Josh Karasow is President and CEO of Glory Financial. Since 2001, he’s been helping retirees and those nearing retirement develop plans that provide safety from market losses, tax reduction strategies, guaranteed lifetime income, social security maximization, fee avoidance… just to name a few. He’s a member of the Ed Slott Advisory Group, a Certified Financial Fiduciary and holds a National Social Security Advisor certificate. 

He and his wife Nicole have four amazing kids, Alex, Bella, Jackson and Zach. And when they’re not attending their kids’ sporting events, the Karasow family enjoys spending time together outdoors, playing games, watching movies and attending their local church.

I am a 39 year veteran of the financial services industry and have built a successful planning and investment management practice.  Previously, I spent 26 + years helping mutual fund companies, insurance companies, and money managers build and market world class investment solutions to individual and institutional investors. I graduated Cum Laude in 1983 with an MBA from Southern Illinois University and hold the designation of Certified Investment Management Analyst (CIMA®) awarded by the Wharton School of Business in Philadelphia, Pennsylvania. In addition, I am a Certified Financial Fiduciary®, bound to put your financial interests above everything else.

We are committed to providing the very best in planning and investment advice, in a way that is actionable and easy to understand.

The Financial Planning process is like a bicycle. The rear wheel is the engine which is represented by your investments and income sources, which include earnings, pension plans and Social Security. The front wheel directs the bike to where you want to go. You tell us where you want to go, and how fast you want to pedal, and we will build a solid framework to hold it all together and find the route that is right for you.  From that point forward we will continually monitor and meet with you regularly to provide status updates and make changes or adjustments to tune the bike up when needed or if your goals and objectives change.

Securities offered through Securities America, Inc. Member FINRA/SIPC

Advisory Services offered through Securities America Advisors, Inc.

Pathways Financial and Securities America are separate entities.

Jason Bleick is a wealth strategist, real estate investor, and a man on a mission to help people reduce their financial stress, and change their money mindset, so that, they can make more of an impact in the world and leave a legacy.

Jason had a wealth shock 10 years ago which was the catalyst to begin researching, studying, and trying many different financial products and strategies to eventually find low-stress and predictable ways to build wealth. Now, Jason is the owner of the financial firm Golden Rule Wealth. He is helping individuals, business owners, and real estate investors, create sane wealth strategies that are proven, predictable and tax-efficient, and unknown to the “typical” financial advisor and planner, which helps his clients reduce financial stress and take back control of their financial future.

With more than 25 years of investment and financial market experience, Tim has both traded and managed trading desks for large financial institutions and has worked with the highest-grade institutional clients from leading investment banks.

In 1994, Tim began his career trading Fixed Income and FX products at Bank of America, London. At BGC Partners, Tim ran the product range for the Interest Rate Options area across both the London and Asian markets. His teams achieved multiple Risk Magazine industry awards for innovation and excellence in interest rate derivatives. Tim is qualified as a BA (Hons) BA and a Registered Investment Advisor.

Tim founded Altior Capital with the idea to pass on his knowledge and experience of investing and wealth management to his clients. His client centered data-driven approach to wealth creation and preservation is focused on those who demand fiduciary responsibility and unbiased investing advice.

Over the last 16 years, Tim has had the pleasure of working with thousands of clients. They all speak highly of his integrity, humility, skilled knowledge, and laid back demeanor that resonated to each of them upon meeting with him and throughout the transaction process. His tremendous love and passion is very apparent as he helps to provide all his clients with the necessary financial and insurance planning tools to insure against any unexpected future life event. This
proactive approach makes sure that existing and future generations will inherit a sense of financial stability.

Tim and his wife Judy have been blessed with 33 years of marriage and reside in the Raleigh, NC metro area. They have two amazing children, one son and one daughter, along with four rambunctious grandchildren. Prior to Tim’s financial advisory and insurance career, he and Judy owned multiple highly successful businesses in real estate, retail, and a wholesale distribution company. His life balance is built around his faith, family, friends and the lifelong relationships he
has forged with his clients over the years. When he is not meeting with clients, Tim enjoys spending time relaxing with his family, attending church functions, golfing, lifting weights at the gym, or playing in softball leagues.

At the initial discovery meeting, he seeks to gain an in-depth understanding about each client’s financial needs, current insurance coverages, and personal retirement goals. After the initial fact gathering meeting, he will then perform an extensive analysis of the information obtained in order to provide you with the best solutions/options to help you achieve your desired outcome throughout your retirement years. He utilizes his expert knowledge and numerous licensed
certifications to help provide the families and businesses he serves with innovative financial strategies and sound solutions. His well defined plans will result in financial clarity, security, and peace of mind for you, the client.

He and his team of experts welcome the opportunity to earn the trust of anyone looking for assistance with qualified plan rollovers (IRA,401K,403b, and TSP), long term care protection/planning, asset protection with no market risks, retirement income planning, life insurance/family legacy planning, tax free income strategies, Medicare supplemental insurance, social security maximization, etc. Once you personally schedule a meeting with Tim, you too will have a much better idea of how he can help you address any of the issues you have concerns
about and the best solutions to give you the peace of mind you innately deserve.

Cayla Dee is a traveling Financial Professional who splits her time between Texas and California. Although she is primarily based in Texas, she holds her Life, Accident and Health license in multiple states throughout the United States. 

Her financial focus is on Indexed Strategies that help protect your wealth. When it comes to retirement planning, she will guide you towards proper and strategic asset distributions that allow you to transition into retirement stress free and prepared. She also helps navigate you through proper budgeting, and saving techniques to help be prepared for the financial plans you have ahead.

Being an educator at heart, she strives to increase her clients financial literacy and investment knowledge to help them make powerful and informed decisions for their future.

As a younger financial professional, "I strive to encourage my generation and our future generations to start building wealth early, protecting their assets, and spreading financial awareness. Building financially independent individuals who can retire early and enjoy a lifestyle tailored to their aspirations and goals is a focus of mine".

Away from work Cayla Dee enjoys spending quality time with my nieces in Texas as well as exploring the culinary world by cooking in different countries and trying new cuisines. She also spends time outdoors exploring the mountains and beaches of California. 

Victoria Marshall entered the industry in 1994. She later founded her company in Redlands, California, in 2003 and since that time, Marshall Insurance and Financial Solutions has served its clients with compassion and forethought.  As an advisor, Victoria is insightful & compassionate, and dedicated to listening to what her clients need.

Kraig Carpenter is the Founder and Registered Principal of El Camino Real Financial Advisors.  In 1991, Mr. Carpenter started his professional training with Merrill Lynch & Co.  Kraig has extensive knowledge in financial planning, insurance, investments and retirement. Kraig attended University of California, Davis and studied Business Administration.  He continued his studies at the Donald T Regan School of Economics while at Merrill Lynch & Co.  As the Registered Principal at ECRFA Kraig has passed the FINRA Series 6,7 & 24 and NASAA Series 63, 65 and 66 registrations. Kraig is a licensed California Insurance Broker and is insurance licensed in many other states as well.  Kraig has been in the financial services industry since May 1991.