Tim Smith is the Founder and Senior Advisor at NorthPoint Retirement.

With a deep understanding of federal benefits and a passion for helping, Tim has earned a reputation as an industry trusted advisor to federal and non-federal employees. His personalized approach and extensive knowledge ensure each client receives a tailored retirement plan that maximizes their benefits and financial security. www.NorthPointRetirement.com

Ed Downey

President of Downey Financial Group, Inc.| Certified Financial Fiduciary | Lead Financial Advisor

Ed is passionate about helping people worry less about money through well-thought-out financial strategies for retirement.

Growing up, Ed was first introduced to financial services by his father, Ed Sr., an estate planning attorney, and his uncle Marty, a CPA. Both men helped individuals and families with their tax and estate planning needs. They influenced the financial principles Ed follows today as he helps clients navigate their retirement planning needs. In 2002, Ed opened his own firm, where he focuses on assisting clients to gain clarity about their financial situation before making a clear plan of action to get them where they need to be. For more than 30 years, he has specialized in helping clients enjoy a safe and secure retirement through conservative strategies that make sense for their individual situations.

“Not losing money is just as important as making money,” says Ed. “And paying too much in taxes is just another way to lose money”.

Ed is the author of the book “Retirement Blueprint: The first steps to building a better lifestyle in retirement,” which aims to help retirees and those nearing retirement build their own “financial house” and get their finances nailed down. He has also been a regular guest on AM 560 “The Answer” in Chicago. As a financial professional, Ed can offer investment and insurance products and services. He holds health and life insurance licenses in several states. He also is the owner and primary investment advisor of DFG Wealth Management, LLC, and a Certified Financial Fiduciary® CFF.

He has lived in Chicagoland his entire life originally from the South Side (Beverly) and has resided in the western suburbs for over 25 years. Away from the office, Ed enjoys spending time with his wife, Shannon, and their children, Eamon, Michaela and Brianna, and is actively involved in all of their extracurricular activities. He also is an avid boater.

With almost 30 years of experience in the Financial Services Industry, Renee' has worked for Goldman Sachs and Morgan Stanley in the early years and currently owns her own firm AAA Life Solutions.   She focuses on education and is committed to her clients' success achieving their goals and objectives.  She's been married for 43 years, has 4 entrepreneurial children and 16 grandkids.  She has a local office in Germantown, TN and is licensed in multiple states to handle online requests.

A seasoned Estate Planner, Financial Planner, Wealth Manager and Senior Veterans Advisor with 45 years of experience, William E. Bergh is dedicated to helping All families, Seniors and Retirees, young professionals, achieve their financial goals through Life insurance Annuities and Veterans Benefits, we do extensive comprehensive financial planning, investment’s, retirement planning. I’m Passionate about Making our clients the most out of their money. We do a  personalized approach, risk management, long-term wealth building, William Bergh and his team takes pride in building strong client relationships based on trust and transparency here at United Senior Advisors Group, where your dreams, and your Goals ,and your Legacy. They are important to us.