Don Chamberlin has devoted 34 years as a financial advisor to helping people plan a comfortable future. In fact, he originally founded The Chamberlin Group in 2002 with the goal of assisting families who wish to preserve their legacy for themselves rather than Uncle Sam. By combining tax, income, estate, and insurance planning, he created a one stop shop to assist St. Louisans with their complete financial future.

Don is a member of The National Association of Tax Consultants, as well as The National Association of Tax Professionals. In St. Louis, Don has conducted nearly 500 educational workshops over the past 15 years. His topics are as varied as tax reform, estate preservation, asset protection, and as simple as organizing your important papers, and reducing expenses; establishing himself as a leader in educating his community on tax and retirement issues.

As the President of the St. Louis Chapter of the American Financial Education Alliance (AFEA) Don has taught classes for this non-profit National Education organization at University of Missouri St. Louis, Missouri Baptist University, the St. Louis City & County library system, as well as at Fortune 500 companies. 

In the National media Don has been published in articles from Money Magazine, USA Today, U.S. News & World Report, Financial Planning Magazine, Retirement Advisor Magazine, Financial Times, Life Health Pro, and several others.  Locally he has been quoted by the St. Louis Post-Dispatch, Crain’s St. Louis Business and Illinois Business Journal as well as being a contributor on KTVI Fox 2 St. Louis in the Morning.

Don is a member of the Million Dollar Round Table’s (MDRT) elite Top of the Table. MDRT is the Premier Association of Financial Professionals where members are recognized for their outstanding professionalism and knowledge related to financial topics.

In January 2019 Don was recognized in St. Louis’ Small Business Monthly as one of the “Most Admired Business Leaders” in our city for The Chamberlin Group’s contributions to the community.  Don was also awarded a certificate of excellence by The American Financial Education Association (AFEA) , a 501(c)(3) non-profit financial education organization with 200 chapters nationwide for conduction more educational classes in 2018 than any other educator in the country.

Don has been married to Susie (Shipman) Chamberlin for 34 years. Susie is always supportive of Don helping people in their community with retirement issues. They both love their two dogs and are huge fans of the St. Louis Cardinals and love going to the home and road games.

President and Founder

Nick's passion and experience lie in showing people how to help maximize their Social Security benefits, provide asset protection strategies from market volatility, and develop strategies to aid in reducing taxes. As a lover of numbers and formulas, building income plans and retirement strategies comes naturally to Nick.

Nick is a seasoned professional with extensive experience; he brings to the table 10 years in financial services and for 3 of those years as a financial instructor for the American Financial Education Alliance. He is one of five National Certified Social Security Advisors in the State of Oregon.

Nick values integrity and excellence in business and prizes honesty and sincerity in people. He lives in Sisters, Oregon, with his wife Rilley and their dogs, River and Rocky.

Fun Facts about Nick: He has skydived 17 times, he once met President George Bush Sr. in a helicopter, and has hitch-hiked across the country of Belize.

(Annuities, Insurance, and Mortgage)

I have been a licensed CA mortgage broker in Southern California since 1981. I work with first time buyers, move up buyers, investors, as well as seniors who may be in need of a reverse mortgage.

In addition to the mortgage brokers license I also hold a CA Life and Health Insurance license. My goal is to educate my clients on how they can achieve a true TAX FREE retirement by using a safe, long term investment with no risk of principle loss what so ever. It’s time to retire your 401(k) and set up your own private reserve to fund your TAX FREE retirement. Call me and I will show you how.

Specialties: Conventional, FHA, VA, commercial loans, reverse mortgages, real estate investments, life insurance, and annuities.

In addition, I am uniquely qualified as an AIM professional to provide information in the following areas:Tax-Free Retirement Planning

• Social Security Planning
• Mortgage Protection
• College Planning

Pat joined the Chamberlin Group after a 12-year career at Scottrade.  There, he started out in their national call center, improving the clients understanding of the financial markets and the tools and resources available to them.  He then worked in a branch office in Dallas, Texas as an investment consultant.  He continued to focus on educating clients and providing them with the information they needed to make the best possible decisions about their finances.  After approximately 2 years in Texas, Pat was promoted to a role in Scottrade’s corporate headquarters in St. Louis where he trained, coached and managed branch associates. Pat is one of the first advisors in the State of Missouri to achieve the National Social Security Advisor Certificate setting him apart as a leader in Social Security & Income Planning.

Pat graduated from the University of Dayton with a degree in Finance.  He later returned to school at Webster University and achieved a Master’s in Business Administration (MBA).  Pat lives in South City with his wife Laura, son Owen, and daughter Molly

Mark Alan Vosika was born in Grand Island, Nebraska in 1960. He graduated from the University of Northern Colorado in 1982 with a Bachelor of Science Degree in Marketing/Finance. Mark completed the Financial Para-Planner Program from the College for Financial Planning in 1997. In 2004 he received his Registered Financial Consultant (RFC®) designation from the International Association of Registered Financial Consultants. He received his Certified Financial Educator (CFEd®) designation in 2008 from the Heartland Institute of Financial Education (HIFE-usa.org) and is active in community financial education. Mark also received his Certified Financial Fiduciary® (CFF) certification in 2018.

Mr. Vosika has worked in the financial services industry since 1993, establishing long term relationships with his clients based on trust and integrity. He is currently an Investment Advisor Representative registered with the SEC, as well as a multi-line Insurance Producer to meet every need & concern, including help with Wills and proper medical POA’s.

He has successfully passed the FINRA Series 7 General Securities Representative Exam, the Series 65 Uniform Investment Advisor Law Exam, the Series 6 Investment Company Products/Variable Contracts Representative Exam, and the Series 63 Uniform Securities Agent State Law Exam. Additionally, he holds an active Colorado Insurance Producers License in the fields of Life, Health, and Property/Casualty Insurance.

Mark’s real passion is in Financial Education. He designs specific strategies for people to help them achieve their financial goals, and most importantly establish financial peace of mind. He focuses on wealth preservation strategies, maximum yields with minimum risk, safety of assets, reduction of taxes, and protection of life savings from catastrophic illness and/or nursing home expenses. He subscribes to a team concept in managing his client’s affairs, and is happy to work with their Attorneys, Accountants, personal family, or any other professionals. Mark accepts calls at (303) 482-6421 for discussion on estate, insurance, investment and/or retirement planning needs.

Candidates for the Registered Financial Consultant (RFC®) Designation are required to complete a graded self-study curriculum consisting of ten volumes mirroring that of the CFP preparation that covers the following six topics:

• Financial Planning Process • Insurance Planning

• Investment Planning • Income Tax Planning

• Retirement Planning • Estate Planning

Candidates must additionally meet the following education, experience and ethical requirements:

➢ Candidate either has attained a professional designation (i.e. CLU, ChFC, and CFP), or has earned a baccalaureate or graduate degree in financial planning with strong emphasis on subjects relating to economics, accounting, business, statistics, finance and similar studies; this granting institution must offer an IARFC-approved or CFP equivalent college curriculum and be an accredited college or university. Candidates must maintain proficiency via annual Continuing Education requirements.

➢ Met a minimum four years of experience, providing evidence of having met license requirements for securities plus life and health insurance, or submit RIA affiliation information.

➢ Candidate must have a sound record of business integrity with no suspensions or revocation of any professional licenses, and must subscribe to the IARFC Code of Ethics.

Phimar Patterson, CFP®, is the founder of Blue Clover Financial, LLC. He holds both a finance graduate degree and an undergraduate degree in accounting from Krannert (Purdue University). He has over 20 years in corporate America working for MassMutual and Metlife, in various financial planning functions and within Fortune 100 companies, including AT&T, Coca-Cola Enterprises and Hewlett-Packard.

In 2013, Phimar decided to leverage his corporate financial planning experience and passion for different types of financial vehicles to the financial services arena to assist families and small businesses in meeting their financial goals.

Blue Clover Financial, LLC is a boutique wealth management firm that focuses on small to medium sized businesses and families. We specialize in financial plans and implementation of customized investment solutions that utilize an array of investment options.

Phimar and his wife of 18 years have two children and love spending time with family. In his free time, Phimar is an avid soccer player and coach. He also enjoys scuba diving and holds a Dive Master certificate. Phimar believes there is nothing as peaceful as laying on the bottom of the ocean looking up and watching the world swim by.

We have been working with individuals and businesses in the area for several years.

Each of our agents has extensive personal and professional experience.

Many hold various professional designations, and qualified representatives are licensed to sell a variety of investment and insurance products.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances. One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals

30 year business veteran , specializing in Life & Annuity Financial Services Products 

William B. (Bill) Eager, Certified Financial Fiduciary(R), of Eager Financial, and Eager Health Life & Annuities, LLC.

Born and raised in Boston, Educated at local colleges including Massasoit, Bentley, Northeastern and Suffolk Universities...topped with 6 years in the Army National Guard, Bill's first professional endeavor was in sales, management and consulting with IBM. 

After several years in the corporate world, Mr. Eager broke away to start his own business in Financial Services. 

Today after 20 years Bill lives and works in Connecticut, guiding his clients with personal, substantial financial strategies, geared to maintain their preferred way of life and to know peace of mind in retirement. 

Married over 40 years and loving it, Bill is amazed and engaged with his 4 kids and growing families. He enjoys mastering guitar (always a work in progress), CanAm road trips with his bride Terry, beach and travel vacations, evenings by the fire-pit, family gatherings and Molly... their third mischievious Yellow Lab. 

Monica Szakos Cramer is a Senior Financial Adviser and Partner with Asset Preservation Strategies, Inc. Monica specializes in financial planning and empowerment through education. Her expertise revolves around technical and fundamental investment analysis. This allows her to take the emotion out of investing and focus on managing through market volatility. Monica is actively involved with the Asset Preservation Strategies, Inc. Advisory Board and leads the firm’s Investment Policy Committee. She believes that an effective client-financial advisor relationship is a partnership and requires open and honest communication on both sides.

Monica holds a Bachelor of Business Administration degree with a Real Estate emphasis and a minor in Accountancy from the University of San Diego. She holds life insurance licenses as well as her Series 7 and 66 securities registrations through Arete Wealth Management, LLC and Axxcess Wealth Management, LLC. In this capacity, she specializes in investments, portfolio construction, real estate, and financial planning for retirees, women, and young investors. Monica has been with the team since 2011 and became a partner in 2018.

Monica is also a professionally trained presenter and conducts numerous seminars and workshops each year. She is passionate about helping her clients achieve freedom from worrying about money and investments. She strives to bring insight and clarity to complex concepts in a meaningful way. She also serves as an experienced resource for the media and receives media inquiries regularly.

She most enjoys that fact that each client situation is different and uniquely complex. Her goal is to help clients understand what their options are so that they can make the choices that are best for their financial future. Rather than focusing on a particular solution, Monica is invested in educating and guiding her clients. Monica takes pride in the fact that her clients say that she is able to explain financial concepts in a way that is simple, concise, and easy to understand. Her clients also really appreciate the detailed attention she gives to their portfolios and financial lives.

Meet Monica

Monica is originally from San Diego, California. She grew up in a family whose primary investments were in real estate. In college, she worked as a computer consultant where one of her clients was an active stock and options trader. He taught her about market cycles and how he made his investment decisions. He would ask her opinions on some of his trades and he was the first person to suggest that she consider a career as an investment advisor.

Monica’s first job in finance was at the age of 15 where she was taught that hard work, perseverance, and dedication pays off.

Monica still lives in San Diego with her husband Adam and their French Bulldog, Jack. In her free time, she likes to find homes that need TLC and make them beautiful again, collect and restore antiques, spend time with family, and travel to Hungary when she can. She also enjoys sports, fashion, and philanthropic endeavors.

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Fun Facts

● Her family is originally from Hungary and she has a strong bond to Hungarian culture and traditions.

● She plans to obtain her General Contractor's license

● She has a soft spot for animals and supports animal welfare causes when she can

● Although no longer fluent in all, she has utilized 5 different languages over the years.

Education

B.A. in Business Administration, minor in Accounting, University of San Diego, 2007

Certifications

CA Resident Insurance Producer Certified Financial Planner– currently pursuing this designation.

Professional Alliances