Daniel Stewart is Regional Vice President and an accomplished Financial Consultant at Stewart Wealth Advisors. Daniel has extensive knowledge in retirement planning, portfolio and asset management, and insurance. His prior experience working as a Financial Advisor for hundreds of clients at a bank and credit union has made him an expert in the holistic approach to financial advising. Daniel believes that the client must always be put first.

Daniel received his undergraduate education at Christopher Newport University in Newport News, VA. Daniel lives in Southwest Florida and he enjoys the benefits of being so close to some of the most beautiful beaches in the world. When not working, Daniel enjoys biking, tennis, and a good barbeque.

Sabina L. Pan is the founder and principal of Bay CPA Plus, dedicated advisor to investors, entrepreneurs and small businesse owners. She holds an Master’s degree in Business Administration from INSEAD along with a Bachelor’s in Accounting from Golden Gate University. She is a Certified Public Accountant, a Certified Financial Fiduciary®, and Certifed Financial Planner® candidate.

She has professional experiences in public accounting firms, multi-national companies and non-for-profit organizations. And she is the author of two finance books:

“What Intelligent Business Owners Know – 10 Tried and True Ways to Save Your Business Thousands of Dollars” and

“What Intelligent Investors Know - Top 10 Expensive Tax Mistakes To Avoid”.

This varied professional background gives her a unique perspective in advising clients how to grow their businesses and build personal wealth. She is also business coach for start-ups and non-for-profits.

Outside of her work, Sabina is a wine connoisseur and trained pastry chef from Le Cordon Bleu Paris.

Tim Wood, Founder/Broker of SafeMoneyRetirement.com, has a passion to help educate the public about ways to protect their hard-earned retirement from market volatility and losses. He has advised successful professionals, business owners, and high net-worth individuals for over 20 years, and has always had the ability to meet with someone and make them feel comfortable. Tim's goal is to provide a safe, secure and stress-free retirement for his clients. NONE of Tim's client's have ever lost a dollar due to a market downturn because he ONLY deals in fixed products that offer complete protection from losses. This means his clients can sleep well every night, and so can he. He also offers Medicare, Group Health and Life insurance planning.

As a Certified Financial Fiduciary®, Tim ALWAYS puts his client's needs first in every situation, ensuring they have the best possible plan in place. This begins with every client by going through a thorough Fact-Finder appointment where the client's current situation is examined in detail to determine the best possible course of action to arrive at their specific desired outcome. Then the clients are thoroughly educated about the products and companies that fit their specific situation before proceeding.

Tim is also a chapter president with American Financial Education Alliance (AFEA) where he teaches financial education to the public. You can register for one of his classes at 

Tim is originally from Orlando, FL. After attending Valencia College in Orlando, he worked for the Walt Disney Company at the Magic Kingdom as an audio technician for shows and events for 6 years. When Tim left Disney he worked for the Cox Radio Group in Orlando for several years before founding CyberStorm Technologies, Inc. Tim moved his family to the mountains of Tennessee in 2007 and continued to be very successful in his radio and consulting careers, founding The Plan Advisor in 2017 in order to offer ALL of the Safe-Money Retirement products available in the market to his clients as an independent advisor. Being fully independent, he works solely in the best interests of his clients, not the insurance companies.

Tim and his beautiful wife Melissa live in Johnson City, TN and have been married for over 25 years. They have one daughter currently attending college.

As the weekly host of Safe Money Retirement Radio (www.SafeMoneyRetirementRadio.com) on-air show and podcast, Tim focuses on providing retirement strategies and solutions that explore ways to protect retirement money, increase income, and protect against potential market losses and economic volatility. He also brings into focus potential health circumstances, taxes, and those unforeseen situations that can be devastating to principal assets in retirement.

Tim enjoys fishing, hiking and golf and is an avid college football and basketball fan. Tim and his wife enjoy traveling together and "get away" as often as possible.

"As an independent broker/advisor and a Certified Financial Fiduciary®, I am able to provide for my family and make decisions in the best interests of my clients, not some insurance company. From the initial fact finder appointment to finding the best option to transferring funds, I keep things transparent and pressure-free." - Tim

“There is nothing more rewarding to me, than to build a solid financial plan for my client, and then helping them achieve their goals through life’s little ups and downs. I make a point to be available and work side by side helping clients achieve financial security.”

Kyle Addington, CFF® is President, Director of Financial Planning for American Wealth Advisers, PLLC a financial services company specializing in wealth accumulation and retirement income stream planning and has over 20 years of experience as a financial advisor for small business owners and high net worth clients. Mr. Addington specializes in designing, implementing and administering individual and small business retirement plans

Mr. Addington is a Certified Financial Fiduciary®, Registered Representative and Investment Advisor Rep with Independent Financial Group, LLC a Registered Broker-Dealer and brings extensive financial and management experience working with two of the largest Fortune 500 companies during his career and numerous private sector high net worth clients.

Prior to launching American Wealth Advisers, Mr. Addington founded and managed Addington Advisors, LLC an investment firm that specialized in retirement planning for professional athletes, small business owners and their families.

Before working in the securities industry Mr. Addington was a Senior Pricing Analyst for a division of Wal-Mart Stores, Inc. He received a Bachelor’s Degree in Strategic Management from the University of North Texas.

Mr. Addington is very active in the community and supports several local charities. He currently serves as Co-Chair for the Marine Corp Reserves Phoenix/Maricopa County Toys for Tots Foundation and board member of the Litchfield Park Friends of the Rec foundation and is past Treasurer and Rotarian of the Year of the Rotary Club of Litchfield Park. Mr. Addington is a former City Commissioner for the City of Litchfield Park and former President of the Village at Litchfield Park HOA. He and his wife Melissa enjoy traveling, going to sporting events, watching old movies and playing golf any chance they get.

Investment Advisor Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker dealer and investment advisor. Member FINRA/SIPC.  American Wealth Advisers, American Wealth Advisers Tax and Accounting and IFG are unaffiliated entities. For a list of states in which we are registered to do business, please visit www.americanwealthadvisers.com Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

With over three decades of business experience and financial services knowledge, Len has guided numerous seniors as they navigate through the many options for retirement. He presents strategies for principal protection and income accumulation without market risk. As a result, not one of Len’s clients has lost money in a market downturn. His motto “Safety First in Retirement”!

Len firmly believes in treating clients as family: always with the upmost honesty and integrity.

Len is the co-author of “The Power of Leadership; Being the Leader Producing Results.”  He has collaborated with Mr Tom Hegna who host the PBS Special “Don’t Worry, Retire Happy” and “Pay Checks and Play Checks”. Also, Len is an author of over 20 published articles and has made several radio and TV appearances on personal empowerment and financial freedom. Len continues to be an approved member of the National Ethics Association, National Social Security Association, National Association of Professional Agents, Better Business Bureau and National Association of Financial Fiduciaries.

Len has been the host of, “Safe Money Radio” airing in Tampa, Sarasota, Ft. Myers, Naples, and West Palm Beach, Florid and now host a TV show called “Safety in Retirement TV on ABC and CBS in West Palm Beach Fl. His program is educational and discusses how to get out of the Wall Street Casino and away from the roller coaster that is the stock market. As an alternative, Len explains how fixed indexed annuities can provide security - never losing principal and participating in some of the upside through indexes offered by large, safe insurance companies.

Len was recently honored with an esteemed invitation to become an “Invited Author” and contributing author in Think Advisor.

Len has authored two recent articles: one on reducing risk in uncertain markets (Click HERE) and another about the advantage of annuities in bear markets (Click HERE) to read his articles and learn more. Hear Len discuss protecting retirement assets with the right investment strategy HERE.

Ken has spent over 30 years in the financial services business. My passion is working with retirees that have spent their lives working hard and sacrificing to save for their retirement! Now that they are there, do not know how to handle their retirement funds! My business, Common Sense Retirement Solutions (CSRS), focuses on funds available, along with social security planning to future cast their goals and objectives in the most holistic manner. 

Additionally, being a Federal Retirement Consultant (FRC) as a well as a FFEBA representative, work with federal employees from all areas helping them navigate through their benefits from their federal pension plan to TSP to FEGLI to social security timing. 

Rick Dennis started Conservative Retirement Solutions, LLC in 2004, after he saw the negative impact the “Dot-Com” stock market crash of 2000-2002 had on the retirement savings plans of his fellow Baby Boomers. His goal in starting the company was to offer a safer financial alternative to people who were saving for their retirement, and this remains his main priority today.

Conservative Retirement Solutions, LLC is located in Houston, Texas, and caters exclusively to clients who want "safe, secure and guaranteed" retirements. Our clients a) don't want to risk losing any of their retirement money by placing it in the stock market, and b) don’t want to risk the possibility of “outliving their money.”

We help our clients achieve these results of “no stock market losses” and “guaranteed lifetime income” by only using “safe money” financial products that are “contractually guaranteed” to never lose money during market declines and are issued by “legal reserve” life insurance companies.

Below is a partial list of guaranteed retirement solutions available for our clients:

• Retirement account growth without the risk of loss

• Contractually guaranteed lifetime income

• Tax-free money for Long Term Care expenses

Irma Hampton is a Dynamic Financial Professional. She has an extensive background in financial planning, wealth management, alternative investments, strategic planning, market analysis, and client relations.

With over 30 years of experience across financial services, Irma is currently a hybrid Registered Investment Advisor (RIA), working with Wealthcare Capital Management LLC (WCM) and their goals-driven financial planning software with LPL Financial as her broker-dealer. As a Financial Advisor, she is responsible for working with client's accountants and attorneys,  providing exemplary service in all of the areas that need attention, including retirement planning and legacy planning. She also enjoys working with people who are financial delegators. She holds the designations as CRPC, ADPA, and proudly, a Certified Financial Fiduciary, where she is committed to always do what is in the client’s best interest. In addition, Irma is also Series 7 licensed (and 63,65) as well as licensed to offer life insurance , disability, and long term care insurance.

Along with her professional career, Irma serves as a Yoga Teacher for The Seven Spiritual Laws of Yoga by Deepak Chopra.

Outcome-Focused: So often the process is the planning focus when what really matters is the outcome. We don’t just help folks find the best investments, we help them become better investors.

Financial Road Map ® for Living Life on Purpose: All successful planning is Goal-Focused and Plan-Driven while failed planning is Market-Focused and Current Events-Driven.

Client Value Promise: CARE Program “Client Achieving Retirement Excellence” Pledges to…

·        Align your financial choices with your most important goals and most deeply held values.

·        Get your entire financial house in perfect order and keep it that way forever.

·        Have a 10 level of confidence that no matter what happens in the markets, the economy, or the world you will achieve your goals.

Since 1997 Ken has been providing high-quality financial planning services because he is invested in helping others achieve their goals and really enjoys sharing his passion and experience to help people strategize how to make their dreams a reality.

Ken helps simplify complex material so clients understand the concepts and strategies being utilized.

Out of the office, Ken enjoys practicing hot yoga, gardening, traveling the world, and a wide range of recreational activities. He also finds time to build furniture. Ken and his wife Desiree and their daughter Margot live in University Place, Washington with their two American Cocker Spaniels Bruno and Bosley.

Ken Behm is a representative registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. PlanMember is not responsible or liable for ancillary products or services offered by this representative.

The Picture You’re Painting:  It’s about what YOU want

Seek first to understand, then to be understood is a great quote from author Stephen Covey.  However, many in the financial world have it backwards.  Too often advisors seek first to be understood (sell their product).  This “sale” becomes the focus and the goal.  As a result, they often fail to take the time to understand who you are, your retirement goals, dreams and concerns about current or future economic conditions.  As a result, then may not allow you the time to “Paint Your Picture”.  Some seem to forget that retirement is one of the biggest transitional times in your life and therefore the development of a solid plan should not be rushed into.  It should take time to develop over several meetings.

Bryan Rich has been serving clients for over 30 years.  He strives to teach a balanced approach to retirement while highlighting both the positives and negatives of options available.  He began his financial services career in 1992 upo graduating with honors with a Business Finance degree  from Liberty University.  After working for over a decade for a national financial planning company he decided to pursue his own career.  As part of that decision, in 2005, he assisted experienced insurance and investment professionals from Roanoke, VA. and established Secure Financial Group, Inc. Later opening an office in Cary, NC. Since its founding Mr. Rich became the face of Secure Financial after speaking to thousands of “50 and Uppers” throughout Virginia and North Carolina in presentations and educational workshops.  Now, as President of SFG since 2008, he has continued to develop strategic relationships with attorneys, CPA’s and other experienced professionals in order to provide a holistic approach to financial and estate planning.  These NETWORK Partners share in SFG’s desire to fully inform and educate each and every prospective client.

Bryan is proudly an independent advisor when it comes to meeting the insurance and lifetime income needs of his clients.  In 2007 Bryan passed his Series 65 Exam and is currently an Investment Advisor Representative for Brookstone Capital Management www.brookstonecm.com.  When dealing with the risk portion of your portfolio, along with BCM Bryan provides fiduciary advice.  This helps promote a balanced approach to retirement…it is not one-size fits all.  Risk options provide more upside potential, while protected options offer peace of mind. Your best interest is always the primary objective...matching your goals with the math.  

PEOPLE FIRST, MONEY SECOND is not just a motto; it is the way SFG chooses to do business by taking the time to get to know you and the “Picture You’re Painting” for this stage of life before we ever start talking about the “products”.  The “products” are important, but they are simply the tools.  How do we know what tools to use until we know what you want to build?

Let’s dream a little first.  Then, once your goals for retirement are understood we help you implement the ABC PLANNING PROCESS.  This process is designed for the Conservative & Moderate Investor who doesn’t want to simply leave retirement to “I HOPE IT WORKS” -- or “IT SHOULD WORK” – well, as long as the stock market does what I want it to do.  Risk investments certainly have their place and are a major part of the ABC PLANNING PROCESS.  But, first we must ensure our Liquidity and Income needs, then chase risk for greater return potential.  So, the key question is not, “What kind of returns might I get?”  Nor is the question, “Can I afford to retire now?”  No, the key question should be:  “Am I in a position to retire and most importantly…STAY RETIRED?”  All with a level of risk that if the market has a major decline you can step back and say, “I’m still okay”. 

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor.  BCM and Secure Financial Group are independent of each other.   Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents