Finding a financial professional you can trust is key to achieving a successful retirement.
Certified Financial Fiduciaries® are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first!
Nelson Wilkinson has been in the financial services industry since 1993. Licensed as an insurance agent since the same year, Nelson’s extensive experience includes a decade-long tenure as a mortgage banker and broker. A family man, married since 1991 with six children, Nelson resides in Virginia. His commitment to providing comprehensive financial solutions has made him an invaluable asset to Universal Producers Group.
Christopher George, Certified Financial Fiduciary®
Chris George has been in the financial services industry since 2007 and has held a licensed insurance agent credential since 2008. Licensed in over 30 states, Chris brings a wealth of knowledge and expertise to the team. His dedication to helping clients navigate the complexities of financial planning has been a valuable asset to Universal Producers Group’s success. Residing in Maryland, Chris continues to drive the company forward with innovative strategies and a client-first approach.
Christopher George, Certified Financial Fiduciary®
Roberto Apud Abud, Certified Financial Fiduciary® , MBA
A fully bilingual international executive & Wealth Advisor Roberto Advise UHNW, Family Office & Institutions in Mexico & US, Experienced in Exit Strategies & Wealth Structuring Roberto is supported in JV Global Capital, Inc. by the best Custodians, Technology, Accounting, Wealth Structuring & Tax Planning Partners that deliver solid guidance and advise to our customers globally.
Roberto is a Certified Financial Fiduciary® and as Founder, President & CEO, of JV Global Capital he is offering Defined Contribution(401K) Plan Advisor Services and working as a Financial Inclusion Evangelist to improve awareness within the hispanic communities, He is also an International Global Wealth Advisor & Senior Portfolio Advisor at JV Global Capital, Inc. and leads as International Financial Operations Managing Director at ViSteel.
As Head of International Banking & BDO at AFIRME Global Services Roberto is working on cross border banking financial services and fintech solutions with a conceptual ecosystem disruptive proposal to revolutionize cross border payments & trade finance for the USMCA market.
As the Treasury Product Director in BBVA Bancomer, he designed international structured debt to improve US cost of funds, the first Euro Peso (MXN) issue on the London markets, capital structure models, cost of funds optimization models, syndicated credit pool valuation, mortgage and toll highways securitizations, he was also involved in several corporate business alliances, fusions and acquisitions.
Other responsibilities included portfolio and risk management of domestic and global money, FX and Stock markets treasury allocations, he was a member of the Bank's Investments, and Asset and Liability Committees.
He developed the OTC FX, Rate and Inflation Forward Contracts Trading and Management Systems, and implemented portfolio and risk management methodologies for the specialized banking business unit of Bancomer and participated in a team that lead to the foundation of the MexDer, the first financial derivatives market in Mexico.
He hold a Series 7, Series 66 FINRA registrations, an Arizona & Texas Life, Variable Life & Health Insurance Professional License an MBA with a concentration in Finance from EGADE in Mexico City, a bachelor's degree in Computer Science from UADC. He also hold several certifications and diplomas in Finance, Computer Science, Internet Information Services, Web Services, and Construction Management.
Roberto Apud Abud, Certified Financial Fiduciary® , MBA
Elise is a Retirement Specialist with Jacobs Financial Services. Offices are in Grandville, Norton Shores, Kalamazoo, Lansing, and Livonia. She has her Life Insurance license and has been helping clients to minimize their risk and maximize their retirement income since 2019.
As a Certified Financial Fiduciary, Elise adheres to the CFF Code of Conduct and the strict guidelines of the NACFF, and is required to give you advice that is in your best interest, not her own, practicing the Duties of Loyalty, Good Faith, Good Care for her clients, educating them first, using a Holistic Approach, with full disclosure, comparisons of suggested products, full confidentiality and adhering to strict professional practice management.
Elise has a strong belief that adhering to the principles of being a Certified Financial Fiduciary is the best way to approach client and prospective client interactions. She has a great desire to be a positive influence for people wanting to have a secure retirement and has helped many people to achieve peace of mind during their retirement years.
L. Kathryn (Kathy) Hollingsworth has been working in the mortgage and financial sector for over 20 years, helping federal employees and persons in the private sector protect and grow their assets prudently.
As an FRC (Federal Retirement Consultant), Kathy has counselled government employees (public sector: Tuskegee and Montgomery VA Hospitals, Social Security, Anniston Army Depot, National Guard, Maxwell and Gunter AFB, Redstone Arsenal, and NASA) and employees, retirees and contractors in the private sector find programs that guaranteed their NEEDS in retirement, and helped grow their stock market funds for their WANTS (as an I.A.R., Investment Advisor Representative).
Before going into the financial sector, Kathy spent 5 ½ years at the Montgomery Area Council on Aging and received a Certificate of Recognition from Governor Bob Riley; she found her purpose: to assist those who have nurtured us to become the people we are today.
Kathy graduated in three years from Birmingham Southern College (Business Administration) and is so thankful for the development she received there.
Kathy enjoys spending time with her husband, daughter and grandchild, and dogs Sassy and Sally.
Junko Rivka Horvath is a CEO of Fujiyama Wealth Management in Atlanta, Georgia. She is a CERTIFIED FINANCIAL PLANNER, Certified Financial Transitionist® (CeFT®), and a Certified Financial Fiduciary® . She is an author of Amazon’s popular book list, “Women In Financial Transition”.
With over 20 years of experience, she helps clients through Life Transitions, which are monumental events in one’s life that may require a financial expert – such as suddenly becoming single by the death of spouse, transitioning through a divorce, receiving an inheritance, moving from the work force into retirement, selling a business, or winning a lottery.
She is a eleventh-time recipient of the Five Star Wealth Manager Award including 2024 which is given to the top 3% of Financial advisors in Atlanta. She has been featured in Forbes, Fortune, WSJ, CNBC, USA Today, Atlanta Magazine, Atlanta Jewish Times, and Business RadioX. Junko Rivka grew up in a traditional Japanese family where her father was a corporate executive and her mother was a homemaker. Her father managed the entire household’s finances and her mother didn’t know anything about money except the allowance she received from husband monthly. Her mother’s lack of’ Financial independence made Junko determined to be a completely independent woman. After Junko moved to the US, she realized that many American women, those who are older, tend to give Financial responsibilities to their spouses. She decided to become a wealth manager in order to help women become aware of the importance of financial independence and to gain the confidence in doing so.
She lives in Atlanta, GA with her husband, Stephen and her mother whom she brought over from Japan eleven years ago with her father who rests in peace in heaven. She has two married daughters, Dr. Yael and Adina & their families in Chicago and Philadelphia.
Ada Nguyen is a dedicated professional with a rich academic and professional background, complemented by her deep passion for empowering others through education and financial literacy. She holds double bachelor's degrees in Finance and Accounting, which laid the groundwork for her expertise in financial management and strategic planning. With over eight years of experience in the corporate sector, Ada excelled in roles requiring financial analysis, budgeting, and leadership, earning a reputation as a trusted and strategic professional.
While advancing her corporate career, Ada and her husband, who holds an extraordinary three Ph.D. degrees in MBA, Educational Leadership, and Healthcare Management, co-founded a tutoring business. This entrepreneurial venture not only allowed Ada to apply her financial expertise to business operations but also provided her with an avenue to pursue her passion for education. Inspired by their shared commitment to community improvement, they created a platform that fosters academic excellence and personal growth for students of all ages.
Recognizing the value of continuous learning, Ada pursued an MBA with a focus in Accounting, further enhancing her leadership skills and deepening her financial knowledge. After many years of corporate success, Ada discovered her true calling: working with children and fostering a brighter future, particularly within the Vietnamese community. Over the past 15 years, she has dedicated herself to tutoring and mentoring children, helping them develop the skills and confidence needed to thrive academically and personally.
During this time, Ada identified a critical gap in traditional education—financial literacy. Many young individuals lacked essential skills such as budgeting, saving, and wealth-building. To address this, Ada expanded her mission to include hosting financial literacy classes for both children and adults. Her classes teach children how to budget effectively and adopt a wealth mindset, preparing them for lifelong financial success. For adults, Ada provides essential education on retirement planning, family financial protection, and strategies to achieve financial independence.
With her husband’s extensive academic expertise and her shared commitment to education and financial empowerment, Ada’s work has become a cornerstone of community development. Together, they strive to build intergenerational wealth and financial freedom for families, ensuring that knowledge and prosperity are passed down for years to come.
Ada’s vision is clear: to uplift her community through financial education, empower individuals to achieve stability and freedom, and create a lasting legacy of wealth and knowledge for future generations
180 Financial Solutions was founded to fill the gap in financial education that leaves many unprepared to navigate life's challenges around money
Our mission at 180 Financial Solutions is to educate and assist you in protecting, growing, and managing your hard earn dollars now and for the future. We understand that trusting someone to take care of your financial planning takes a lot of faith. We believe it is crucial that you select someone who is independent and unaffected by all the financial schemes and methods that drain your wealth. At 180 Financial Solutions, we are proud of the fact that we answer only to you.
Our main priority is education. Everyone can escape the rat race game by applying sound financial knowledge. Our goal is to enable you to recognize the problem and take actionable measures to prevent financial setbacks, in your life or business.
We always take a fundamentally conservative stance when it comes to financial education and guidance, drawing heavily from R. Nelson Nash’s fantastic book “Becoming Your Own Banker.” We protect you, your family, and your company against unnecessary wealth transfer happening unknowingly and unnecessarily.
Amanda has been a trusted professional for over 16 years, guiding clients toward secure and strategic financial solutions. She has assisted individuals and families in achieving greater financial stability and building a legacy they can rely on for years to come.
Drawing on her background in corporate retail as a buyer and financial planner, Amanda combines sharp analytical skills with a personalized approach to help her clients make informed decisions. She specializes in empowering working professionals, families, and military veterans to optimize their finances, safeguard their assets, and achieve their long-term goals.
Amanda is a proud Military Spouse to an Army Veteran of over 20 years. She is also an active community volunteer and advocate for financial education. She frequently hosts educational workshops and one-on-one consultations to improve financial literacy, believing that knowledge is the key to unlocking financial success for everyday Americans.
When not assisting clients, Amanda enjoys homesteading, spending quality time with her family, and pursuing lifelong learning to better serve her clients’ needs. She is committed to building a more financially secure future for all, one step at a time.