Ronald A. Bartlett, EA, LACP, CFF

Ronald A. Bartlett & Associates, LTD

Ronald A. Bartlett & Associates, LTD. are Registered Investment Advisors and has been working with the Telephone Communication Workers of America since 2007.

We currently do business in District 1, 2, 3, 4, 6 and will be expanding to other Districts. We have given financial planning where we indicated that we were going into the worst recession in the history of the country, which happened in August 2007.

Mr. Bartlett, the founder of Ronald A. Bartlett & Associates, LTD has been in business for 38 years. Due to Mr. Bartlett’s knowledge of the business cycle recommendation, the locals along with the local presidents decided that he should become one of the financial advisors for their locals. Now Ronald A. Bartlett & Associates, LTD are the financial advisors for seven different locals around the country.

Ronald A. Bartlett is an Enrolled Agent with the Internal Revenue Services (IRS). This means he is Federally Licensed with unlimited rights to represent taxpayers before the IRS. Enrolled Agent Status is the highest credential the IRS awards. Individuals who obtain this elite status must adhere to ethical standards and complete education courses every three years. Regardless of your tax needs, you can take comfort knowing Ronald A. Bartlett specializes in tax services and will always do what is best for you.

Ronald A. Bartlett & Associates, LTD has not only been a financial advisor for the locals but has been a contributor to the National CWA, the Minority Caucus of the CWA, a contributor to tutoring services and to other locals around the country.

Above all, The Ronald A. Bartlett & Associates, LTD is committed to the union members and the union officers.

Ronald A. Bartlett has been a member of the Million Dollar Round Table since 1982. Since 1927, the Million Dollar Round Table (MDRT), has provided its members around the world with access to valuable resources and a vast network to help them achieve lifelong career success in the financial services profession. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. (WWW.MDRT.ORG)

Ronald A. Bartlett, CEO and President of Ronald A. Bartlett & Associates, LTD., has earned the Certified Financial Fiduciary® (CFF) designation. He joins a growing group of financial professionals who have earned the Certified Financial Fiduciary® designation and can immediately and clearly demonstrate how they practice a fundamental obligation to always put their client’s best interest first.

CFF is a professional designation for financial professionals, namely, those who have successfully completed a rigorous certification and training process established by NACFF and The American Financial Education Alliance (AFEA), and who agree to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. (WWW.NATIONALCFFASSOCIATION.ORG)

Ronald A. Bartlett is a Life and Annuity Certified Professional (LACP). This certification serves consumers by recognizing financial professionals with a mark of distinction for their product knowledge, consultative sales process and compliance with ethical, legal, and regulatory requirements. LACP practitioners are held at a standard of excellence that sets them apart from their peers. Being an LACP is fulfillment in knowing that the Agent has done everything possible to protect his clients with his knowledge, innovation, self-expression, and unique qualities and capabilities.  http://bcert.me/skiismnzl

Need help with Tax Planning? Please visit: http://www.ronbar.info/

Alan started in the industry in 1997, and enjoys helping high-net-worth individuals and families solve complex income, estate, and financial planning challenges. A native of St. Louis, Missouri, Alan received a degree in economics and finance from Denison University.

He and his family currently reside in Denver, Colorado, where he enjoys skiing, golf, tennis, hunting, fishing, hiking and travel.

John began his career in 1990 working in the Insurance and Financial Services. He has built his own practice in the Midwest and serves over 1000 clients. With 30 years of business experience, John has gained expertise in the areas of holistic insurance and financial planning. John currently focuses on helping accountants to offer family office services and provide more value through proactive and holistic planning. 

A lifetime resident of Wichita Falls, Michelle joined Personal Money Planning in 2005, which makes her a veteran of the Financial Services Industry. She started out her career primarily in banking and consumer lending. In 2005 she made the move to Personal Money Planning, where she has been ever since. Her duties here have included everything from Office Manager, Human Resources Manager, Chief Compliance Officer, Managing Director of Operations and more. As of 2018, her list now includes President.

Michelle has received the Chartered Financial Consultant (ChFC®) designation, along with the Chartered Retirement Planning Counselor (CRPC®), Financial Paraplanner Qualified Professional (FPQP™), Certified Financial Fiduciary® (CFF), Certified Credit Counselor (CCC), and Certified Financial Health Counselor (CFHC).  She also holds the Series 65 license which allows her to provide investment management advice as an Investment Advisor Representative. Michelle has also completed her course work in the highly prestigious Certified Financial Planning® certification program, and has also established a well-followed personal finance blog called Fix Your Budget.

As the Chief Compliance Officer, she ensures that management and employees are in compliance with the rules and regulations of regulatory agencies, that company policies and procedures are being followed, and that behavior within the organization meets the company’s Code of Ethics. She is a member of the National Society of Compliance Professionals (NSCP) and the DFW Compliance Professionals.

Being part of the community is important to Michelle as well. She is a Sustainer for the Junior League of Wichita Falls where she has held various leadership positions. She has also served on the boards for Wichita Falls Human Resource Management Association and Associated Business Partners.

Michelle holds a Bachelor’s degree in Occupational Education with a Business specialization from Wayland Baptist University, where she graduated with the highest honors.

Michelle spends hundreds of hours a year studying regulations and laws to maintain her level of expertise in areas of compliance, investment management, personal finance, behavioral finance, consumer finance, and financial planning.

John Weyhgandt is the CEO / Founder of Western States Financial & Western States Investments, and is an independent Registered Investment Advisor. 

Western States Financial & Western States Investments is celebrating 26 years in helping our clients achieve financial peace-of-mind.  Our desire is that all our clients learn and find their purpose in life, then take assertive action to live it out.  John takes a holistic approach with his clients, by coming alongside them to create their financial plan, freeing them to focus on what’s important in life: Faith, Family and living their purpose with confidence.

John has earned the National Social Security Advisor certificate  - NSSA®, from the National Social Security Administration.  John is also a current Board Member and past Chairman of the Board for the Corona Chamber of Commerce.

John has been married to his lovely wife Marlene for 26 years and has a daughter, Courtney, that was married in 2019.  John has lived in Corona / Norco since 1974. His hobbies include reading, smoking BBQ, as well as traveling.

Zach is Co-Founder and Chief Operating Officer of The Affinity Group of Companies. Zach has more than 13 years of experience in the financial service industry supported by his degree in business. Zach also holds the Certified Financial Fiduciary (CFF®), Certified Fund Specialist (CFS®), Wealth Management Specialist (WMS℠), Certified Annuity Specialist (CAS®), Certified Income Specialist (CIS)™designation. 

Since I was 14 years old, I always knew I was going to be in the Finance business. Throughout my life two things have steered me to my purpose and obsession in life.

First was from a young age I always noticed my father was stressed about money. I remember being on vacations and he never enjoyed them because he was always worried about saving money away for retirement. He was an intelligent man, but he was not educated on investing, so it made him scared of it. Because he feared investing, he would put his hard-earner money in savings accounts and CDs that were paying pitiful interest rates. He had to save three or four times as much as the average investor for the same end results. After seeing that at a young age I wanted to make sure people were educated on investing so they can achieve their retirement goals while not sacrificing the enjoyment of life.

The second thing that steered me was in the early stages of my career in 2008 during the financial crisis. I will never forget the fear, anxiety, and uncertainty that gripped everyone during that time. It was a rude awakening seeing how this industry I love and dreamed about since I was 14 years old could do harm to others without a second thought. Instead of resenting it or taking a different career path I took it as a challenge to expose the greed, complicate investments, and high management fees and educate clients to help them be better investors. I made it my mission to always put the clients'' interest first.  

Harrison Bowlin graduated in 2011 with a BBA in Finance and Management and a Minor in Economics. He earned the CERTIFIED FINANCIAL PLANNER (CFP®) Designation in 2015. Harrison founded Bowlin Financial in 2016 after a 4-year career with New York Life. Working in the insurance industry was a great building block; however, Harrison decided after 4 years working as a captive agent that he wanted to open an independent practice to better serve his clients. Through our affiliation with Royal Alliance Associates, Inc. we are able to provide a full suite of services that include financial planning, securities, and insurance. This affiliation provides us with comprehensive support including up-to-date industry information, service, and technology as we address your diverse needs.

Thomas Ginas - CFF, RICP, NSSA, RFC

Tom Ginas is the founder & President of Ginas Financial Inc. & has been in the financial services industry for over 20 years.

Upon earning the Certified Financial Fiduciary (CFF), Retirement Income Certified Professional (RICP) & National Social Security Advisors (NSSA) designations and combining them with an in-depth knowledge of Life, Health, Medicare Supplement Insurance Plans & Benefits, Tom has focused on educating his clients on their options and planning strategies, so they will feel confident in the decisions they make for a comprehensive, long-lasting & fulfilling retirement plan. We help protect your needs, wants & wishes.

As a much sought-after speaker in workplace and community settings, and frequent contributor to financial media (Yahoo Money, Wall Street Journal, Morningstar, lnvestopedia, U.S. News & World Report), Pedro Silva has developed a reputation as a financial educator. Although the breadth of his practice has grown as a result, Pedro’s passion continues to be explaining complicated financial concepts in simple terms. Retirees, divorcees, widows, and job changers are faced with financial decisions which could impact them for a lifetime. Pedro seeks to bring clarity and choices to clients empowering them to make informed financial decisions.

Johnny began his financial services carrier in 1976 with Met Life at age 21.  Retired at age 41 with 20 years service, and began his own financial services company. Johnny is owner/president of both Rosier Benefits & Financial Services and GPS Tax Center.

He is a national instructor for FFEBA, which provides training for federal employees, he also conducts educational workshops on social security and retirement planning nationally.  Johnny’s organization is licensed in 35+ states and has a team of financial professionals across multiple states.

Johnny is married to Nelda Butler Rosier, they have 5 children and 8 grandchildren.

His financial expertise has helped thousands over the past 45 years.