Finding a financial professional you can trust is key to achieving a successful retirement.
Certified Financial Fiduciaries® (CFF) are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first!
Proudly serving individuals, families and business owners as an Independent Financial Advisor, since 1999.
Mr. Desberg began his career as an Investment Advisor Representative in Scottsdale helping his clients prepare and plan for their future. The same year, he founded the independent financial services firm, Desberg Financial, and expanded his practice throughout Arizona.
Prior to calling Arizona home in 1996, Todd attended school near Cleveland in the small town of Chagrin Falls, Ohio.
Todd eventually enrolled in graduate school at the University of Arizona from 1997-1998 to study Public Health, Law, and Business Administration and he received his Bachelor of Science degree from Ohio University. He graduated Cum Laude, with honors in 1995, majoring in Health Services Administration and Business Administration. Todd was also recognized as an outstanding student-athlete and was awarded an athletic scholarship for competing on the University’s NCAA Division I wrestling team from 1990-1994.
Today, Todd is committed to maintaining the highest standards, integrity and professionalism in the work he does for every single family. His strong desire for helping people enables him to fully understand each client's unique situation, so he can deliver quality products along with the personalized service that people deserve.
Professional Career
Mr. Desberg holds a Life and Health Insurance license and maintains the following Securities licenses: Series 6, 7, 63, and 65.
Family life
Married to Melissa in 2005 and happily raising their son and daughter in Scottsdale. They are a family of mountain bikers and outdoor enthusiasts.
Volunteer Service
Todd passionately supports the following 501(c)(3) non-profit organizations:
Head Coach - Desert Mountain High School and Mountainside Middle School Mountain Bike Team in Scottsdale. Affiliated with the North Valley Riders Mountain Bike team through the Arizona Interscholastic Cycling League (AICL) and the National Interscholastic Cycling Association (NICA).
Past President, Endowment Chairman and Executive Board member for Tucson - Dollars for Scholars, a Scholarship America organization. Proudly dedicated to supporting local high school graduates attending the University of Arizona by awarding over one million dollars in renewable scholarships to highly qualified young men and women.
Financial Literacy Educator - Junior Achievement of Arizona.
Known throughout Central Ohio for his knowledge and experience in retirement planning, Greg Taylor takes the time to carefully learn each family’s unique needs and to help them develop their own individualized retirement plan.
Greg’s vision is to help retirees “re-think” how they manage their financial portfolios. He has created the Family Endowment Portfolio to help create a more predictable and efficient path to achieving your investment goals. His focus is to reduce risk, help protect and grow assets and create an income-generating plan. Greg believes that if you Plan Smart, you can have the security and peace of mind that you can, Retire well.
Greg and his wife, Kristin co-host the weekly radio show Winning Retirement heard every Saturday and Sunday on 610 WTVN. He teaches periodic retirement classes held at the Fawcett Center on the Ohio State University campus. His articles on financial planning have been featured on Forbes.com, Fortune.com and Money.com.
Greg and Kristin live in Grove City with their three boys and their adorable Teacup Yorkie, Belle. Greg enjoys golfing, working out, hanging out with his family and Buckeye Football.
I became a financial advisor to deliver professional advice with a personal touch. Rather than offer cookie-cutter solutions that work for no one, my recommendations are always tailored to the individual and their loved ones.
I believe that exceeding client expectations is not only my duty, but a key to my success.
I live in the Pennsylvania wilds area and enjoy spending time outdoors and with my family – wife Maleigha and children Sofia, Jackson and Grayson
Andrew got into the banking industry around 2007 and was aspiring to be a financial advisor. Unfortunately Andrew could not have picked a worse time to learn to be a financial advisor. Only a year into Andrew’s banking career, the Global Financial Crisis occurred.
Observing the Financial Advisor Andrew was mentoring under, running around like a “chicken with his head cut off” trying to explain to his clients why their portfolios just lost 30-40%, Andrew was convinced that he never wanted to be involved in losing a client’s money. EVER.
Shortly after Andrew’s epiphany, Andrew father passed away unexpectedly at the young age of 45, leaving his mother and two younger siblings still at home. Andrew’s mother was a stay-at-home mom and hadn’t worked in almost 20 years. She was faced with some very difficult decisions.
And although she did receive a Life Insurance Death Benefit, she did what most people do when they are unsure of how to handle a big amount of money. She went to a Financial Advisor and invested in the market.
As Andrew was looking at her statement one day he discovered that although she had gained some interest, every penny she earned was eaten up in fees. This made Andrew furious. Andrew set out to find alternatives for his mother. Something that would offer her guarantees.
Something that would allow her to retire sooner. (She had gone back to work for minimum wage.)
Something that would ensure she would never outlive her money, even if she lived to age 100.
Something where she would no longer be at risk of losing any more of her money in the market.
Something where she would never pay any fees again.
Something that would still provide great rates of return.
And after much searching, to his surprise, Andrew discovered a whole new world of alternative products. Products that did offer EVERYTHING he was looking for.
Once he helped his mother rollover her money into these products, something amazing happened.
Andrew’s mom was able to retire right away. Years sooner than she previously thought. Andrew’s mom was able to take care of her bills and raise the younger 2 siblings. Andrew’s mom was able to never worry about losing any more money in the market. Andrew’s mom never had to pay another broker or account fee again. Andrew’s mom could count on a steady monthly paycheck deposited every month. Andrew’s mom finally had financial peace of mind. Andrew’s mom was able to buy her dream house, and comfortably afford it. Andrew’s mom’s Long Term Care Insurance was covered (for free) in her retirement plan.
This “lightbulb” moment really compelled Andrew to ask the question… “If my mother benefited this much from these types of products and guarantees, how many more Americans are desperately searching for these types of products and guarantees?”
Andrew started Legacy Builders Wealth Management with that in mind. To solve all the problems in the Financial Industry. To put the client first and provide the guarantees that most retirees and pre-retirees were looking for.
The company took off like a rocket! Andrew didn’t really understand how big of a need it really was to provide Safe Retirement Products. Within 7 months, the company was valued at over 20 million, with 200 agents nationwide helping clients with Safe Insurance and Financial Products. Legacy Builders Wealth Management was awarded as the fastest growing Financial Firms in America from 2017-2020 and was able to help over 5,000 clients with their retirement decisions.
And although Andrew’s success was admired by many, Andrew wasn’t able to spend the time with his family that he desired. Andrew decided it really doesn’t matter how much you make, if your family isn’t a priority, it isn’t worth it. He decided his days of traveling all over the country were over.
Rather than focusing on Quantity, Andrew began focusing on Quality.
Legacy Builders Wealth Management has never drifted from the foundations that make it successful. Andrew knows from experience what clients want and need. He continues to become better and better offering the highest form of excellence, customer service, and most importantly GUARANTEES that his clients have come to enjoy.
And the best part is, Andrew now has the freedom to enjoy his 4 kids and lovely wife Jess in Franklin TN where they live, and still be able to passionately provide nationwide Safe-Retirement Planning as a Certified Financial Fiduciary®.
Rikki Ridgeway has been in the professional financial services industry for 10 years. She received her Bachelor’s degree in Communications and Economics from University of California Santa Barbara. She currently lives in Newport Beach, Ca and works for Pacific Capital Wealth Management. She is also certified in Health & Fitness as more of hobby, and is passionate about helping her clients achieve both their personal and professional goals in life.
With 10 years of experience in the Financial Services industry, Dan currently holds a Series 7 and Series 63 Licenses along with a Life, Accident & Health Insurance License. Dan has built his practice relying on the teachings of financial guru Dave Ramsey. He believes that navigating through the information that is constantly given to you through TV, Radio and Internet can be a daunting task. Dan's experience is that by managing your emotions and not making the wrong decision at the wrong time you have a greater chance of success.
Dan focuses on treating people with integrity and always making sure that he thinks of his clients' needs first. By using questioning strategies and having the heart of a teacher, Dan has a keen knack for helping people get answers to their questions so that they can make sure they are making the right decisions. If you are having questions about financial planning then Dan is your man. He will help you determine your goals and what is the best way for you to meet those goals.
Molly began her career in the investment and retirement planning industry in 1996 as a financial advisor for RBC Dain. As part of an advisor team servicing retail clients, they helped individuals and families create and monitor their personal financial plans to meet their long-term goals.
After taking a break to focus on raising her four children, she joined Dave’s team in 2013.As Octagon’s Client Relationship Manager, she works closely with clients to better ensure their investment portfolios and overall financial plans remain aligned with their long-term goals.
She is a Certified Financial Fiduciary and holds FINRA Series 7 and 66 licenses. She takes her responsibility to be a fiduciary very seriously and appreciates the trust their clients have in them.
A native Minnesotan who grew up in Bloomington, she is a graduate of the Carlson School of Management at the University of Minnesota.She and her husband are raising their four children in Eden Prairie where she enjoys attending her children’s activities, traveling, reading, and volunteering in the community especially the local non-profit thrift store, PROP SHOP that supports local families in need.
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