. He also enjoys golf, tennis and other team sports. He and his wife Deborah enjoy their grandchildren and they currently reside in Fairfax, Virginia.
My name is Michael Niedbala. I am married to my wonderful wife, Anna, and have three great and successful children, Brandon, Kaley and Sara. I have lived and worked in the Tampa Bay Area since 1993. I have had extensive experience in the financial industry for all of my 37 year career. From Public Accounting, to being a Chief Financial Officer, and now, for the last 22 years a Certified Financial Fiduciary®, Certified Retirement Planner®, Certified Annuity Specialist®, Certified Senior Advisor® and Independent Financial Advisor.
I really enjoy being an independent Advisor because it provides me with the opportunity to always do what’s in the best interest of you, the client, through offering conflict-free advice. I pride myself on my ability to listen to clients’ needs and goals and develop a plan that gets them where they want to go. I feel a sense of accomplishment when I know that my clients sleep well at night because we’ve set them on the right course.
My company is Insurety Retirement & Insurance Planning. Our main philosophy is SAFE MONEY & INCOME.It is one of conservatism, innovation, and safety for our clients. We, as a company, never, do something just to make money. We educate and help folks like yourself, to make informed decisions about your financial health and only offer advice or implement programs that benefit you and improve your position.
We always try to do the right thing, so that means that if you come to us and say we really want to do so and so, and after looking at the overall plan and seeing that it really doesn't fit, we’ll tell you we really don't think it fits. This philosophy has served me well the past 24+ years I've been in this business.