David Hamner is a CPA and began his career auditing School Boards, Public Housing Authorities and Hospitals.  He worked as controller for a hospital, serving as payroll and benefits coordinator.  He was the controller at a publicly traded oil and gas measurement company, where he served as 401(k) plan administrator and employee benefits decision maker for several years. 

After leaving corporate accounting David began working with Federal Employees to help them understand their FERS/CSRS benefits as well as their TSP options.  His background as a 401(k) administrator provided an understanding of the TSP plan since both have similar rules and options. David conducts educational presentations across approximately eight states.  He has achieved the Federal Retirement Consultant (FRC) designation.  He also helps Federal Employees plan for their retirement by minimizing taxes. 

Daniels financial career began as a young boy going to his father’s office and making phone calls reminding clients of their upcoming appointments. Daniel’s professional career began in Oklahoma City with Mass Mutual, constructing Financial Plans and overseeing plan operations for the firm. He than moved back to Arkansas where he joined his family’s operation; Thomason Financial Services, in 2007. Daniel is licensed in over 35 states and specializes in workshops for Federal Employees on their benefits, TSP, and retirement system. Daniel is a FFEBA Representative and FRC (Federal Retirement Consultant) for Federal Employees.

Daniel also runs an extensive Insurance and Retirement advising practice with his father working with Families, Business owners, Farmers, Pilots, etc.

Daniel lives in Little Rock, Arkansas. Married to Sadie Jane Thomason and they have 1 boy: Mack James Thomason.

Shane started his career over 17 years ago in the financial service industry. He has been recognized as one of the top account managers and service providers in his field. He has worked with federal and state workers as well as the private sector.

Shane has been married for over 20 years and has two children. He enjoys helping and guiding his clients achieve their financial and retirement goals.

When it comes to preparing for your financial future, I understand that each person’s needs are unique and dynamic, given the pace in which the world changes today. That’s why when we work together, you’ll receive ongoing personalized service. In the industry since 2003 and serving the community as an Allstate Personal Financial Representative since 2015, my ongoing priority is to help you create a holistic financial strategy to achieve the peace of mind you deserve. 

Irina brings to the firm, 20+ years of experience as a Financial Advisor as well as an Investment Advisor Representative and serves as Vice President of Diversified Wealth Strategies. Irina is also a registered CTS^_TM (Certified Tax Specialist) 

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As a Financial Advisor and an Investment Advisor Representative, Irina provides customized client investment strategies and independent financial services to her clients.  She has helped hundreds of families accomplish their financial goals.  Irina believes her experience and expertise in the financial services,  with the highest standards of integrity, are the fundamental keys to her success.  By building long-term relationships with her clients, she creates a foundation of trust and a culture designed to promote ongoing education and understanding of concepts that have traditionally been perceived as intimidating. By combining tax planning with financial planning, Irina helps clients understand and implement most tax efficient strategies to achieve their financial goals.

Irina's services at Diversified Wealth Strategies include:

• 401k plans
• Life and health insurance
• 529 plans
• Mutual Funds
• Medicare supplements
• Annuities
• Retirement Planning
• Securities, Bonds, and Fee Based Investments

“For my clients, my goal is to help them achieve their financial goals and be there for them whatever life stages they are going through. By doing both, tax and financial planning, I can help them to keep more of their money and pay less in taxes.”

On a personal note, Irina likes to read; enjoys gardening, hiking, fishing and boating with her husband. They spend weekends in their lake home in Three Lakes, WI. She also has a sweet German Shorthair Pointer dog named Oscar that she likes to take for walks. Family is the most precious thing to Irina as she enjoys spending time with her daughter Lexie and her son-in-law Tom, as often as possible.

Lawrence Zimbler, MST, EA holds a BS in math, an MS in taxation, and has passed the Uniform

CPA Exam. Having been a supervisory principal in the securities field for 16 years, he now owns

and operates an independent investment advisory firm, 4square Advisory Services, Inc (4ASI),

CRD 177526 registered in the state of Michigan.

Since 1975 his tax experience includes IRS technical and managerial positions, professional tax

software development and support, private practice, and teaching and writing on taxation

issues. An Enrolled Agent is the only federally licensed tax credential that allows a holder to

represent clients in any state, before any division of the Internal Revenue Service.

Since 1986 his professional investment experience includes work as a registered representative

plus 16-years’ experience as a registered principal (supervising as many as 10 representatives

at one time). During this period, Larry held FINRA Series 6, 7, 22, 24, 51 and 65 licenses along

with Michigan life, health and property & casualty insurance licenses.

Creating 4ASI in 2015, having zero reportable events on his record, Larry (individual CRD

1439484) abandoned all securities and insurance licenses (except for FINRA Series 65 as

required by state law) and operates an independent, fee-only investment management

business. 4ASI is intended to be a small, boutique practice focused on the individual needs of

each client.

Larry continues active as a tax professional. He is a member of the National Association of

Enrolled Agents (NAEA), MI & NM Chapters, and the National Association of Tax Professionals

(NATP). He is a national instructor for NATP, as well as privately for various organizations. He

has authored classes and books for continuing education of tax professionals. This is important

because the tax consequences of investment decisions are in the forefront of his advice,

especially in regard to qualified retirement plans and funds; and understanding taxes brings with

it understanding of a large variety of financial transactions that affect investors.

As an investment advisor, Larry specifically focuses on clients that are below what is considered

“high net worth” believing these clients to be underserved by the profession. 4ASI currently has

more than $15-million under management, averaging about $218,000 per account. 4ASI will

take on clients with as little as $2,500 to invest (conditioned on regular additions). Most

importantly, 4ASI receives no compensation or incentives from any investments recommended

or trades placed; and 4ASI is not affiliated with any agency, organization or broker/dealer that

might influence investment recommendations. All investment activity is strictly focused on the

client’s best interest. To further his style of client-first operations, Larry acquired the

designation Certified Financial Fiduciary® in 2021, and this designation fits closely with the way

4ASI has always conducted business.

On a personal level, Larry is an active adult leader in Scouts BSA since 1991, and an ordained

elder in the Presbyterian Church USA. Married to Mary for 40 years they have two successful

adult children.

Contact Larry by email at larry@4squareRIA.com or 800-930-6454

Dan Ostlund was born in Tacoma and is a fourth-generation business owner. He has passed the Series 65 exam and is an Investment Advisor Representative with CMS Advisors. He started Ostlund Wealth Advisors in 1995. He has been married to his wife, Marie, for 30 years. They have two children who are business and finance students at the Carson Business School at WSU. They plan to join the family business after graduation.

Advisory Services provided by Capital Management Services, Inc., dba “Ostlund Wealth Advisors.”

Your Trusted Source for Retirement Planning and Investments Since 1987

Mr. Hawk is a military veteran and former Los Angeles County Probation Department employee.

As a licensed insurance & retirement plans agent of 32 years, Mr. Hawk founded the Small Business & Retirement Plans Foundation in 2006, to facilitate financial literacy and business empowerment work-shops for disadvantaged youths, young adults and business owners (ages 17-55).

The foundation’s mission is to close and bridge financial and educational gaps that trouble many people, with respect to insurance usage, retirement planning and business opportunities. SBRP’s immediate and long-term goals are to empower young adults and small business owners through community outreach work- shops, seminars and campaigns - to have better understandings, confidence and decision-making results.

As a licensed financial consultant in 20 states, Mr. Hawk was previously a California Notary Public (2006-2010) and California Real Estate Agent as well: And, in addition, has hosted many work-shops, and authored and self -published eight self-help financial books — such as, The Secrets of Retirement planning, Secrets of Tax-deferred income, Secrets of the Insurance Industry, and Women’s Retirement & Insurance planning — just to name a few.

Mr. Hawk has personally worked with over 25 fortune 500 companies, including county and municipal government workers. He has personally met with over 5,000 employees, 1 on 1, face to face during their open enrollment benefit seasons; helping employees better understand their health, disability and retirement benefit options.

For more affluent individuals and business owners, SBRP can introduce you to Family Office vehicles, and advanced planning techniques for tax-exempt income and estate plans; that have been legally recognized and available via U.S. Tax agency regulations – for over 6o years.

Many benefits are also available to both American and Multi-National citizens.

For informed individuals, the benefits are simple: Tax-Deductible, Tax-Deferred, Tax-Exempt and Tax-Free income — may be available to many.

SBRP’s motto:

Ask us any questions about financial products or business industries — And we promise legal answers and qualified resources.

Kraig Carpenter is the Founder and Registered Principal of El Camino Real Financial Advisors.  In 1991, Mr. Carpenter started his professional training with Merrill Lynch & Co.  Kraig has extensive knowledge in financial planning, insurance, investments and retirement. Kraig attended University of California, Davis and studied Business Administration.  He continued his studies at the Donald T Regan School of Economics while at Merrill Lynch & Co.  As the Registered Principal at ECRFA Kraig has passed the FINRA Series 6,7 & 24 and NASAA Series 63, 65 and 66 registrations. Kraig is a licensed California Insurance Broker and is insurance licensed in many other states as well.  Kraig has been in the financial services industry since May 1991.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.