Steve believes it’s the important things – our families, our core values and the impact we have on others that connect us.

Capabilities to impact your life and wealth

Steve manages key client relationships with individuals, families and businesses. Steve truly values multi-generational client relationships.  He uses his comprehensive knowledge of financial services paired with his innovative thinking to build solid long-term relationships with successful clients and their families

Experience to guide you forward

Steve has over 23 years of experience in Wealth Management, previously holding positions as a Vice President-Wealth Management with UBS,  Vice President and Trust Officer with Civista Bank and a Financial Advisor with Merrill Lynch.

Accredited Investment Fiduciary® – AIF® designation 

Steve is the fiduciary specialist within the firm. He has demonstrated that he has met educational, competence, conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of his clients. He applies investment procedures for his wealth, retirement, foundation and endowment clients.  He uses fiduciary best practices for his clients that have earned him credibility and distinction within the industry. 

Licenses and education

Steve holds a Series 7, 63, 65 Securities Licenses as well as State of Ohio Life Insurance and Annuity Licenses.

Steve earned a bachelors degree in Business Administration through the Fisher College of Business at The Ohio State University. Steve also played football during his tenure at the university.  

Making a difference in my community

Giving back to his community is top of mind for Steve.  He is currently involved in:  Serving Our Seniors of Erie County- Board Member; Catholic Charities of Erie County – Board Member; Sandusky Yacht Club; Sandusky Rotary Club and the Catawba Island Club. 

Outside of the office

A native of Sandusky, Steve lives with his wife of 35 years , Lori in Perkins Township.  They are very proud of their two children: Ryan, an attorney in Dallas, and Kayla, a graduate student at Ohio State.Steve enjoys spending time with his family, playing golf, bicycling and other outdoor activities and is an avid reader.  Steve is a huge  Ohio State University football fan.

Brian believes that long-term investing can be very rewarding and short term humbling and that the secret to making money is to keep from losing it!

Capabilities to impact your life and wealth

Brian has 33+ years of Wealth Management experience and is the firm’s founder. Brian is a certified Bloomberg terminal and Thompson Reuters Eikon investment professional. Brian uses both of these tools for securities research, portfolio modeling, analytics, and stress testing of investment models and portfolios of every type.  Using real-time economic factors, global news, and portfolio specific events and signals that he monitors daily; enables him to manage client portfolios efficiently throughout True Alpha’s book of business. He believes that the key to portfolio management is risk management, and he has the best tools in the industry to do just that!

Chief Investment Officer (CIO) and Senior Portfolio Manager

As Chief Investment Officer (CIO) of the firm, Brian oversees the investment strategy for our client’s assets as Portfolio Manager. In his role as Portfolio Manager, Brian invests client portfolios based on our unique financial planning process. He develops specific models for each client as appropriate to their needs, risk tolerance, and objectives. Brian specializes in using both strategic and tactical disciplines with an emphasis on risk management, tax minimization, and wealth preservation as related to each client’s specific financial plan. Brian provides objective investment advice and guidance to both individuals and institutions. Integrating a complex body of investment knowledge and experience, he applies that knowledge to systematically and ethically assist clients in managing portfolios and making prudent investment decisions. Brian builds and manages customized investment strategies and implements proprietary model portfolios that he manages for a fixed, all-inclusive fee (free of transaction costs) as appropriate for each client’s unique situation. Our client’s lives and the markets are very dynamic; as a result, Brian receives his greatest reward by helping clients navigate those changes successfully, and in doing so, has developed long-lasting trusted relationships.

Making a difference in my community

Brian has worked in Sandusky and lives in Huron and has served on many boards and in leadership positions with Habitat for Humanity, The American Cancer Society, The Shriners, The State Theatre, Plum Brook country club, The Sandusky Yacht club, the Huron Yacht club, and the Patrick and Louise Murray Foundation.  He believes that it is imperative to give back to the community in which he lives and does so regularly through regular contributions of time and money.

Outside the Office

Brian lives in Huron with his wife, Erin Murray, and enjoys spending time with his children and grandchildren.  Active his whole life in many outdoor and sporting activities and coaching, he now spends more time with his wife and kids - traveling, boating, fishing, and is a voracious reader.

Charles J. Czajka III, CFF®,CEP®, RFC®,CSSCS® is a  Certified Financial Fiduciary ® Certified Estate Planner ® , a Registered Financial Consultant ®, and Certified Social Security Claiming Strategist, ® with over 35 years of experience.

During the past several years, Chuck has been conducting educational workshops and study groups for professionals, small business owners, various retirees and groups of active employees seeking information to help preserve and protect their savings and designing retirement income plans for retires to maximize their retirement income.

Chuck is the author of the book YOUR RETIREMENT CHECKLIST!

Chuck is also trained in a macroeconomic approach to making money decisions that are designed to help clients reach their maximum financial potential.  He is a national platform speaker and the recipient of numerous professional awards.  Chuck and his wife Tami are the owners of Macro Money Concepts located in Stuart Florida.

For the past four decades, they have been helping people and small businesses reduce taxes, increase income potential, provide maximum benefits to improve overall wealth through safe money strategies.

Sunil Patel is a well-known national expert in the matters of retirement and tax-free retirement income planning.  For the last 32 years, he has helped people throughout the United State retire safely and securely.  In fact, none of Mr. Patel’s clients have ever lost money in the stock market while working with him.  His clients include self-employed business owners, Physicians,  retirees. 

As a retirement and income planning specialist, he assists his clients to plan for taxes and tax-free retirement, protect their savings, reduces income taxes & taxes on social security benefits, and creates a retirement income that they won't outlive. 

Sunil is a graduate of The University of Stuttgart.  He is a Certified Financial Fiduciary (CFF™) and has pledged to always put the needs of his clients above his own.

Michael is the founder and managing member of Green Leaf Financial Consulting, LLC, and has more than 30 years of experience in business and business management. His passion for helping people was realized early in life. Having watched his mother struggle through raising five boys on her own with nowhere to turn for honest financial guidance, Michael doesn’t want others to have to go through what he and his family endured. This experience drove him to specialize in financial planning and investment management for women, families, and business owners. Now, as a business owner himself, serving clients in the Pacific Northwest, he understands what goes into balancing the responsibility of running a business with family life, all while hoping to secure a meaningful legacy.

It was during his successful real estate career that Michael recognized he was limited in his ability to help people, so, in 1998, he entered the financial planning and investment management business. He learned from some of the best during his tenure with Merrill Lynch and Smith Barney, a member of Citigroup. Michael has been using his life experience and his financial planning experience throughout the last 21 years to help clients navigate through major recessions and market downturns. In 2003, Michael left the confines of the large brokerage firms and partnered with Commonwealth Financial Network®, an independent Register Investment Adviser–broker/dealer, and established Green Leaf Financial Consulting, LLC.

Michael is not only devoted to his family and clients but to his community. He has served on several nonprofit boards over the years and provides training to nonprofit boards in legacy planning and donor relations strategies. Michael has been extensively involved at his children’s schools, serving on boards and committees to improve and enhance the students’ educational experience. Additionally, he has served as an honorary chairman for the National Business Advisory Council and on the Eugene Area Chamber of Commerce Local Government Affairs and Economic Development councils.

Giving back is important to Michael, so when asked, he agreed to teach a Practical Wealth Management class at the University of Oregon Lundquist School of Business to MBA and MSA graduate students. Michael strives to impart education to these students regarding the difference between product sales and true consulting in the investment and financial planning arena.

In his free time, Michael enjoys spending time with his wife, Tiffany. They love creating meals, cooking and serving them to family and friends. He also enjoys a variety of outdoor activities, including, tennis, hiking, backpacking, and boating in the Great Northwest, as well as fly-fishing in Oregon and Montana. Michael has been involved in youth athletics and coaching (tackle football and track) for more than 30 years. Michael lives in Eugene with his wife, who owns and operates her own business as an independent mortgage broker.

Registrations and Designations
Cumulatively, the knowledge obtained with these registrations, licenses, and designations better equip Michael to assist his clients in navigating their financial journeys.

• FINRA Series 7 and 66 securities registrations (held through Commonwealth Financial Network)
• Life, health, and long-term care insurance licenses in Oregon and California
• Accredited Investment Fiduciary® (AIF®) designation obtained through The Centers for Fiduciary Studies, where he spent a considerable amount of time in intensive, in-depth study

I have been a financial advisor for over twenty years.  I also have an accounting background prior to that.  My specialty includes working with retired individuals who are interested in setting up a pension for themselves using various methods that fit their needs.  I also help clients with their retirement goals and home buying goals.  I enjoy teaching my clients the fundamentals of investing and helping them reach their ambitions.  Most of all I do enjoy helping my fellow clients in all their financial matters.

Daniel Stewart is Regional Vice President and an accomplished Financial Consultant at Stewart Wealth Advisors. Daniel has extensive knowledge in retirement planning, portfolio and asset management, and insurance. His prior experience working as a Financial Advisor for hundreds of clients at a bank and credit union has made him an expert in the holistic approach to financial advising. Daniel believes that the client must always be put first.

Daniel received his undergraduate education at Christopher Newport University in Newport News, VA. Daniel lives in Southwest Florida and he enjoys the benefits of being so close to some of the most beautiful beaches in the world. When not working, Daniel enjoys biking, tennis, and a good barbeque.

Sabina L. Pan is the founder and principal of Bay CPA Plus, dedicated advisor to investors, entrepreneurs and small businesse owners. She holds an Master’s degree in Business Administration from INSEAD along with a Bachelor’s in Accounting from Golden Gate University. She is a Certified Public Accountant, a Certified Financial Fiduciary®, and Certifed Financial Planner® candidate.

She has professional experiences in public accounting firms, multi-national companies and non-for-profit organizations. And she is the author of two finance books:

“What Intelligent Business Owners Know – 10 Tried and True Ways to Save Your Business Thousands of Dollars” and

“What Intelligent Investors Know - Top 10 Expensive Tax Mistakes To Avoid”.

This varied professional background gives her a unique perspective in advising clients how to grow their businesses and build personal wealth. She is also business coach for start-ups and non-for-profits.

Outside of her work, Sabina is a wine connoisseur and trained pastry chef from Le Cordon Bleu Paris.

Tim Wood, Founder/Broker of SafeMoneyRetirement.com, has a passion to help educate the public about ways to protect their hard-earned retirement from market volatility and losses. He has advised successful professionals, business owners, and high net-worth individuals for over 20 years, and has always had the ability to meet with someone and make them feel comfortable. Tim's goal is to provide a safe, secure and stress-free retirement for his clients. NONE of Tim's client's have ever lost a dollar due to a market downturn because he ONLY deals in fixed products that offer complete protection from losses. This means his clients can sleep well every night, and so can he. He also offers Medicare, Group Health and Life insurance planning.

As a Certified Financial Fiduciary®, Tim ALWAYS puts his client's needs first in every situation, ensuring they have the best possible plan in place. This begins with every client by going through a thorough Fact-Finder appointment where the client's current situation is examined in detail to determine the best possible course of action to arrive at their specific desired outcome. Then the clients are thoroughly educated about the products and companies that fit their specific situation before proceeding.

Tim is also a chapter president with American Financial Education Alliance (AFEA) where he teaches financial education to the public. You can register for one of his classes at 

Tim is originally from Orlando, FL. After attending Valencia College in Orlando, he worked for the Walt Disney Company at the Magic Kingdom as an audio technician for shows and events for 6 years. When Tim left Disney he worked for the Cox Radio Group in Orlando for several years before founding CyberStorm Technologies, Inc. Tim moved his family to the mountains of Tennessee in 2007 and continued to be very successful in his radio and consulting careers, founding The Plan Advisor in 2017 in order to offer ALL of the Safe-Money Retirement products available in the market to his clients as an independent advisor. Being fully independent, he works solely in the best interests of his clients, not the insurance companies.

Tim and his beautiful wife Melissa live in Johnson City, TN and have been married for over 25 years. They have one daughter currently attending college.

As the weekly host of Safe Money Retirement Radio (www.SafeMoneyRetirementRadio.com) on-air show and podcast, Tim focuses on providing retirement strategies and solutions that explore ways to protect retirement money, increase income, and protect against potential market losses and economic volatility. He also brings into focus potential health circumstances, taxes, and those unforeseen situations that can be devastating to principal assets in retirement.

Tim enjoys fishing, hiking and golf and is an avid college football and basketball fan. Tim and his wife enjoy traveling together and "get away" as often as possible.

"As an independent broker/advisor and a Certified Financial Fiduciary®, I am able to provide for my family and make decisions in the best interests of my clients, not some insurance company. From the initial fact finder appointment to finding the best option to transferring funds, I keep things transparent and pressure-free." - Tim