Meet Rodrigo Gil, a seasoned veteran in the financial realm, boasting over twelve years of dedicated service. Mentored by industry leading figures such as Josh Mellberg, Matt Macyntire, and Tom Hegna, Rodrigo's journey has been one of continuous growth and exceptional achievements. From his humble beginnings as a junior recruiter to rising to National Manager & Coach after two years with JDMellberg to his current role as President of Client Development at UPG, Rodrigo's passion for empowering both retirees and fellow advisors has been unwavering.

Throughout his career, Rodrigo has left an indelible mark on the industry. His strategic vision and leadership have led to remarkable milestones, including facilitating a record-breaking overseeing $3Billion in retirement accounts from his agent distribution, earning prestigious accolades as a top regional marketer, to product designing , and playing a pivotal role in the successful launch of a BBB+ rated annuity carrier, recognized as the #37 fastest-growing independently owned company on the INC 500 list.

Armed with a dual bachelor's degree in Economics and Accounting from the esteemed University of Arizona, coupled with a Green Belt in Six Sigma, National Social Security Advisor & National Certified Financial Fiduciary designation, Rodrigo is widely acknowledged as an expert in advanced case designing and retirement planning. His commitment to excellence extends beyond his personal success; Rodrigo is deeply passionate about helping retirees achieve their financial goals and assisting fellow advisors in honing their skills to become exemplary professionals.

Joining forces with Universal Producers Group in 2021, Rodrigo's mission is clear: to amplify support for his team and clients, ensuring that retirees receive the guidance they need to optimize their retirement plans, maximize net income, minimize taxes, and preserve capital for generations to come. Rodrigo's dedication to mentorship and thought leadership is unparalleled, as he eagerly shares his knowledge and expertise with aspiring advisors, empowering them to deliver exceptional service and make a meaningful impact in the lives of their clients. With Rodrigo by their side, advisors can navigate the complexities of the financial landscape with confidence, knowing that they have a trusted partner committed to their success and the prosperity of their clients

Johnnie has spent over 20 years in the retirement planning industry, helping clients reach their retirement goals and financial protection for their families. He began his financial career in 1999 while working as a youth pastor at his local church. Those early years taught him the importance of listening to what concerns people have, and about the importance of servanthood, by meeting the needs that clients have to the best of his ability. Johnnie was able to grow in his career to work as a manager of financial representatives for offices in Troy and Flint, Michigan as well as South Bend, Indiana. He enjoyed his time developing and training agents at his local offices, as well as classes and seminars throughout the midwest. In 2015, he was fortunate to be able to start his firm, New Heights Financial. He now educates and provide services to meet the needs of his clients. He has had the opportunity to partner with clients to prepare for the unexpected, as well as develop a plan for their retirement years. He strives to put his clients in the best position to enjoy that next chapter in their lives. He is blessed with his wonderful and supportive wife, Kristy and their 4 grown children, and 2 son-in-laws. In 2022 they welcomed their first grandchild to the family. They enjoy their summer camping trips to northern Michigan and their annual trip to Sanibel Island, Florida. Their love, support, and encouragement have helped him be the best he can for his family and clients.

Gregory Stelnick is a Wealth Management Advisor who has provided asset management to clients throughout New Jersey and across the country for over forty years. Greg seeks to educate clients and tailor their portfolios to their individual, unique objectives. He is diligent and passionate about developing customized strategies for his clients to protect and perpetuate their wealth. Greg prioritizes loyalty and excellent care, and treats each of his clients like family. 

Greg provides a full range of financial services and has been a registered principal advisor for over 34 years with LPL Financial, a leader in the retail financial service market and considered the nation's largest independent broker/dealer. Greg is a member of LPL's Masters Club, a premier award presented to less than 5% of the firms approximate 22,000 advisors nationwide. 

Greg holds FINRA licenses in 22 states including series 7, 24, and 63. He also holds licenses in life, disability and health insurance. Greg has extensive tax knowledge and is an IRS Enrolled agent. He owned his own tax practice for over forty years. 

Greg lives in Princeton, NJ with his wife of 43 years, a retired registered nurse and now his office assistant. When not working, they both enjoy spending as much time as possible with their six grandchildren. 

Clark Carpenter is an Asset Protection Specialist who helps seniors plan for long-term care, drawing from his own family’s experience of not having a plan in place during his father’s extended illness. He offers solutions to avoid selling assets or drawing down retirement portfolios. Clark regularly holds workshops on Medicare, what Medicare does NOT cover, Long-Term Care, and other topics like Social Security. He is a former U.S. Special Agent. Clark worked in investment banking learning the value of portfolio protection especially in a down market. Clark is married to wife Dawn and has three Australian Shepherds.

Raymond T. Martin is founder and president of Martin Wealth Management and Martin & Associates Insurance Services, Inc.

 Ray holds a bachelor’s degree in business management from Pepperdine University (1990) and a Certified Financial Fiduciary. With more than 30 years of experience, Ray started his career at The Prudential Insurance Company, where he worked as a field underwriter and personal finance advisor. He is the author of 2 best-selling books “The Nuts and Bolts of Original Medicare, Medicare Supplement Insurance and Medicare Advantage. “and “Stress-Free Retirement, 8 Secrets to Secure your Money and Peace of Mind.”

 With a background in business management, it wasn’t long before he ventured out on his own and became a successful insurance agency owner specializing in Medicare, long-term care and life insurance. In 2008, when Ray founded Martin Wealth Management, LLC, he could see the need for sound financial education needed by the retirement community. Ray’s company focuses on coaching clients instead of selling investment products.

As a result, clients learn how to invest and manage their money effectively and prudently instead of getting caught in the Wall Street lies that foster gambling and speculating.

Tim Smith is the Founder and Senior Advisor at NorthPoint Retirement.

With a deep understanding of federal benefits and a passion for helping, Tim has earned a reputation as an industry trusted advisor to federal and non-federal employees. His personalized approach and extensive knowledge ensure each client receives a tailored retirement plan that maximizes their benefits and financial security. www.NorthPointRetirement.com

Ed Downey

President of Downey Financial Group, Inc.| Certified Financial Fiduciary | Lead Financial Advisor

Ed is passionate about helping people worry less about money through well-thought-out financial strategies for retirement.

Growing up, Ed was first introduced to financial services by his father, Ed Sr., an estate planning attorney, and his uncle Marty, a CPA. Both men helped individuals and families with their tax and estate planning needs. They influenced the financial principles Ed follows today as he helps clients navigate their retirement planning needs. In 2002, Ed opened his own firm, where he focuses on assisting clients to gain clarity about their financial situation before making a clear plan of action to get them where they need to be. For more than 30 years, he has specialized in helping clients enjoy a safe and secure retirement through conservative strategies that make sense for their individual situations.

“Not losing money is just as important as making money,” says Ed. “And paying too much in taxes is just another way to lose money”.

Ed is the author of the book “Retirement Blueprint: The first steps to building a better lifestyle in retirement,” which aims to help retirees and those nearing retirement build their own “financial house” and get their finances nailed down. He has also been a regular guest on AM 560 “The Answer” in Chicago. As a financial professional, Ed can offer investment and insurance products and services. He holds health and life insurance licenses in several states. He also is the owner and primary investment advisor of DFG Wealth Management, LLC, and a Certified Financial Fiduciary® CFF.

He has lived in Chicagoland his entire life originally from the South Side (Beverly) and has resided in the western suburbs for over 25 years. Away from the office, Ed enjoys spending time with his wife, Shannon, and their children, Eamon, Michaela and Brianna, and is actively involved in all of their extracurricular activities. He also is an avid boater.

With almost 30 years of experience in the Financial Services Industry, Renee' has worked for Goldman Sachs and Morgan Stanley in the early years and currently owns her own firm AAA Life Solutions.   She focuses on education and is committed to her clients' success achieving their goals and objectives.  She's been married for 43 years, has 4 entrepreneurial children and 16 grandkids.  She has a local office in Germantown, TN and is licensed in multiple states to handle online requests.