Bob is registered and certified as a Certified Financial Fiduciary®

∗ Bob has been an icon in the life insurance industry for over 40 years, he’s a well-respected speaker & trainer and the CEO of 2 companies.

∗ Bob’s earlier years were spent with New York Life where he rose to the top as the #1 General Manager out of 100 offices in the United States and won the coveted Chairman’s Trophy.

∗ Bob decided to go out on his own in 1981 and founded the Rushmore Private Client Group, which focuses on estate planning & tax liability for clients with a new worth in excess of $40 million.

∗ Bob is a member and speaker of the London-based Society of Trust & Estate Practitioners & has co-authored articles for the Journal of Taxation.

∗ His high-level expertise has led him to collaborate with prominent attorney’s & CPA’s all over the country.

∗ Bob teaches Estate Planning Attorneys, CPAs and High-End Advisors on compliant techniques to keep the wealth in the family.

∗ In 2008, Bob saw a valuable need for creating a highly-compliant process for life settlements and thus, established Settlement Masters.

∗ Settlement Masters is an independent settlement Broker who is licensed throughout the United States as a fiduciary who represents the policy owner exclusively in achieving the highest and best offer for their policy in the secondary market. It also gives client the methods of keeping their policy so they can make an educated family decision.

∗ Settlement Masters ranks as a “preferred” settlement Broker for many top BGA’S & Broker-Dealers such as The Leaders Group.

∗ The company also ranks as the most compliant Broker in the country according to Lloyd’s of London and is the only settlement company to whom they offer E&O insurance.

∗ Bob is passionate about his fiduciary responsibility of protecting the best interests of Senior policy owners by working with professional advisors to either save their client’s insurance policy or capitalize it in the institutional market.

∗ He’s also dedicated to helping protect advisors from potential lawsuits by teaching them about the current state regulations and their fiduciary duty to educate their elderly clients about the third option, life settlements.

Joshua Coniglio, CFP® is the Director of Financial Planning at Pacific Capital, located in Corona California. Josh meets personally with clients to understand their priorities and then to design and implement the right strategy to reach their goals.

Josh holds the Certified Financial Planner (CFP®) designation. He graduated from California State University, Fullerton with a bachelor’s degree in Finance and an emphasis in personal financial planning. Josh also earned the National Social Security Advisor certificate  - NSSA®, from the National Social Security Administration. He has many years of experience working for premier financial planning firms in Orange County, focused on advanced financial plan design, investment management, tax strategies, retirement planning, income planning, insurance planning, and estate planning strategies.

 Josh is a Southern California native and lives in Corona with his wife Stephanie and their dog Cooper. When Josh is not in the office he enjoys the outdoors, hiking, fishing, camping and golfing.

George’s roots traces back to Finland where his family emigrated from, of which was during a time referred as the “Great Migration” of Finns into North America. His father and his five siblings became the first generation of Finnish Americans.  Although, it was during the toughest time of the “Great Depression”, these men and women did not gripe nor did they stop working regardless of how strenuous the job was. This idea of grit has been coined by the Finnish culture as sisu – a term instilled in George growing up that became the foundation of his personal and professional focus.  This led him to establishing Sisu Wealth Management.  With this mentality, George has spent three decades guiding people in making wise investment choices through an ever-changing economy and ever-changing financial markets.

He believes in a holistic approach to financial planning and wealth management that addresses both sides of his clients’ personal balance sheet and every aspect of their finances.  These services include wealth advisory and wealth conservation strategies, building and maintaining financial and retirement strategies, addressing multi-generational and legacy planning needs; all the while, looking for solutions that are unique to each client’s objectives and aspirations.

George graduated from Baylor University with a degree in Sociology and a minor in Finance.  He is a member of the International Sociology Honor Society.  And for the past 6 years, George has served on the Board of Trustees at Stephen F. Austin State University.  He is also involved in First Christian Church in his hometown of Nacogdoches as well as with the Buckingham Road Church of Christ here in Dallas.  Outside of his profession, he enjoys spending time with his family, golfing, practicing martial arts, and the outdoors.

About My Practice

Victoria Taylor is a retired federal employee and owner of Premier Financial Group, a financial services firm in Southwest Florida. She retired from the Federal Government (with the National Security Agency and the U.S. Postal Service) and has been providing her clients trusted counsel and valuable financial solutions since 1992.

With her extensive expertise in retirement planning for the federal employee, Victoria can construct plans that meet the specific needs and objectives of these clients. She brings her unparalleled and distinct perspective of unique circumstances facing federal employees and annuitants.

Victoria and her staff provide lifetime income-planning solutions, long-term care options, and specifically devised life insurance legacy plans that will insure "peace of mind" and "I can sleep at night" assurance to those who seek her services.

Victoria is an active member of her community and past President of her local NARFE Chapter (National Active and Retired Federal Employees).

Federal employees should consult with a retirement specialist while still employed to insure they make the best selections while planning for their retirement. We provide complimentary financial analysis to federal employees and offer valuable federal retirement workshops to help employees make smart choices about their retirement benefits.

Offering Advice Since 1992

Areas of Specialty

·       CSRS & FERS Annuity Review
• CSRS & FERS Survivors Benefit Annuities and Options
• Disability and Long Term Care options
• FEHB for Federal Employees and Retirees
• FEGLI -- Options, Cost & Supplements
• Lifetime Income Benefit Strategies
• Personal Federal Employee Benefits Evaluations
• Retirement Options & Eligibility
• TSP:  Rollovers and In-Service Withdrawals

Licenses, Certifications and Affiliations

Insurance Licenses: Life including variable annuity and health
Security Licenses: Series 65
Designations:  Certified Financial Fiduciary, RFC, CSA, ChFEBC

Charges to Clients for Services

No fees to Federal Employees
Fee (initial, hourly, and/or retainer)
Fee based on percentage of assets managed
Commissions on insurance products purchased
Trail fees on mutual funds or insurance policies

My Association with the Office or Firm:  Owner

Ronald A. Bartlett, EA, LACP, CFF

Ronald A. Bartlett & Associates, LTD

Ronald A. Bartlett & Associates, LTD. are Registered Investment Advisors and has been working with the Telephone Communication Workers of America since 2007.

We currently do business in District 1, 2, 3, 4, 6 and will be expanding to other Districts. We have given financial planning where we indicated that we were going into the worst recession in the history of the country, which happened in August 2007.

Mr. Bartlett, the founder of Ronald A. Bartlett & Associates, LTD has been in business for 38 years. Due to Mr. Bartlett’s knowledge of the business cycle recommendation, the locals along with the local presidents decided that he should become one of the financial advisors for their locals. Now Ronald A. Bartlett & Associates, LTD are the financial advisors for seven different locals around the country.

Ronald A. Bartlett is an Enrolled Agent with the Internal Revenue Services (IRS). This means he is Federally Licensed with unlimited rights to represent taxpayers before the IRS. Enrolled Agent Status is the highest credential the IRS awards. Individuals who obtain this elite status must adhere to ethical standards and complete education courses every three years. Regardless of your tax needs, you can take comfort knowing Ronald A. Bartlett specializes in tax services and will always do what is best for you.

Ronald A. Bartlett & Associates, LTD has not only been a financial advisor for the locals but has been a contributor to the National CWA, the Minority Caucus of the CWA, a contributor to tutoring services and to other locals around the country.

Above all, The Ronald A. Bartlett & Associates, LTD is committed to the union members and the union officers.

Ronald A. Bartlett has been a member of the Million Dollar Round Table since 1982. Since 1927, the Million Dollar Round Table (MDRT), has provided its members around the world with access to valuable resources and a vast network to help them achieve lifelong career success in the financial services profession. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. (WWW.MDRT.ORG)

Ronald A. Bartlett, CEO and President of Ronald A. Bartlett & Associates, LTD., has earned the Certified Financial Fiduciary® (CFF) designation. He joins a growing group of financial professionals who have earned the Certified Financial Fiduciary® designation and can immediately and clearly demonstrate how they practice a fundamental obligation to always put their client’s best interest first.

CFF is a professional designation for financial professionals, namely, those who have successfully completed a rigorous certification and training process established by NACFF and The American Financial Education Alliance (AFEA), and who agree to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. (WWW.NATIONALCFFASSOCIATION.ORG)

Ronald A. Bartlett is a Life and Annuity Certified Professional (LACP). This certification serves consumers by recognizing financial professionals with a mark of distinction for their product knowledge, consultative sales process and compliance with ethical, legal, and regulatory requirements. LACP practitioners are held at a standard of excellence that sets them apart from their peers. Being an LACP is fulfillment in knowing that the Agent has done everything possible to protect his clients with his knowledge, innovation, self-expression, and unique qualities and capabilities.  http://bcert.me/skiismnzl

Need help with Tax Planning? Please visit: http://www.ronbar.info/

Alan started in the industry in 1997, and enjoys helping high-net-worth individuals and families solve complex income, estate, and financial planning challenges. A native of St. Louis, Missouri, Alan received a degree in economics and finance from Denison University.

He and his family currently reside in Denver, Colorado, where he enjoys skiing, golf, tennis, hunting, fishing, hiking and travel.

John began his career in 1990 working in the Insurance and Financial Services. He has built his own practice in the Midwest and serves over 1000 clients. With 30 years of business experience, John has gained expertise in the areas of holistic insurance and financial planning. John currently focuses on helping accountants to offer family office services and provide more value through proactive and holistic planning. 

A lifetime resident of Wichita Falls, Michelle joined Personal Money Planning in 2005, which makes her a veteran of the Financial Services Industry. She started out her career primarily in banking and consumer lending. In 2005 she made the move to Personal Money Planning, where she has been ever since. Her duties here have included everything from Office Manager, Human Resources Manager, Chief Compliance Officer, Managing Director of Operations and more. As of 2018, her list now includes President.

Michelle has received the Chartered Financial Consultant (ChFC®) designation, along with the Chartered Retirement Planning Counselor (CRPC®), Financial Paraplanner Qualified Professional (FPQP™), Certified Financial Fiduciary® (CFF), Certified Credit Counselor (CCC), and Certified Financial Health Counselor (CFHC).  She also holds the Series 65 license which allows her to provide investment management advice as an Investment Advisor Representative. Michelle has also completed her course work in the highly prestigious Certified Financial Planning® certification program, and has also established a well-followed personal finance blog called Fix Your Budget.

As the Chief Compliance Officer, she ensures that management and employees are in compliance with the rules and regulations of regulatory agencies, that company policies and procedures are being followed, and that behavior within the organization meets the company’s Code of Ethics. She is a member of the National Society of Compliance Professionals (NSCP) and the DFW Compliance Professionals.

Being part of the community is important to Michelle as well. She is a Sustainer for the Junior League of Wichita Falls where she has held various leadership positions. She has also served on the boards for Wichita Falls Human Resource Management Association and Associated Business Partners.

Michelle holds a Bachelor’s degree in Occupational Education with a Business specialization from Wayland Baptist University, where she graduated with the highest honors.

Michelle spends hundreds of hours a year studying regulations and laws to maintain her level of expertise in areas of compliance, investment management, personal finance, behavioral finance, consumer finance, and financial planning.

John Weyhgandt is the CEO / Founder of Western States Financial & Western States Investments, and is an independent Registered Investment Advisor. 

Western States Financial & Western States Investments is celebrating 26 years in helping our clients achieve financial peace-of-mind.  Our desire is that all our clients learn and find their purpose in life, then take assertive action to live it out.  John takes a holistic approach with his clients, by coming alongside them to create their financial plan, freeing them to focus on what’s important in life: Faith, Family and living their purpose with confidence.

John has earned the National Social Security Advisor certificate  - NSSA®, from the National Social Security Administration.  John is also a current Board Member and past Chairman of the Board for the Corona Chamber of Commerce.

John has been married to his lovely wife Marlene for 26 years and has a daughter, Courtney, that was married in 2019.  John has lived in Corona / Norco since 1974. His hobbies include reading, smoking BBQ, as well as traveling.

Zach is Co-Founder and Chief Operating Officer of The Affinity Group of Companies. Zach has more than 13 years of experience in the financial service industry supported by his degree in business. Zach also holds the Certified Financial Fiduciary (CFF®), Certified Fund Specialist (CFS®), Wealth Management Specialist (WMS℠), Certified Annuity Specialist (CAS®), Certified Income Specialist (CIS)™designation. 

Since I was 14 years old, I always knew I was going to be in the Finance business. Throughout my life two things have steered me to my purpose and obsession in life.

First was from a young age I always noticed my father was stressed about money. I remember being on vacations and he never enjoyed them because he was always worried about saving money away for retirement. He was an intelligent man, but he was not educated on investing, so it made him scared of it. Because he feared investing, he would put his hard-earner money in savings accounts and CDs that were paying pitiful interest rates. He had to save three or four times as much as the average investor for the same end results. After seeing that at a young age I wanted to make sure people were educated on investing so they can achieve their retirement goals while not sacrificing the enjoyment of life.

The second thing that steered me was in the early stages of my career in 2008 during the financial crisis. I will never forget the fear, anxiety, and uncertainty that gripped everyone during that time. It was a rude awakening seeing how this industry I love and dreamed about since I was 14 years old could do harm to others without a second thought. Instead of resenting it or taking a different career path I took it as a challenge to expose the greed, complicate investments, and high management fees and educate clients to help them be better investors. I made it my mission to always put the clients'' interest first.