Emanuel Mahand, MSM, CFF, CRC®, CBC™

Registered Investment Advisor/Program Director of Retirement Plans – DE, NJ, NY, PA, and WV

Nationwide Retirement Solutions

Background/Military Career

He was born and raised in Greenville, AL, the eldest of 5 children.  Graduated from Greenville High School in 1988 and immediately joined the US Army as a private.  He served 4 years in the US Army (Active) from 1988 to 1992 at Fort Drum, NY.  He obtained the rank of sergeant, after being promoted in the top percentage of his peer group.  He later joined the US Army Reserves from 1992 to present.  In 2003, he was appointed as a Commissioned Officer in the US Army Reserves.  Major Mahand currently serves as a Logistical Officer for the 78^th Training Division at Fort Dix, NJ.  During his military career, he trained and served in the following locations:  Fort Jackson, SC; Fort Benning, GA; Fort Lee, VA;  Camp Lejeune, NC;  Fort McCoy, WI;  Oversees:  Fort Sherman, Panama ; Sinai, Egypt; El Salvador,  Guantanamo Bay (GTMO), Cuba  and Iraq.  He has been awarded the following awards and decorations (14):  Meritorious Service Medal, Joint Accommodation Medal, Army Accommodation Medal (3), Army Achievement Medal (3), Iraq Campaign Medal, Good Conduct Medal, National Defense Service Medal, Global War on Terrorism Service Medal, Non-Commissioned Officer Professional Development Ribbon, Army Service Ribbon, Overseas Service Ribbon, Army Reserve Component Overseas Training Ribbon, Armed Forces Reserve Medal, Multinational Force and Observers Medal, Army Parachutist Badge. 

Civilian Profession

Emanuel obtained his master’s degree in Management (concentration in Leadership) from The American College.  He has a bachelor’s degree in human resource Mgt. from Troy State University in Montgomery, AL.  After graduating from college, he relocated to Memphis, TN to join American Fidelity Assurance Company as an Account Manager.  In 1999, he joined Nationwide Financial as a Financial Service Representative in Montgomery, AL.  He was promoted to Assistant State Director in 2000; Promoted to State Director of the State of Michigan in 2002; Promoted to Director of Retirement Plans for the State of NY and NJ; served as Program Director of Retirement Plan for Alabama, Mississippi and Louisiana from 2011 – 2013; In July 2014, he was reassigned as Program Director for the State of DE, NJ, NY, PA and WV.  He supervises seven registered representatives with approx. $1.2 billion of assets under management.

Emanuel has represented Nationwide Retirement Solutions throughout the country in conducting retirement workshops for the following organizations:  Alabama Education Association, Alabama State Employees Association, United States Conference of Mayors, New Jersey Conference of Mayors, New Jersey Association of Counties, Professional Firefighters Association of New Jersey, Professional Firefighters of Alabama, Professional Firefighters of Louisiana, National Forum of Black Public Administrators, and NJ State Policemen’s Benevolent Association. 

Emanuel is a passionate public speaker who brings excitement and practical application in helping others to obtain their goals and to live a fulfilled life.   He has served as the keynote speaker at the following events:  Public Schools (Elementary thru High School) in AL, NJ, and PA; class reunions; unions/associations meetings; church events; and military ceremonies.

Education/Licensing:

Master of Science (MS) – Management / Leadership

Bachelor of Science (BS) – Human Resource Management

Associate of Science (AS) – Business Management

Certified Financial Fiduciary

Certified Business Coach, WABC

Certified Retirement Counselor – InFre

Registered Security Licenses (FINRA):  Series 6, 63, 26 and 65

Life and Health Insurance License

Negotiations Training 1 & 2 – BayGroup

T3 Presentation Training

Improv Presentation Training

In my many years in the Financial Service industry, I have had the pleasure of experiencing many roles. I started my career as a Financial Representative with Prudential Financial and most recently held the position of Divisional Vice President with Ohio National Financial Services. I’ve had the opportunity to both develop and learn from some of the most successful advisors across the country. Now in my own practice, I’m focused on designing successful client strategies for growth and retirement planning, with particular expertise in creating market resilience and buffering volatility, utilizing fixed and variable annuities, insurance products, and equity investing. I can be reached at 508-340-8296 or david@alpinewealthpartnerscom. 

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Raised primarily in Kentucky, Jim graduated from the University of Louisville with a Bachelor of

Science degree in Business Administration. After 20 years in the corporate world focusing on

Risk Management, Jim entered the Insurance and Financial Services industry in 2003 where he

has been an endorsed advisor for active and retired educators from several states. The

business climate change to helping individuals reach their Financial and Insurance

goals has been one of the most rewarding attributes that contributes to his passion about this

field. He has spent the past 18 years utilizing various Insurance products to provide Financial

security for his clients with Risk-Free Investments, Estate Preservation tools & Health Insurance

products for strategic protection from acute and chronic health conditions. Jim enjoys helping

his clients achieve their goals while gaining security of their hard-earned assets.

On the personal side, Jim is an exceptionally proud Grandfather of his twin grandchildren and

loves to spend time with them as often as possible. Jim also is an avid golfer, active in

many outdoor activities and is a die-hard college sports enthusiast.

Gary Siano, RICP® is President and Founder of Guided Wealth Management, LLC. Gary specializes in retirement income planning solutions. He holds the Retirement Income Certified Professional® designation from the American College of Financial Services and is a Certified Financial Fiduciary®. Gary started his career in 1984. 

For 15 years, he worked in the credit union of a Fortune 100 pharmaceutical company. While there, Gary worked with their HR staff to design a Retirement Planning workshop. Gary traveled the country giving workshops to their employees nationwide. After bulding a successful practice for the credit union, Gary started Guided Wealth to bring those same executive retirement planning solutions to the public. Gary is a multi-year award winner of the 5 star Wealth Manager Award. He is also a Christian, a husband, a father, and an avid Philadelphia sports fan. Go Birds! 

Because Zeke Bucci-Torres is passionate about people, he has made his career one of service.  He began by serving in the United States Air Force and then chose a career in the insurance industry in order to assist others navigate the overwhelmingly confusing yet incredibly beneficial world of insurance.   He is adept at listening and ascertaining needs in order to match his clients to the best insurance products for their goals which can range from providing lifetime income for their retirement to leaving a legacy for their loved ones.  Earning many awards, he has been a recognized leader in the industry for over 17 years in Albuquerque, NM where he joyfully resides with his four amazing children and his beautiful wife of 25 years.  Zeke is committed to his family and his values and continues to pursue goals outside of business, including his 2nd degree black belt in Karate.