Bertrand Fote, MD, MBA, CF2

Certified Financial Fiduciary® (CF2) | Emergency Physician | Financial Services Expert

With over 12 years of experience in the financial services industry, a Master of Business Administration (MBA), and a background as an emergency physician, I bring a comprehensive, multi-disciplinary approach to financial planning and fiduciary responsibility. As a Certified Financial Fiduciary® (CF2), I am dedicated to providing transparent, ethical, and client-centered financial advice. My approach is grounded in integrity, ensuring that every recommendation I make aligns with my clients' best interests and long-term financial goals.

My background as an MBA professional allows me to integrate business management principles with financial strategies, ensuring that clients receive holistic advice tailored to their financial objectives. I understand the complexities of both personal and business finance, and I work with clients to optimize their financial health, whether they are planning for retirement, managing investments, or seeking guidance for business-related financial decisions.

Having worked in the high-pressure field of emergency medicine, I understand the importance of making well-thought-out decisions under pressure. This expertise is applied to financial planning, where I assess risk carefully and provide strategies that are aligned with my clients' goals, values, and risk tolerance. Whether it’s retirement planning, estate planning, or investment strategy, I am committed to empowering clients with the tools and knowledge they need to confidently navigate their financial journey.

As a fiduciary, I uphold the highest standards of care and loyalty, ensuring that all financial decisions are made with the client’s best interests at heart. I specialize in personalized wealth management, business financial planning, and financial education, helping clients achieve long-term stability and security.

With my MBA, medical background, and fiduciary expertise, I provide a unique, comprehensive approach to financial planning that reflects both business acumen and personal care. Whether you're managing your personal wealth, planning for your family’s future, or navigating the financial needs of your business, I am here to guide you with clarity and confidence.

Contact me today to begin your financial journey and ensure that your future is protected, no matter what challenges lie ahead. Email: bfote@yahoo.com 

Robert Warther is the CEO & Founder of Warther Private Wealth, where his focus on capital accumulation, estate and trust planning and tax saving strategies enables him to create tailored solutions to meet his clients objectives.

Robert is a longtime member of the Million Dollar Round Table and consistently qualifies for membership in the prestigious Top of Table.

Robert currently resides in Naples, FL with his wife Fleur and dog Coco. In his free time he enjoys flying his plane, kitesurfing and watching the Cleveland Browns.

Caleb Staggs launched his career at Aetna, where he specialized in helping Medicare recipients navigate the complexities of their coverage options. With a strong passion for education, Caleb is dedicated to empowering individuals to make informed decisions about their healthcare needs. His primary goal is to ensure that clients are well-protected and confident in accessing the services they require.

Having assisted Medicare recipients nationwide, Caleb is thrilled to bring his expertise to the Middle Tennessee area. He understands that each person’s situation is unique, which is why he believes in the importance of personalized consultations. By taking the time to assess individual needs, he ensures that every client receives the coverage and strategies that best suit their circumstances.

As a Certified Financial Fiduciary®, Caleb also specializes in making sure people are protected for retirement as well. He has expertise in making sure that people have all the pieces of the puzzle taken care of, such as tax planning, long-term care planning, Social Security optimization, proper income planning, growth strategies, and expert financial advising. He believes that people who have worked hard their entire lives should have proper planning in place to make sure they can live the retirement of their dreams and not run out of money before they run out of life.

Caleb meticulously reviews all available options for his clients, selecting those that he believes will provide the best protection for his clients in the future. His commitment to outstanding service and support makes him a trusted resource for those seeking to improve their healthcare and retirement experiences.

When he’s not working, Caleb loves cheering on the Tennessee Vols, spending quality time with his wonderful wife and their three energetic dogs, and perfecting his skills on the smoker. There’s nothing quite like the joy of a game day, the companionship of his furry friends, and the satisfaction of delicious, smoked meats.

Mr. Robert Lawson has 40 years of experience in the financial services industry with securities, investments, retirement plans, and insurance and in a professional capacity as a registered representative, financial advisor, investment fiduciary, branch manager, securities, and options principal. He is the President and Chief Compliance Officer of Barrington Capital Management, Inc., a Registered Investment Advisory (RIA) firm he established in 1988. He also serves as the President and Managing Principal of Barrington Financial Consulting Group, Inc., a securities and insurance litigation consulting firm with experienced testifying and consulting experts.

  Bob is the former Chair of the Master Registered Financial Consultants (MRFC), former Practice Management Chair and Director of Securities Experts Roundtable (SER), former Membership Chair of the Minnesota State Bar Association (MSBA) Dispute Resolution Section, and is currently recognized by the Minnesota Supreme Court as a Qualified Neutral under Rule 114 of the Minnesota General Rules of Practice as a Civil and Facilitative/Hybrid Mediator and Adjudicative /Evaluative.

  As a Securities & Insurance Expert Witness and Litigation Support Consultant, Mr. Lawson is retained by both claimants and respondents for FINRA arbitrations, mediations, and court settings. He speaks with clarity and precision and his expert opinions are founded upon his years of experience and thorough understanding of industry rules, standards of professional conduct, and the codes of ethics for the brokerage, investment management, and insurance industries. Retaining counsel is supported by extensive research, expert witness reports, persuasive testimony, and decades of industry, brokerage, supervisory and fiduciary experience. 

   Mr. Lawson is knowledgeable in the financial services industry with numerous nationally recognized certifications and has conducted over 500 presentations, CLE’s, and workshops for attorneys, financial services professionals, and individual investors.

Mr. Lawson serves as a Director, Board Member, or Member for the following organizations:

-Securities Experts Roundtable (SER) Former Practice Management Chair and Director – Current Member

-Minnesota State Bar Association – Former ADR Chair and Current Member

-Master Registered Financial Consultants (MRFC®) Former Chair and Current Member

-International Association of Registered Financial Consultants (IARFC)

-CFA Institute - Member

-CFA Society of Minnesota - Member

-National Society of Compliance Professionals (NSCP) – Member

-Association of Certified Fraud Examiners (ACFE) – Member

-Twin Cities Chapter Certified Fraud Examiners (TCCFE) – Former Board Member

-Member Thomson Reuters Expert Witness

Mike has been helping people grow, preserve and realize their legacies for over 30 years. In 1993, he formed Unified Legacy Advisors to help retirees and pre-retirees prepare for retirement with clarity and confidence.

“It’s so rewarding to see people go from petrified about retirement to understanding it and helping to create a game plan for their retirement,” Mike says. “We see lots of aha moments and love empowering people with the knowledge to make informed decisions.”

Mike has a Bachelor of Science in education from Concordia College. He’s proud to be in business with his two sons, Blake and Seth. The three of them work hard to help people navigate the many challenges of creating a comprehensive financial strategy. 

“We protect our homes, cars and personal property, yet we often leave key vulnerabilities in our overall financial strategy,” Mike says. “We help you fill the gaps while working with the existing solutions you have in place.”

Mike speaks regularly at financial industry conferences across the country and has developed a network of trusted professionals, including attorneys, bankers and tax professionals, dedicated to serving clients’ ever-changing financial needs.

DREW STEVENS IS A SEASONED FINANCIAL ADVISOR AND FIDUCIARY WITH A DEEP COMMITMENT TO

GUIDING INDIVIDUALS THROUGH THE COMPLEXITIES OF FINANCIAL MARKETS SO THEY CAN ACHIEVE A

SECURE AND PROSPEROUS RETIREMENT. HIS JOURNEY INTO FINANCE IS ROOTED IN A PERSONAL STORY OF

RESILIENCE AND A PASSION FOR MENTORING OTHERS.

Growing up in a challenging environment, Drew learned the importance of guidance and mentorship early in

life. This understanding became the foundation of his career. Starting on Wall Street, Drew quickly developed a

fascination with the intricacies of financial markets. During those years, he honed his observations on how

money moves through markets and how financial instruments can be leveraged to build wealth. Drew combined

his love for mentoring with his financial knowledge to become a financial advisor.

He now focuses on helping individuals who feel overwhelmed by the financial markets, dedicating himself to

educating and empowering clients to achieve the retirement they deserve. Beyond his advisory work, Drew is a

prolific writer, having authored over 3,000 articles and 15 books on finance and retirement planning. He is also

a sought-after speaker, engaging audiences with his insights and expertise, and has made numerous television

and radio appearances to promote financial literacy. While some financial professionals can be

uncommunicative, Drew's exemplary customer service ensures your best interests remain the top priority.

In every client interaction, Drew emphasizes trust, relationship-building, and delivering exceptional customer

experiences. He believes financial advising is about more than managing money; it’s about understanding each

client’s unique needs and providing them with the tools and knowledge to succeed.

Drew Stevens is more than just a financial advisor and trusted fiduciary—he is a mentor, educator, and

advocate for his clients who is dedicated to helping them achieve financial success.

With over 40 years of experience financial strategizing in the Richmond area, Ralph’s goal is to ensure that each client fully understands the steps they are taking in preparing for their financial future. Clients consistently remark about how much more they understand what they have after talking with him.

 Ralph is a graduate of Virginia Tech, as his office Hokies paraphernalia shows. He enjoys spending his time out of the office with his wife, two sons, their wives, and three grandchildren, as well as hiking and canoeing.

Since 2014, Tim has been a financial professional in Richmond and one of our Investment Advisor Representatives who provides personalized solutions for each client, based on their retirement goals.

 As Ralph’s son, he grew up in the financial services industry and has developed a passion for showing the importance of retirement income strategies to the next generation.

 In his second year with Welcome Home Financial Partners, Tim received multiple production awards, including a trip to Canada to meet Magic Johnson. He is a huge sports fan and always up for a good sports debate. Prior to joining us, Tim was in upper management and customer service for 12 years. He spends his time away from work with his wife of over 20 years and their daughter, two sons, and beloved three dogs.

Ben started out in the commercial real estate valuation world analyzing and forecasting income and expenses for large commercial investment properties and transitioned into the financial world in 2015 with a desire to protect client’s investments from financial catastrophe. To date, Ben has helped clients shelter tens of millions in assets from unexpected market events that can negatively affect and even devastate portfolios, especially in retirement. Ben has three main areas of focus, he utilizes proprietary and industry leading wealth protection strategies to be sure that if the market corrects or crashes, that his client’s portfolios are minimally affected, he helps ensure that his clients don’t run out of money during retirement, and he also works to help clients create tax advantaged legacy plans so that they can still have a positive effect on their loved ones and/or causes dear to them even after they have passed. 

Ben lives with his wife Whitney, his two daughters Greer and Graylynn, and their lab Beau in North Myrtle Beach, SC. When he is not helping clients, he enjoys spending time with his family on the water or on the golf cart, watching the Tar Heels play basketball, fishing, hunting, coaching his daughter’s soccer team, hiking in the mountains and attempting to stay in shape. He is originally from Lexington, NC and has lived in North Myrtle Beach since 2011.