Scott is the founder of Rincon Wealth Management, an independent financial services firm created in 2018 and named after one of Scott’s favorite places growing up, Rincon Point, also known as the “Queen of the Coast” in Southern California for its legendary surfing environment. It was there that Scott learned the discipline of surfing while gaining respect for the waves, large and small, along with a big-picture awareness of the ocean at large.

Scott is a second-generation financial advisor who began hearing about the business at a young age from his father at the dinner table. He watched his father help create wealth for others and help them on their journey, and he wanted to do the same. Scott also wanted to learn how people made their money, and then help those people make smart financial decisions along the way.

Scott earned his bachelor’s degree in business administration with a concentration in finance and marketing from California State University, Chico. During college, he played baseball and worked in the banking industry. After graduation, Scott worked for several companies as a financial advisor before founding his own, independent firm.

Scott focuses on helping clients move from the accumulation years (working years) into the distribution years (retirement years). He knows that workers today value their work-life balance and focuses on the options that can help achieve that balance.

Scott relocated to Austin, Texas in 2018. He and his beautiful wife, Tori, are raising an active household with three children, Remi, Cash and Tate, along with two Great Danes named Charlie and Goose. Scott enjoys golf, fishing, hunting, surfing and Brazilian jiu-jitsu. He also dedicates time to coaching youth sports in his community.

Justin F. Shaw is the Founder and President of Advanced Financial Concepts (AFC), a firm he established after graduating with a Bachelor's degree in Finance from the University of Houston in 1994.  For over 30 years, Justin has served as a trusted Financial Strategist and Retirement Income Planning Specialist, consistently exceeding client expectations and building a reputation for exceptional service.  His expertise in designing wealth-building strategies has led to significant financial growth and secure retirement incomes for his clientele.

Justin's commitment to excellence is reflected in AFC's culture, which he leads by example.  He holds numerous professional designations, including Certified Funds Specialist (IBF), Registered Financial Consultant (IARFC), and Certified Financial Fiduciary (NACFF). His achievements have earned him recognition as a Five Star Wealth Manager in Texas Monthly (2009, 2010), featuring him among the top 2% of Houston's 22,500 wealth managers.  He has also been featured in Newsweek (2011) and was featured on Times Square Today (2016), broadcast on Fox News and CNBC.  AFC has been an Accredited Business with the Better Business Bureau since 2011.

Beyond individual client work, Justin is a sought-after public speaker, previously hosting two successful radio shows, “The Financial Road Map” and “The Financial Truth with Justin Shaw,”  educating millions on sound financial principles. He is the best-selling author of "The Soul of Success 2" (2015) and an active member of several professional organizations, including the National Academy of Best-Selling Authors, National Ethics Association, and the Better Business Bureau.  A native Houstonian and active community member, Justin lives in Sienna, Texas with his wife Elizabeth of 27 years and their 2 children.

Finances are a very intimate and vulnerable part of an individuals’ life, and it is an honor for me to be able to assist people in developing and working through their financial goals and objectives.  Every experience is different, and I love helping people solve the puzzle that is their financial world,” says Eric Bailey, Financial Planning Strategist.

Eric is a proud Sun Devil, graduating with a bachelor’s degree in political science.  He is licensed with a Series 7 and 66 and feels strongly that working with a professional who has a fiduciary responsibility is of the utmost importance in the financial planning world.

In his free time, Eric is an avid golfer and enjoys pickle ball and paddle boarding.

Victoria concentrates on helping people pursue the financial future they envision. She works closely with clients to understand their financial objectives and helps them to develop a clear, actionable and flexible strategy that connects them with the best products and solutions designed to help achieve those goals over time. Victoria focuses on wealth accumulation, portfolio management, tax efficient investments, retirement income and distribution strategies, estate and charitable planning, asset protection strategies, and education funding.

In addition to being a CFA® charterholder, Victoria is a qualifying member of the prestigious Million Dollar Round Table, an international, independent association in which members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.


Victoria is a graduate of New York University, with a Bachelor of Arts degree in Politics, Economics, and Romance Languages (with a concentration in Spanish and French), and has earned her Masters in Economics from the Graduate School at NYU. She is fluent in Spanish and French, and is conversant in German. Victoria maintains her Series 7 and Series 66, as well as Life and Health Insurance licenses.

She is licensed to sell insurance in: CT, DC, FL, MI, NJ, NV, NY, OK, and PA and securities in: CA, CO, CT, DC, FL, GA, IL, MA, MI, NJ, NV, NY, OK, OR, PA, TX, VA, and WA. She is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Members SIPC www.SIPC.org. Azura Wealth Advisers LLC is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. Supervisory Office: 420 Lexington Avenue, Suite 2510, New York, NY 10170. Phone- (212) 578-3000.

Kelsey Anderson is a highly skilled Wealth Manager at Monarch Wealth & Retirement Strategies, dedicated to helping individuals and families achieve financial security and long-term prosperity. As a Certified Financial Planner (CFP®), Kelsey brings a deep understanding of financial principles and personalized strategies to her clients.

With expertise in cash flow planning, tax minimization strategies, and building and preserving generational wealth, Kelsey takes a comprehensive approach to financial management. She is committed to crafting tailored solutions that align with each client’s unique goals, ensuring financial stability and strategic growth for current and future generations.

At Monarch Wealth & Retirement Strategies, Kelsey leverages industry-leading insights and a client-first philosophy to empower individuals in making informed, confident financial decisions. Her dedication to excellence, integrity, and proactive planning has positioned her as a trusted advisor in the wealth management space.

Craig Kennedy is a Financial Advisor with Martin Wealth Management and Martin & Associates Insurance Services, Inc.

 Craig holds a bachelor’s degree in Business Management from the University of Nevada and is a Certified Financial Fiduciary. With more than 25 years of experience, Craig started his career at Smith Barney, where he worked as a Financial Advisor for 5 years.  

With a background in business management, it wasn’t long before he ventured out to open his own practice and became a successful agency owner specializing in Portfolio Management, Life Insurance, Medicare Consulting and assisting his clients with their  Estate Plannning. Craig began his practice in 2006 because he could see the need for sound financial education needed in the retirement community. In 2020, Craig moved his clients to Martin & Associates because of not only their expertise and resources, but also their integrity and client focus that is the foundation of their practice. Craig’s main focus is on coaching and educating his clients, instead of selling investment products.

As a result, his clients learn how to invest and manage their money effectively and prudently, instead of getting caught in the Wall Street deception that foster gambling and speculating.

Craig is a native of Southern California, residing in Huntington Beach for 25 years. He has 2 boys that he shares with his wife Ellie. Craig attended the University of Nevada on a Football Scholarship and living a healthy lifestyle is integral to his way of life. An avid snow skier, surfer and outdoor enthusiast, Craig’s favorite activity is doing active things with his two sons.

I bring over 45 years of experience guiding people through life’s transitions—first in nursing and education, and now in finance. As a Certified Financial Fiduciary and part of Atlantic Asset Advisors in Bonita Springs, Florida, I specialize in helping pre-retirees and retirees secure reliable, tax-efficient income so they can enjoy retirement with clarity and confidence.

My practice focuses on holistic retirement strategies, including income and accumulation annuities, Social Security maximization, tax planning and management, long-term care solutions, and the strategic use of life insurance as both protection and an income-generating asset. I’m especially passionate about helping women navigate the unique financial challenges they face, though I welcome clients of all backgrounds who value thoughtful, fiduciary guidance.

When I’m not working, you’ll find me enjoying life on the water with my husband Jim—boating with friends and savoring the beauty of Southwest Florida.

Elise has a deep passion for helping people and strives to empower each of her clients by providing simple, honest information that gives them confidence about their financial future.

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Because she considers her clients family, Elise treats their financial objectives as a priority and believes people should secure at least a portion of their wealth with safe options to help preserve their family’s lifestyle and legacy. She pursues her clients’ financial goals through a commitment to affordable solutions, safe money options, strategies for growing and preserving wealth, and income plans to help guard against market declines.

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With more than three decades of experience, Elise has seen just about everything in the financial services industry and insists you don’t have to be an expert to understand and control your money. Rather, she subscribes to the KISS method — “Keep it simple, silly” — and believes you just need straightforward information to make the right choices.

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Elise has lived in the Boca Raton area since early 2019

With nearly three decades of experience in the financial services industry, Dave Leonhard is a seasoned advisor known for his unwavering commitment to acting in his clients’ best interests. As a Certified Financial Fiduciary® (CF2), Dave upholds the highest standards of integrity, transparency, and professionalism—principles that have guided his work since the beginning of his career.

Dave founded Capital Peak Financial in 1996, building the firm on the foundational values he learned growing up in a small Northern California town, where he worked in his family’s business. Those early lessons in hard work, ethics, and putting people first continue to shape his client-centered approach today.

A graduate of California State University, Chico, Dave earned his bachelor's degree in 1986 before launching a career dedicated to helping individuals and families pursue their financial goals with confidence and clarity. As a Certified Financial Fiduciary, he is held to a strict code of conduct that ensures every recommendation he makes is based solely on what is best for his clients.

Dave has led countless financial education workshops, retirement planning seminars, and client appreciation events over the years, believing strongly in the power of education to build lasting trust. For him, the most fulfilling aspect of his work is the lifelong relationships he’s built—celebrating with clients as they achieve financial milestones and navigate life’s transitions.

Dave has resided in Venice, Florida since 2007 with his wife of 30 years, Denise. Outside the office, he enjoys tennis, hiking, traveling, and quality time with their two children and two grandchildren.

Earl was born in Southern California and grew up in East Orange, New Jersey. In 1985, he returned to California and began his career with New York Life in 1988. With over three decades of experience, Earl has specialized in retirement planning for individuals and small businesses.

He met his wife, Letitia, and together they are celebrating 30 wonderful years of marriage this year. They have three adult children and are proud grandparents to seven grandchildren. Family time is a cherished part of their lives, often spent with their two beloved French Bulldogs, Bentley and Armani.

In his free time, Earl enjoys experimenting with new recipes to share with family and friends and finds relaxation in cycling.