Mike has been helping people grow, preserve and realize their legacies for over 30 years. In 1993, he formed Unified Legacy Advisors to help retirees and pre-retirees prepare for retirement with clarity and confidence.

“It’s so rewarding to see people go from petrified about retirement to understanding it and helping to create a game plan for their retirement,” Mike says. “We see lots of aha moments and love empowering people with the knowledge to make informed decisions.”

Mike has a Bachelor of Science in education from Concordia College. He’s proud to be in business with his two sons, Blake and Seth. The three of them work hard to help people navigate the many challenges of creating a comprehensive financial strategy. 

“We protect our homes, cars and personal property, yet we often leave key vulnerabilities in our overall financial strategy,” Mike says. “We help you fill the gaps while working with the existing solutions you have in place.”

Mike speaks regularly at financial industry conferences across the country and has developed a network of trusted professionals, including attorneys, bankers and tax professionals, dedicated to serving clients’ ever-changing financial needs.

DREW STEVENS IS A SEASONED FINANCIAL ADVISOR AND FIDUCIARY WITH A DEEP COMMITMENT TO

GUIDING INDIVIDUALS THROUGH THE COMPLEXITIES OF FINANCIAL MARKETS SO THEY CAN ACHIEVE A

SECURE AND PROSPEROUS RETIREMENT. HIS JOURNEY INTO FINANCE IS ROOTED IN A PERSONAL STORY OF

RESILIENCE AND A PASSION FOR MENTORING OTHERS.

Growing up in a challenging environment, Drew learned the importance of guidance and mentorship early in

life. This understanding became the foundation of his career. Starting on Wall Street, Drew quickly developed a

fascination with the intricacies of financial markets. During those years, he honed his observations on how

money moves through markets and how financial instruments can be leveraged to build wealth. Drew combined

his love for mentoring with his financial knowledge to become a financial advisor.

He now focuses on helping individuals who feel overwhelmed by the financial markets, dedicating himself to

educating and empowering clients to achieve the retirement they deserve. Beyond his advisory work, Drew is a

prolific writer, having authored over 3,000 articles and 15 books on finance and retirement planning. He is also

a sought-after speaker, engaging audiences with his insights and expertise, and has made numerous television

and radio appearances to promote financial literacy. While some financial professionals can be

uncommunicative, Drew's exemplary customer service ensures your best interests remain the top priority.

In every client interaction, Drew emphasizes trust, relationship-building, and delivering exceptional customer

experiences. He believes financial advising is about more than managing money; it’s about understanding each

client’s unique needs and providing them with the tools and knowledge to succeed.

Drew Stevens is more than just a financial advisor and trusted fiduciary—he is a mentor, educator, and

advocate for his clients who is dedicated to helping them achieve financial success.

With over 40 years of experience financial strategizing in the Richmond area, Ralph’s goal is to ensure that each client fully understands the steps they are taking in preparing for their financial future. Clients consistently remark about how much more they understand what they have after talking with him.

 Ralph is a graduate of Virginia Tech, as his office Hokies paraphernalia shows. He enjoys spending his time out of the office with his wife, two sons, their wives, and three grandchildren, as well as hiking and canoeing.

Since 2014, Tim has been a financial professional in Richmond and one of our Investment Advisor Representatives who provides personalized solutions for each client, based on their retirement goals.

 As Ralph’s son, he grew up in the financial services industry and has developed a passion for showing the importance of retirement income strategies to the next generation.

 In his second year with Welcome Home Financial Partners, Tim received multiple production awards, including a trip to Canada to meet Magic Johnson. He is a huge sports fan and always up for a good sports debate. Prior to joining us, Tim was in upper management and customer service for 12 years. He spends his time away from work with his wife of over 20 years and their daughter, two sons, and beloved three dogs.

Ben started out in the commercial real estate valuation world analyzing and forecasting income and expenses for large commercial investment properties and transitioned into the financial world in 2015 with a desire to protect client’s investments from financial catastrophe. To date, Ben has helped clients shelter tens of millions in assets from unexpected market events that can negatively affect and even devastate portfolios, especially in retirement. Ben has three main areas of focus, he utilizes proprietary and industry leading wealth protection strategies to be sure that if the market corrects or crashes, that his client’s portfolios are minimally affected, he helps ensure that his clients don’t run out of money during retirement, and he also works to help clients create tax advantaged legacy plans so that they can still have a positive effect on their loved ones and/or causes dear to them even after they have passed. 

Ben lives with his wife Whitney, his two daughters Greer and Graylynn, and their lab Beau in North Myrtle Beach, SC. When he is not helping clients, he enjoys spending time with his family on the water or on the golf cart, watching the Tar Heels play basketball, fishing, hunting, coaching his daughter’s soccer team, hiking in the mountains and attempting to stay in shape. He is originally from Lexington, NC and has lived in North Myrtle Beach since 2011.

Brad Rhodes is the founder and president of Brad Rhodes Financial, LLC. He specializes in helping retirees and pre-retirees avoid the most common financial pitfalls that threaten their happy retirements.

Brad loves his work and his clients. He truly enjoys presenting opportunities and strategies that help individuals and couples retire with a guaranteed income for life.
Back in 1992, Brad had the very good fortune of being trained by one of the best retirement educators in the country - his dad.

 
And from his father, he learned early on that you need two things to succeed in a career in financial advice. First, you need to concentrate on the needs of others before yourself; second, it’s important to treat folks the way you would want people to treat your mom.

Brad lives in Lexington, North Carolina, with his wife, Jackie. He is the proud father of two daughters and two grandchildren.

Scott Raab, a Financial Planner at Coastline Wealth Management, offers comprehensive planning services for individuals. While he has a holistic approach to Financial Planning, he focuses on Investments, Life and Long-Term Care Insurance, Estate Planning & Tax Reduction Strategies. Most importantly, Scott provides the education and tools necessary to develop a financial plan for your lifestyle and to help you reach your long-term life goals. Scott has been a Financial Planner since December of 2000. Scott has been an approved Smart Vestor Pro* through Dave Ramsey Solutions since 2017.

His mission is to help clients navigate the stock market and the ever-changing landscape of investments and planning to their advantage and not be fearful of the unknown.

Scott currently resides in Hanover, PA with his always better half Karen. Scott and Karen have four daughters, Raine, Madison, Molly, and Rylie. In addition to being a Financial Planner, Scott is also a Chef and in his free time, he cooks, rucks, runs and sometimes does OCR's. Most of the time is quality time spent with his family.

Jon is an Investment Adviser Representative with Voya Financial Advisors and has a Chartered Retirement Planning Counselor SM designation. He has been in the financial and retirement services industry for over a decade.

Jon works with large employer groups and is a Voya campus representative for large state retirement plans. In addition, he works with Kansas community colleges and school district employer-sponsored retirement plans.

Jon strives to deliver independent and objective advice to every one of his clients. The firm's overall mission is to minimize risk, maximize return and maintain your resources, at all times. Jon uses his knowledge and experience to design and implement financial and retirement income plans for clients.

In 2016, Jon obtained his Bachelor of Science in Business from the University of Phoenix. Before that, he received his Associate Degree in Business from Cowley County Community College. His academic achievements contributed to his membership in the Delta Mu Delta International Honor Society in Business.

Outside of work, Jon enjoys spending time with his family and serving the Lord in ministry as an ordained minister. He is also a licensed Display Fireworks Operator in the State of Kansas.

Jon holds FINRA Series 7, 66, and 63 securities registrations. He also currently holds Life, Health and Disability insurance licenses including the Long-Term Care certificate required by the State of Kansas.

Steve is an Investment Adviser Representative with Voya Financial Advisors, and has a Chartered Financial Consultant® designation. He has over 41 years of experience in the financial and retirement services industry. Since 1977, he has worked extensively with large employer groups in both public and private industries. Just like the medical professional, Steve believes every client should have a thorough financial examination and diagnosis before he recommends any plan or solutions.

The Cross family strives to deliver independent and objective advice to every one of their clients. The firm’s overall mission is to minimize risk, maximize return and maintain your resources, at all times.

During his early educational years, Steve lived in Washington and California before relocating to Kansas and receiving his bachelor’s degree in accounting from Pittsburgh State University. Before that, he obtained his associate’s degree in business administration. He has been a Million Dollar Round Table (MDRT)* member for 35 years. When he’s not meeting with clients, Steve hosts seminars and workshops. His formula for financial success: “Save as soon as you can. Save as much as you can. And save as long as you can.”

Steve holds FINRA Series 7, 65, and 63 securities registrations. He also currently holds Life, Health and Disability insurance licenses including the Long-Term Care certificate required by the State of Kansas.

*Members qualify for the Million Dollar Roundtable (MDRT) based on meeting a certain level of premium, commission or income during the year in addition to meeting ethical standards.