With three decades of experience within the venture capital, corporate America, and individualized planning spheres plus a lifetime of learning, Elizabeth Bennett enjoys educating and assisting clients as they define and map out their financial dreams and set goals for the future. As Principal and Owner at Chesapeake Financial Planning & Tax Services, LLC, she enjoys meeting with clients and reviewing investments as she puts her financial planning and wealth management skills to use. For Beth, helping others become and stay financially educated and secure is the most rewarding facet of her role. Because she has personal experience seeing the drastic difference being educated and having a financial mentor can have on a person's life, she carries a deeply personal commitment to each client she serves. She strives to provide her clients with complete objectivity, transparency, and the most customized strategies. Beth is a fiduciary and CERTIFIED FINANCIAL PLANNER™. She also puts her tax background experience to use as she provides recommendations to minimize individual tax burdens. Beth understands the value of time management and hard work. While she maintained a full-time job, she attended and graduated from Penn State University. She received a bachelor's degree in accounting and was additionally awarded her MBA from Meredith College. Beth is a registered representative and investment adviser representative with Cambridge Investment Research, Inc., and is a member of the Financial Planning Association (FPA). In her free time, Beth enjoys spending quality time with her husband and her son Joey when he is in town. She is an avid fitness enthusiast, beachgoer, and mom to her furry baby, Luie, who accompanies her occasionally to the office.

Andrea L. Hastings
Certified Financial Fiduciary® 
Professional Plan Consultant® 
Investment Adviser Representative

"Doing my absolute best for the client is my focus."

A seasoned partner with Phyllis Mitchell, Andrea Hastings has been serving clients in the financial services industry for 31 years. She has served client needs through the process of individual analysis, education, problem solving and implementation of tailored financial and investment plans for individuals, small businesses, and non-profit organizations.

Andrea takes the time necessary to really understand what is at the core of clients' issues and tailors her plan accordingly.

To Mrs. Hastings, personal service means that she will meet the clients wherever they are, whether an experienced investor or new retirement plan participant. Her attention to detail, as well as her pragmatic conservative approach to investment planning, timing, and placement, provides the all­ important depth and breadth of performing detailed financial analysis and rendering timely and accurate investment advice, always placing the client's needs above her own.

Andrea feels every day is a new opportunity to help individuals and businesses reach their financial goals and dreams by maximizing their financial potential.

She is a graduate of Stevenson University, where she majored in Business Administration. She holds the Professional Plan Consultant™ and Certified Financial Fiduciary designations. She is also a member of the Financial Services Institute (FSI). She is an Investment Advisor Representative and Registered Representative with Cambridge Investment Research, Inc., and also holds insurance licenses in over seven states. Andrea is also a seasoned speaker for civic and business organizations.

Subhani has the Retirement Income Certified Professional (RICP) designation through the American College of Financial Services. Financial experience includes previously working with firms such as Citibank Pakistan, Bancolombia, Jobin.es Spain, and Crown Capital Securities, L.P. Subhani is currently a Wealth Manager of Toro Bravo Investment Advisors, LLC, a Texas state Registered Investment Advisor firm.  

Subhani has been involved in philanthropic organizations like the Ronald McDonald House and United Way.  

Keith serves as President of Maritime Wealth Advisors, LLC. a registered investment advisory firm located in Hanover, MA.  With over sixteen years of experience in the financial services industry, Keith works with his clients to help them achieve their financial goals through careful analysis and the development of long term financial plans that encourage consistent, achievable outcomes.

Keith graduated from the University of New Hampshire where he earned a Bachelor of Science degree in Finance from the Whittemore School of Business and Economics. Keith currently holds FINRA Series 66 securities license and is a member of the Financial Planning Association and Financial Services Institute.

I was born in Dinuba, CA.  As a young man, I swam competitively.  I received my undergraduate degree from Oregon State University in 1974.  I received my MBA from the University of Oregon in 1976, and consider myself a lifelong student.

I started my financial services career in 1983, with tenures at Morgan Stanley, Dean Witter, and Paine Webber. I hold insurance licenses and have passed the Series 3, 7, 8, 24, 63, and 65 examinations.  My career has involved retail sales, recruiting and managing advisors, and wholesaling financial products.  For the last 25 years, I have been an industry educator and speaker.

I’ve been married for 34 years and we have two fantastic, awesome, gorgeous, incredible children. I enjoy working as a mentor in our church’s men’s ministry.  I also work as a board member with Emergency Ministries, an organization that works with our community’s first responders.

My real passion is my clients. My mission is to do the best job possible for them.  That begins and ends with listening.  I listen, listen, listen to my clients so I can develop individual plans to help them create, develop and maintain the lifestyle of their choosing.  My areas of focus include investment selection, retirement income planning, and family wealth management.

Jon A. Law is a seasoned executive with over 40 years of experience in financial services and consulting. He brings a world of expertise with particular strengths in areas such as investment management, financial management, taxes, and college financial aid planning. Jon currently operates a private consulting firm, U Financial , LLC , which he founded in 2007. He has worked with hundreds of clients implementing various financial strategies to improve all areas of financial management.

In addition to his executive career, Jon continues to serve in several boards of directors as well as consulting with many area company owners. Over the last twenty years, Jon has established himself as a thought leader in the field of executive and financial expertise for personal and business owner clients. He is a frequent guest speaker at lectures and has taught many seminars for CPA’s, CFP’s and Insurance Advisors

Jon currently holds the following professional designations, CFP (Certified Financial Planner), CFFC (Chartered Financial Consultant), CFF (Certified Financial Fiduciary), AEP( Accredited Estate Planner)

Tony began his career as a retirement planner in 2001. Since then his business has grown through referrals from many satisfied individuals. Tony is dedicated to developing lasting relationships with his clients and their families. He provides an easy to understand, common sense approach to sometimes complex financial issues. Tony believes education is the key to helping his clients assess their unique financial goals. Tony earned a Bachelor's degree from Bowling Green State University in 1985 after graduating from Bay Village High School.. He was District Sales Manager for a national sales organization prior to entering the financial industry. Tony is happily married to his wife Dana. They have 3 children and reside in North Royalton OH where they are actively involved in the community.

Tony works closely with Financial Independence Group, who provides him with comprehensive product illustrations and current, up-to-date information on the many investment options he offers. He treats every client with respect and integrity and provides them with an independent financial analysis.

Rusty began his career in 1997, and over the past 20+ years he has helped clients manage their wealth throughout good times and bad. He joined Harbor Investment Advisory, LLC in 2015 after 8 years at UBS, 7 years at Smith Barney and prior tenures at Banker’s Trust and Alex. Brown Investments.

Rusty focuses on retirement income planning and Plan Sponsor Evaluation of Employer Sponsored Retirement Plans utilizing Harbor Investment Advisory’s Retirement Plan Consulting Platform.

He holds Series 7, 63 & 65 securities licenses as well as the CERTIFIED FINANCIAL PLANNER™, Chartered Retirement Plans Specialist™, Certified Financial Fiduciary®  and AIF® (Accredited Investment Fiduciary) designations and licenses for life, accident and health insurance and variable annuities.

He earned a B.A. in 1991 from the University of Delaware and graduated from the McDonogh School in Maryland. Rusty resides with his wife and two children in Owings Mills, Maryland.

A former teacher, Adam has never stopped learning. He’s still passionate about educating, only now he achieves that by instructing clients on all aspects of their retirement and wealth management to help them formulate a personalized plan for what should be life’s most rewarding stage.

Adam grew up in Niagara Falls, New York, and in high school was a three-sport athlete, editor of the school newspaper and president of the drama club. He attended Niagara University on a scholarship and graduated with a Bachelor of Fine Arts in theater and English literature, later earning a master’s degree in secondary education. Adam relocated to Florida in 2006 and, after three years spent teaching in the Lee County School District, transitioned to the financial services industry in 2011.

Working for major players like MetLife, Gerber and Mutual of Omaha provided Adam with invaluable experience, but after teaching other advisors across the country different strategies to help their clients, he came to a realization: It was time to put his own system in place. With an aim to open a one-stop shop where individuals could receive holistic guidance and education on all aspects of financial planning, Adam founded Evolution Retirement Services in 2018. He’s since achieved designation as a Certified Financial Fiduciary® from the National Association of Certified Financial Fiduciaries.

An independent Insurance agent in the San Francisco Bay Area for more than 20 years.