LUTCF^®, LTCP, CLTC^®, FSCP^®, LACP

CEO and Wealth Advisor

Brett Sause is the Founder and CEO of AFG Wealth, a boutique financial planning practice headquartered in Easton, Maryland.  

AFG Wealth was established in 1999, shortly after Brett began his financial services career. Since then, Brett has prioritized continuing education and learning opportunities to serve clients' needs best. Brett has received numerous advanced financial designations, including Life Underwriter Training Council Fellow (LUTCF®), Long Term Care Professional (LTCP), Certified in Long Term Care (CLTC®), Financial Services Certified Professional (FSCP®), and Life and Annuity Certified Professional (LACP).

Brett is a proud member of the Financial Planning Association (FPA) of Maryland and the National Association of Insurance and Financial Advisors (NAIFA), further demonstrating his dedication to professional excellence and commitment to staying ahead of industry standards.

A distinguished achievement in Brett's career is his membership in the Million Dollar Round Table (MDRT)*, where he has attained the prestigious Top of the Table status. This recognition reflects his exceptional client service, success, and leadership within the financial services industry. Brett has also been recognized as Agent of the Year by the Baltimore/Annapolis General Office of New York Life Insurance Company every year from 2009-2024.

Philanthropic involvement is a priority for the Sause family. Brett and his wife, Molly, formed the Brett & Molly Sause Family Charitable Fund in 2014 to focus on maritime safety, community involvement, and children's bereavement programs. These efforts reflect their dedication to fostering safer waters, stronger communities, and providing support to children during difficult times.

Brett is also a member of the MDRT Foundation, where his donor level is that of the "Royal Order Excalibur Knight," the most prestigious donor level one can achieve within the organization, with a minimum donation of $250,000.

An accolade that brings Brett great pride is his lifetime membership with the National Eagle Scout Association. Brett, an Eagle Scout himself, was named the Eagle Scout CEO of the Year for the Baltimore Area Council in 2014.

Outside of the office, Brett is an avid yachting and maritime enthusiast. He holds a United States Coast Guard Master Merchant Marine Officer 100 (GRT) credential with a commercial towing endorsement. Brett loves spending time with family and friends on the Chesapeake Bay and surrounding waters. Brett and Molly live in Oxford, Maryland, with their daughter Emily and their two Goldendoodles, Bailey and Maggie.

Jim Connell is the owner of Retirement Planning Group and RPG Insurance Services.  He has been in the business for nearly 10 years and holds securities, life, and health licenses.  He currently holds the Certified Financial Fiduciary ® Designation and educates people on the many facets of retirement planning, including income planning, tax planning, and estate planning.

Jim recognized the need for specialized planning when it came time for people to transition from the years they spent accumulating wealth into retirement, when they need to preserve and distribute that wealth. He founded Retirement Planning Group to provide that much-needed education and to help give people clarity when it comes to this important phase of life.

A graduate of Miami University, Jim has been married to his wife, Julie, for over 30 years, and have 4 wonderful children.  They currently reside in West Chester, Ohio, and Jim is active in the community, including serving on the Board for Mount Notre Dame High School and its Investment Committee.

Linda Vigil is the Founder of AERO Wealth Management and a trusted financial advisor with a strong commitment to putting her clients’ best interests first.  As a Certified Financial Fiduciary®(CF2), she upholds the highest standards of honesty, integrity, and transparency in every financial recommendation she makes. 

With over 30 years of experience in the financial services industry, Linda specializes in helping individuals and families navigate financial decisions grounded on transparency, education, and a long-term view tailored to each client’s unique goals and objectives. Her areas of expertise include retirement planning, investment management, income strategies, and wealth preservation.

Clients value Linda’s ability to simplify financial concepts, listen with empathy, and provide personalized guidance that aligns with their long-term goals. Whether you're planning for retirement, managing a life transition, or seeking financial clarity, Linda is dedicated to helping you feel secure and empowered in your financial journey.

Linda received her bachelor’s degree at the University of San Diego; and, in her spare time, she enjoys competing in tennis tournaments, mountain biking and trail running.  

Gerard is a proud veteran of the United States Marine Corps. Now based in Las Vegas with his wife, Kayoko, and their beloved dog, Sarge, Gerard is a licensed financial professional with over 16 years of experience in the financial services industry.

Through his company, Legacy Financial LLC, and partners the WIN Group and the Virtual Family Office team based model - he is passionate about helping clients find peace of mind in retirement. He understands that financial security isn’t just about numbers—it’s about confidence, freedom, and enjoying the life you’ve worked hard to build. Whether it’s structuring a solid retirement plan, maximizing income streams, or protecting assets, he takes pride in crafting strategies that provide stability and long-term security.

​Driven by integrity and a genuine desire to help others, Gerard continues to make a lasting impact by empowering his clients with the knowledge and tools they need to achieve financial success and a stress-free retirement. 

Many people have financial pieces in place – like life insurance or retirement funds – but lack a cohesive strategy that includes vital elements such as tax mitigation, long term care, estate planning and asset protection. Today, everything is more complicated and we are living longer so being prepared is more important than ever. Our approach ensures you have a truly complete financial plan, integrating all these components.

Shahrzad is a fiduciary financial broker who believes planning for your future shouldn't feel overwhelming. Her goal is to simplify the process, provide honest guidance, and help you create a plan that truly supports your goals - always with your best interest at heart.

Gary was born in Brooklyn, New York.  He attended Midwood High School’s Medical Science Institute.

Then, he went to S.U.N.Y. Binghamton (now Binghamton University) where he earned his B.S. in Computer Science/Mathematics. He then earned his Juris Doctor at Brooklyn Law School. Gary was admitted to the New Jersey Bar 12/91 and New York Bar 1/92.He is still admitted to both of those Bars, and is also a Certified Elder Law Attorney.

Realizing that the law alone didn’t fully help retirees, and seeing mishaps caused by well intentioned financial advisors who did not offer holistic planning, Gary then earned his licensure including Life and Health Insurance, Brokerage, and eventually became a Certified Financial Planner^TM in 2016.  Other credentials include Retirement Income Certified Professional®, Certified Financial Fiduciary®, Certified Tax Specialist, Accredited Estate Planner®, and several other designations.

Since that time, Gary has sought to improve the quality of advice given to retirees, including maximizing retirement income, properly allocating investments with a goal to achieve the client’s desired results taking the least amount of risk necessary, tax reduction strategies, and legacy planning, first to the surviving spouse who may not have handled the financial affairs, and then to any beneficiaries.

Gary is the current president of the American Financial Education Alliance, Manalapan Chapter, and a past president of the Society of Financial Service Professionals, Monmouth Chapter, and a past president of the Estate and Financial Planning Council of Central New Jersey.  He has also co-authored several books, including, “The CPA’s Guide to Life Insurance” and “The CPA’s Guide to Federal and Estate Gift Taxation.”

Gary’s legal and financial practice is headquartered in Manalapan, New Jersey with a satellite in Manhattan.

Gary has been married to his wife Stacey also from Brooklyn since 2000.  They have 3 daughters and two goldendoodles.  Gary is a former golfer who scored two hole-in-ones in 2013, and can be seen playing a bit of racquetball, and a bit of pickleball, when not giving educational seminars on financial planning.

Omolade Babalola is a licensed insurance agent and an Army veteran. She offers over a decade of experience in client/customer services and life and health insurance. Omolade helps customers find coverage that best fits their needs. Her specialty is Health, Dental, Vision, Term Life, and Index Universal life insurance for any age group. She has a master’s in business administration from Malcolm Bridge School of Business.

Curtis is the founder of SBC Financial, starting as a one-man operation focused solely on Medicare services and transforming it into a comprehensive financial firm with a team of 15 full-time employees. From the beginning, he’s been driven by a passion for financial education empowering clients to understand and take control of their financial futures through clear, actionable guidance. Whether it’s retirement planning, wealth management, or tax efficiency, he’s committed to helping clients make informed decisions that align with their goals. Curtis’ leadership style blends creativity with strategic thinking, fostering a culture of forward-thinking solutions that set the firm apart in the financial services space. 

Outside of work, he’s deeply committed to health and wellness, finding balance through outdoor activities and spending time with his family & pets. His passion for personal growth fuels his unique approach to problem-solving, and always looking beyond the obvious to uncover new opportunities.