Loren’s passion is helping people achieve their retirement dreams. He’s been a part of the financial industry since 1998 and has helped thousands of people retire.

Through his many years in the industry, Loren has been able to unmask a lot of what goes on behind the scenes at major corporations. He experienced companies and advisers that would overcharge and oversell investment products with no intention of seeing their clients through. Because of this, he has dedicated himself to changing the industry for the better with a team of professionals driven to put the client’s needs first.

Loren is a CERTIFIED FINANCIAL PLANNER™, Certified Financial Fiduciary® and has his life, health and accident Iowa insurance licenses. He also has passed the Series 6,7,24,63 securities exams. He is the host of the Retiring Today TV show and podcast. Loren resides in Johnston, Iowa, with his daughter. When he is not working, he enjoys spending time with his family, traveling and being outdoors.

Chawn joined Merkle Retirement Planning in 2019. He has more than 20 years of experience in the financial services and public accounting industries. The CPA side of him enjoys the detailed and strategic nature of retirement planning, while the high-energy, outgoing side of him loves asking questions and getting to know the families we have the opportunity to work with. Chawn prides himself on building long-lasting relationships and simplifying the complexities that are part of retirement planning. 

Chawn grew up on a dairy farm in eastern Iowa. He is the fourth of five boys, all with names that start with a 'C'. The early mornings and late nights of helping to run the family farm and manage their dairy cows has shaped his approach to hard work. One of their top family values was “put the time in and do the work first, and expect the reward later."

Chawn resides in Clive with his wife Ryan, daughter Morgan, son Tyler and their Cavapoo dog Rex. In the summer you can find Chawn on the baseball field, coaching his son Tyler. In the fall, he is in the gym cheering on his daughter Morgan at volleyball games. Chawn and Ryan enjoy working out, staying active, and tackling projects around their house together.

Chawn has been a CPA since 2000, has his MBA from the University of Iowa, is a Retirement Income Certified Professional® and a Certified Financial Fiduciary®. He has his life, health and accident Iowa insurance licenses and has passed the Series 7 and 66 securities exams.

Robert Cannon, AIFA® has more than three decades of experience working with affluent investors, businesses, and hedge funds across the United States. He places a key focus on creating lifetime income plans for retirement, and in doing so, Robert guides his clients through a very distinctive wealth management and investment process that is specifically designed for financially successful individuals, couples, and families.

He is viewed as a “Chief Financial Officer” to his clients, and in many ways acts as the “quarterback” by implementing an advisory team approach. This allows his clients to receive advice from specialists in different areas, including wealth building and preservation and taxes.

In addition to his vast experience, Robert has earned numerous licenses and industry professional designations, including the Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent), Series 66 (Uniform Combined Registered Investment Advisory), and the Series 55 (Equity Trader). He also holds an accident and health insurance license and is eligible to conduct business in over 30 states.

In addition, Robert received a Certificate in Financial Management from Cornell University. He has also earned the prestigious Accredited Investment Fiduciary Analyst (AIFA) designation. When not working with clients, Robert enjoys spending time with family and friends. He resides in New York.

Danielle Meister, CFF, CDFA®

Danielle is an Investment Advisor Representative, Certified Financial Fiduciary®, and Certified Divorce Financial Analyst® based out of Madrona Financial’s Park City, Utah office. With over a decade of experience in the financial services industry, she executes all aspects of financial planning: investments, alternatives, structured products, insurance, retirement planning, social security, taxation, estate, legacy and divorce planning.

Danielle is a nationally recognized advisor, with a published training series, “Back to Basics,” and she has been featured on national television on CNBC, ABC, FOX, and PBS.

As a former competitive soccer player, Danielle enjoys running and spinning. Her husband, Will, graduated from the Air Force Academy as captain of the Lacrosse team and over the last 15-years has gone on to be an H-60 Blackhawk helicopter and C-26 airplane pilot. Together, they enjoy hiking, biking, and skiing with their two daughters, Claire and Everly. As a family, they root for their favorite football teams, the Green Bay Packers and Denver Broncos!

Vickie entered the Financial Services space in 1993 where she immediately found her passion for helping clients, specifically in determining the paths they need to take on their own unique financial journey. Vickie believes in open, honest communication with her clients to build lasting, lifelong relationships. “Helping my clients make difficult decisions that ultimately shape their future is a privilege, and a responsibility I take great pride in.”

Vickie holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification – the gold standard for financial planning in the financial services industry. Wanting to provide the highest standard of care for clients, she also holds the Certified Financial Fiduciary® designation. Vickie holds FINRA Securities Registrations Series 7, 6 and 66.

Vickie currently leads the Scottsdale/Arcadia chapter of The W Source™, a female-centric networking group providing women a place to collaborate and help one another grow professionally by providing quality resources for clients and connections to local businesses and professionals.  Vickie was also published in the 2018 and 2019 KNOW Phoenix, 100 plus women you want to know and do business with^*.

^*Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are, they representative of any one client’s evaluation.

*Securities offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. Investment advisory services offered through The AmeriFlex® Group, an Independent Registered Investment Advisor. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF. Insurance is offered independent of SPF.

Proudly serving individuals, families and business owners as an Independent Financial Advisor, since 1999.

Mr. Desberg began his career as an Investment Advisor Representative in Scottsdale helping his clients prepare and plan for their future. The same year, he founded the independent financial services firm, Desberg Financial, and expanded his practice throughout Arizona.

Prior to calling Arizona home in 1996, Todd attended school near Cleveland in the small town of Chagrin Falls, Ohio.

Todd eventually enrolled in graduate school at the University of Arizona from 1997-1998 to study Public Health, Law, and Business Administration and he received his Bachelor of Science degree from Ohio University. He graduated Cum Laude, with honors in 1995, majoring in Health Services Administration and Business Administration. Todd was also recognized as an outstanding student-athlete and was awarded an athletic scholarship for competing on the University’s NCAA Division I wrestling team from 1990-1994.

Today, Todd is committed to maintaining the highest standards, integrity and professionalism in the work he does for every single family. His strong desire for helping people enables him to fully understand each client's unique situation, so he can deliver quality products along with the personalized service that people deserve.

Professional Career

Mr. Desberg holds a Life and Health Insurance license and maintains the following Securities licenses: Series 6, 7, 63, and 65.

Family life

Married to Melissa in 2005 and happily raising their son and daughter in Scottsdale. They are a family of mountain bikers and outdoor enthusiasts.

Volunteer Service

Todd passionately supports the following 501(c)(3) non-profit organizations:

Head Coach - Desert Mountain High School and Mountainside Middle School Mountain Bike Team in Scottsdale. Affiliated with the North Valley Riders Mountain Bike team through the Arizona Interscholastic Cycling League (AICL) and the National Interscholastic Cycling Association (NICA).

Past President, Endowment Chairman and Executive Board member for Tucson - Dollars for Scholars, a Scholarship America organization. Proudly dedicated to supporting local high school graduates attending the University of Arizona by awarding over one million dollars in renewable scholarships to highly qualified young men and women.

Financial Literacy Educator - Junior Achievement of Arizona.

Breanna Colón is a Financial Advisor, Speaker and Author of the book “The Secrets

of Savings Money: Experiencing The Unlimited”. She is also the President/CEO of

Integrity Financial Solutions, Inc. a financial service and education company. She

is originally from Augusta, Georgia and currently resides in the DC Metropolitan

Area with offices in Columbia, MD.

With a Bachelor's Degree in Management/Accounting, Breanna has over 20 years

of experience in the financial industry. Over the years, she has acquired an in

depth knowledge of retirement, college, insurance, investment, mortgage, and

budget solutions. She aims to help others achieve financial success. She is very

passionate about the subject of personal finance and continuously grateful to God

for the gifted ability to assess and strategically craft financial plans for others to

achieve success.

She has spoken across the country for churches, seminars, conference and

women events. Money is quite often a difficult topic for people to talk about, but

Breanna incites enthusiasm, and motivates both in her personal consultations as

well as on stage.

Breanna has been afforded opportunities to provide financial direction for several

major corporations and non profit organizations. She previously served as leader

of the financial stewardship ministry at Church of the Great Commission. She has

also served as a member of the financial review team for South Potomac Church

in White Plains, MD. And she has served on the financial stewardship team at

Bridgeway Community Church, a multi-cultural church in Columbia, MD.

Outside of her business life, she is a wife and mother of 3 busy young men. It is a

soccer life in the Colón house, and she is excited to be her boys' biggest cheer

leader. When she's not running to games, orchestra concerts, or running the

business, she is singing at church, acting on stage, or working on her next book.

There are no dull moments! With God and a supportive husband, Breanna feels it

is all working together for her good!

Known throughout Central Ohio for his knowledge and experience in retirement planning, Greg Taylor takes the time to carefully learn each family’s unique needs and to help them develop their own individualized retirement plan.

Greg’s vision is to help retirees “re-think” how they manage their financial portfolios. He has created the Family Endowment Portfolio to help create a more predictable and efficient path to achieving your investment goals. His focus is to reduce risk, help protect and grow assets and create an income-generating plan. Greg believes that if you Plan Smart, you can have the security and peace of mind that you can, Retire well.

Greg and his wife, Kristin co-host the weekly radio show Winning Retirement heard every Saturday and Sunday on 610 WTVN. He teaches periodic retirement classes held at the Fawcett Center on the Ohio State University campus. His articles on financial planning have been featured on Forbes.com, Fortune.com and Money.com.

Greg and Kristin live in Grove City with their three boys and their adorable Teacup Yorkie, Belle. Greg enjoys golfing, working out, hanging out with his family and Buckeye Football.

The principal of the firm, Jyoti Gujral, is a Certified Financial Planner

(CFP®) with over 27 years of experience in financial services and planning.

Financial Solutions Group manages employee benefits as well as 401K

plans for small and medium sized firms.

We adhere strictly to the CFP Code, which outlines the practice standards, when

servicing employee benefits and financial planning. This broad-based approach to

financial advice distinguishes us from other professional advisers who typically focus

only on specific areas of a business or individuals.

Detailed attention to your finances. 

Personal Finances should be just that-Personal. After all, every client's financial situation and goals are different. 

I became a financial advisor to deliver professional advice with a personal touch. Rather than offer cooke-cutter solutions that work for no one, my recommendations are always tailored to the individual and their loved ones. 

I believe that exceeding client expectations is not only my duty, but a key to my success.  In order to continue providing detailed, personal service in the future, I schedule no more than three client appointments each day. This ensures I have enough time to dedicate to my existing clients, and that I serve only those people who are a good fit for my services. 

As a Certified Financial Fiduciary®, I hold myself to the highest standard - the fiduciary standard. As a fiduciary, my recommendations are based solely on what's best for the client-not what's best for me. I'm bound to act in the client's best interest at all times. As a reflection of this, I founded Happy Valley Financial Services on the four core values of integrity, flexibility, commitment, and care. These values guide my actions daily.