JoAnn founded Financial Security Group in 1999 with the intent of becoming a one stop business where clients could find answers to the issues that concerned them during their retirement or pre-retirement years. Today her companies are able to provide estate planning, tax preparation and planning and financial planning services to her clients.

JoAnn began her career working for a CPA firm in Texas. The firm specialized in tax and estate planning for wealthy Texas farmers and ranchers.  She discovered a passion for these areas and furthered her education by attending the University of Texas, majoring in accounting and business, fully paid for by the CPA firm she worked for. A few years later, she became an IRS Enrolled Agent, a federally authorized tax practitioner with technical expertise in taxation and empowered by the US Treasury Department to represent taxpayers.  She also became a Registered Investment Advisor to better serve her clients in the areas of wealth management and investment advice.

She moved to Arizona in 1995 and began starting working with a company specializing in Estate and Financial Planning. That experience led her to become licensed by the Arizona Supreme court as a Certified Legal Document Preparer, primarily focusing on Trusts, Wills and other Estate Planning documents. She has been instrumental in assisting thousands of families with the peace of mind knowing that their loved ones are well taken care of.

Over the 20+ years of the operation of FSG, JoAnn and her team have helped many of her clients with their retirement assets. She has been recognized as one of the top female advisors in Arizona. Her strategy is to protect her client’s money, provide lifetime income when needed, and financial security through the benefits of safe insurance products such as annuities and life insurance, as well as managed accounts invested properly for the client’s current needs.

Her commitment to integrity, along with her work habits, make her an asset to her clients and she is often highly recommended by them to their family and friends.

Known for being a trusted Retirement and Business Specialist, Grant’s intuitive abilities and insightfulness allow him to understand client needs. Building confidence and forming relationships over a life time, is part of his core strength.

Grant provides a variety of products to help his clientele meet a number of insurance, retirement and financial needs.

Grants clients are from all walks of life with a focus on retirees, pre retirees, business owners and CalSTRS / CalPERS employees. Grant Sawyer is committed to helping individuals grow their personal wealth safely and securely while obtaining a comfortable retirement in an often volatile financial market place.

Robert Downes is a Certified Financial Fiduciary® residing in Northern Illinios. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowledgeable and compassionate service to business owners and their families throughout the country. 

Robert's team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arenas of expertise. Protecting the client's best interest is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive with of 30+ years, spending time with his grandson, and helping people with their addiction issues. 

We believe goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Call us and tell us your goals, passions and struggles. We will help you to plan your work, work your plan, and reap the harvest! 

Experience protection from dying too soon and living too long. 

Robert Downes is a Certified Financial Fiduciary residing in Norther Illinois. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowledgeable and compassionate service to business owners and their families throughout the country. 

Robert's team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arenas of expertise. Protecting the client's best interest is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive wife of 30+ years, spending time with his grandson, and helping people with their addiction issues. 

We believe goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Coll us and tell us your goals, passions and struggles. We will help you to plan your work, work your plan, and reap the harvest. 

Experience protection from dying too soon and living too long. 

Robert Downes is a Certified Financial Fiduciary® residing in Northern Illinois. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowledgeable and compassionate service to business owners and their families throughout the courntry. 

Robert's team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arenas of expertise. Protecting the client's best interests is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive wife of 30+ years, spending time with his grandson, and helping people with their addiction issues. 

We believe  goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Call us and tell us your goals, passions and struggles. We will help you plan your work, work your plan, and reap the harvest!

Experience protection from dying too soon and living too long.  

Robert Downes is a Certified Financial Fiduciary® residing in Northern Illinois. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowleadgeable and compassionate service to business owners and their families throughout the country. 

Roberts team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arenas of expertise. Protecting the client's best interests is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive wife of 30+years, spending time with his grandson, and helping people with their addiction issues. 

We believe goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Call us and tell us your goals, passions and struggles. We will help you to plan your work, work your plan, and reap the harvest! 

Experience protection from dying too soon and living too long. 

Robert Downes is a Certified Financial Fiduciary® residing in Northern Illinois. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowledgeable and compassionate service to business owners and their families throughout the country. 

Robert's team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arena of expertise. Protecting the client's best interest is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive wife of 30+ years, spending time with his grandson, and helping people with their addiction issues. 

We believe goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Call is and tell us your goals, passions and struggles. We will help you to plan your work, work your plan, and reap the harvest! 

Experience protection from dying too soon and living too long. 

Ronald M. Ivanick, LUTCF, CFF, CDAA

Family Financial Services, LLC

Crown Capital Securities, L.P.

Independent Certified Financial Fiduciary

Registered Investment Advisor

General Securities Principal

Certified in Digital Assets

Licensed Series 7, 24, 66. & 65

Family Financial Services, Founder, Pres./CEO Independently Established in 2002 to provide the “highest level of advice and service, regardless of a client’s portfolio size”.  I personally work with every client and it’s my privilege to help them to accumulate wealth, protect it and ultimately provide lifetime income in their retirement.  As a trusted advisor to many for the past two decades.  I see successful long-term client relationships as a hallmark of good advice.

*Securities offered through Crown Capital Securities, L.P.  Member FINRA/SIPC

Family Financial Services Corporate office is registered in Wenatchee, WA.

Providing Fiduciary Advice to Individuals, the Self-Employed and Independent Small Business clients in:  WA, OR, CA.

By appointment only.  Virtual or in-person meetings are my pleasure and new clients are always welcome to contact me.  I am currently licensed and travel within WA, OR, and CA.

My expertise is in: Proper asset selection and strategic portfolio construction specializing in equity assets, fixed income, and alternatives with a focus on Growth, Income and Protection.

Ron is 10+ years happily married, together we’re parents to one fur baby and both fans of live music and performances, traveling, dining and azure ocean views.  A long-time member of two nationally known charitable organizations and the past member of several non-profit board of directors.

If you appreciate clear and candid advice based on decades of experiences, business done with old fashioned integrity, dedication, and confidentiality you need look any further.

You can reach me easily the following ways:

Phone (360) 425-6330 or (509) 421-1051

Toll Free, (888) 475-0556

Email, rivanick@crownmail.net

Website, www.FamilyFinancialServicesWA.com

Shawn Contento is a co-founder of Radicle Wealth Management. She began her financial advisory career in 2001 with Diversified Financial Concepts before founding her own firm in 2011, Contento Financial Planning. Shawn attained the Certified Fund Specialist designation in 2012, and her Certified Financial Fiduciary® in 2021. Prior to her career in financial services, Shawn worked in education for 18 years.

For more information regarding Shawn’s background as an investment professional, please visit FINRA’s BrokerCheck.

You could say Joe Esposito inherited his relationship skills from his mother who worked in the education system and his grandfather, who worked in financial services. Both were highly regarded for their integrity and personable style. Building strong relationships with a concierge-level of service is the foundation of Joe’s work with clients. Whether it’s collaborating with them on their planning and investments, helping them understand the performance of their investments, or fielding questions regarding big life decisions, Joe makes himself available whenever his clients need him.

Joe’s career kicked off after graduating from Denison University with double bachelor’s degrees in economics and psychology. His job as a sales representative had him selling all manner of hospital products: from what a patient wears to surgical equipment, and anything you might find in a medical setting. With a personal motto of “one life, one chance, no regrets,” he decided to leave that industry to pursue both his entrepreneurial aspirations and a strong drive to make a positive impact on peoples’ lives. That’s when Joe founded his financial services practice. He has spent more than 30 years serving everyone, from missionaries to millionaires, who approached his firm for guidance.

Joe holds his FINRA Series 7, 63, 65 securities registrations, and is a Certified Family Business Specialist (CFBS) and a Certified Financial Fiduciary^® (CFF^®). He also holds health, life, and long-term care licenses. 

Joe remains proud of the advisory firm he helped build with Keith Kiker, including the welcoming culture and long-term associates who have served their clients with robust planning and a heavy dose of empathy. He points to teamwork as the reason why EK&A successfully serves clients and builds lasting relationships. Joe knows the power of solid teamwork. He was a starting teammate on the 1985 undefeated Denison University football team that rolled to a 10-0 regular-season record, the college’s first-ever North Coast Athletic Conference championship, and a berth in the NCAA Division III playoffs. 

When it comes to his free time, Joe loves to spend it with his immediate and extended family. Joe is married to his wife, Trina of 29 years. He has a son, Parker, who also graduated from Denison University, and three daughters, Payton, attending the University of Dayton, Baylor, in search of what’s next, and Mayson, a sophomore at Fenwick High School. 

Joe enjoys family vacations to different destinations. He also visits his extended family in Ohio, up on Lake Erie, where he grew up, and has many fond memories.