Mike has been providing Financial services since 1996. As a Senior Wealth Management Advisor at PlanVest Financial, he provides holistic, customized guidance to help Private and Federal employees with their complex benefits and plan for retirement.

Along with the Certified Financial Fiduciary® designation, Mike also holds a Chartered Federal Employee Benefits Consultant^SM (ChFEBC^SM) designation as well as licenses in good standing for Life and Accident/Health insurance. 

Mike is part of the PlanVest Federal fiduciary advisory team which has multiple decades of financial industry experience combined. This group helps Federal employees navigate their complex Federal benefits. The team specializes in retirement planning; tax minimization; income strategies; and risk-based investment management. The group is composed of three financial advisors who hold the prestigious designation of Chartered Federal Employee Benefits Consultant (ChFEBC^SM).

Mike is a graduate of SUNY Brockport with a Bachelor of Science in Finance.

Raised in Lakewood, NY, Mike moved to the Washington, DC area in 1985. He is married to Kathy, and have 2 adult children, they reside in Gaithersburg, MD.

Away from business, Mike enjoys playing sports, baking bread, cooking and travel. He is also a frequent blood platelet donor at the American Red Cross.    

Kim M. Fogle is a financial advisor with the NEXT Financial Group. She is a

comprehensive advisor with a focus on retirement planning and asset preservation. She

has been assisting families and retirees reach their financial, retirement, and estate

planning goals for over 25 years.

Her experiences as a woman in the financial industry have also helped her relate to many

female retirees. Half of American women over age 65 are either widowed or divorced and

are tasked with managing their finances alone for the first time.

Kim holds the Certified Financial Fiduciary certification, Series 7, 63 and 66 securities

licenses and state insurance licenses.

She is a proud graduate of Penn State University and Saint Francis University. Outside

of work, Kim enjoys her two dogs, yoga, riding her horse, kayaking and hiking with her

husband of 30+ years. She is the proud mother of two sons who always keep her busy!

Randy has served his clients as a financial advisor for 23 years.  He does full service financial planning and specializes in helping people reduce or eliminate risk in their portfolios.  Randy currently manages over $172 M in assets for his clients and has been designated as advisor of the year for Wealth Watch Advisors for the last 4 years in a row.  He has also served on the board of advisors for the Institute of Business and Finance which is an accredited financial university and the 4^th oldest provider of financial designations in the United States.  He’s been married to his wife Jackie for 30 years and has 2 kids that recently graduated from college.

William brings over two decades of experience in education and business, with a strong background in both fields. As the President of Gold Federal Advisor, he is committed to providing guidance and teaching individuals from diverse backgrounds, spanning the private and public sectors.

With the esteemed designation of CFF (Certified Financial Fiduciary), William leverages his extensive knowledge in finance and a strong sense of fiduciary duty to help his clients achieve their financial goals and realize their dreams.

Working alongside a seasoned team with over 40 years of collective experience in financial planning, accounting, and estate planning, William ensures comprehensive and expert guidance for his clients.

In addition to his professional endeavors, William is dedicated to sharing his knowledge as an instructor at a local high school and teaching finance and money-related classes to adults in the community. His passion for education extends beyond the realm of finance.

Based in Henderson, Nevada, William resides with his wife and seven children. Together, they enjoy exploring national parks through hiking, and boating, creating cherished memories as a family.

Adam Howard NSSA® is an independent financial professional who is dedicated to helping clients with the four pillars of retirement planning: health, wealth, legacy, and long-term care. Seeing his father lose his health, business, and family home in the crash of 2007 has empowered Adam to help others prepare for the unexpected.

As the Founder and President of Lifeway Retirement Solutions, he brings a wealth of knowledge and experience to his clients, providing them with customized solutions to Medicare, retirement, and legacy planning. He is also the author of "5 Costly Medicare Mistakes to Avoid," which has helped many people navigate the complex world of Medicare with greater confidence and clarity. He is proud to help clients remove retirement funds from market volatility and provide them safe solutions that offer principal protection, guaranteed growth rates, and guaranteed income for life.

In addition to his professional achievements, Adam is a devoted husband and father of five amazing children. He and his team at Lifeway Retirement Solutions are committed to making a positive impact in their community and have started the Save the Children Fund to benefit Operation Underground Railroad in their fight against human sex trafficking. Thanks to his unwavering commitment to his clients and his exceptional skills as a financial professional, Adam is widely respected and sought after in his industry.

James founded REA with one goal in mind: Preparing his clients for a successful retirement by implementing proven retirement strategies covering the five important areas of the Financial Planning process. Through education and proper planning, he has brought his clients the peace of mind they deserve so they can focus on enjoying retirement. James has worked diligently for over 20 years in the financial services industry consulting and teaching thousands of students and retirees. Through his financial guidance and planning process many of his students have become clients and lifelong friends. James has been married to his lovely wife Kris for 27 years. Together they have 5 children and 3 grandchildren. James enjoys spending his personal time with his wife Kris and their family. He stays very active getting in the occasional basketball game with friends, golfing, and recently taken up long distance running. He feels it’s important to enjoy life to the fullest and you can do that by eating healthy, exercising, and living a life that’s pleasing unto the Lord. James is a passionate Christian serving locally at illuminate Church in Celebration.

Steven Vrooman is a seasoned financial advisor with extensive expertise in both investment and insurance planning. He initially became a Fiduciary, Investment Advisor Representative when he passed his Securities 65 exam in 2011 and trained with World Financial Group / Transamerica for two years.

After a brief hiatus to focus on insured money planning through life insurance and annuities, Steven regained his series 65 securities license in 2017 when he joined Wealth Watch Advisors, a team of non-captive, independent advisors. As a Fiduciary, Steven is held to the highest ethical and legal standard by the SEC, ensuring that he always puts his clients' interests first. He is licensed to advise clients across the United States, and has additional credentials in long-term care and annuities.

BUSINESS PHILOSOPHY

To provide Retirement plan solutions and Estate Planning strategies for individuals, business owners, professionals and executives through an objective, individualized, solution-seeking process.

Identifying and prioritizing 

Our network of strategic alliances allows us to integrate and utilize experienced professional advisors by incorporating their knowledge and expertise to deliver true retirement solutions for each of our clients.

We want all of our clients to have an opportunity to plan proactively, to accumulate sufficient capital assets and guaranteed income that working full time becomes optional; we understand that people don’t plan to fail, they just fail to plan appropriately.

PERSONAL

I began my career in 1985, My knowledge and experience allows me to comprehensively and objectively evaluate my clients needs, It is critical to understanding what each and everyone of our client goals are. So we use a unique blend of resources, products and services solutions that are appropriate for each situation.

I employ a team approach and they are an integral part of the total client experience; our client service model consists of periodic reviews, systematic monitoring, consultation with other professionals when appropriate and open communication.

A native of Tacoma Washington, Janet has worked the state of Washington, she was the Representative for the American Legion and the Brokerage Management Transamerica, she has traveled extensively working with World War ll Vets and even worked with a few World War l.

With over 35 years of experience working with retirees and pre-retirees, Janet is a specialist that focuses on complete, holistic retirement plans. Janet understands that today’s market can be turbulent and puts an extra emphasis on ensuring returns outpace inflation, which guarantees income for life.

Janet has guided thousands of families thru the process of retirement and asset transference. In the advisor world she is unique, as she understands that every person has their own specific needs, goals, and desires. That’s why she creates plans that are specifically designed for each individual client and/or situation.

Janet is a fiduciary, making decisions with your best interests in mind and disclosing conflicts of interest. Janet’s main objective is to educate her clients. She believes that knowledge equals power, and she believes in empowering her clients, so they feel confident in making the right decision for themselves and their families.

Aurielle is an experienced client service leader in the wealth management industry with over ten years of experience. She is a Certified Financial Fiduciary and is currently the Client Service Specialist at Pacific Capital. She draws on her professional and life experiences to help clients achieve their goals. Aurielle has a passion for financial education and wellness as well as philanthropy and serving in her community.