Blaine Johnson is an agent with New York Life Insurance Company, a member agent with The Nautilus Group®, a service of New York Life, and a financial professional with nearly a decade of industry experience. He specializes in providing financial and insurance services for professionals and business owners. By focusing on a particular clientele, he can provide a customized approach that responds directly to the specific needs of clients.

Passionate about education, Blaine is a Life Underwriter Training Council Fellow (LUTCF®) and holds the Certified Long-Term Care designation (CLTC®). As a LUTCF®, he has a thorough understanding of the insurance industry and how it can impact and integrate with his clients’ financial strategies. With the CLTC® designation, he is highly trained in long-term care and the intricacies that go into long-term care planning. In helping you solve your needs, he works closely with other professionals, including elder law attorneys. Blaine also holds a Bachelor’s degree from California State University of Chico and is a member of the National Association of Insurance and Financial Advisors (NAIFA).

A native Northern Californian, Blaine currently resides in Roseville and works with clients throughout Sacramento and the Bay Area, as well as Southern California, Arizona, Nevada, and Washington. He is a loyal fan of the San Francisco 49’ers and the San Francisco Giants, and he supports the local non-profit Serotonin Surge.

As a Wealth Advisor for over 25 years, Birds Horton has helped countless hard-working families make sound financial decisions with their nest egg. He holds the CRPC℠ designation from the College of Financial Planning and has passed all the licensing requirements for the Series 7,8, 24, 31, 63 and 65.

As a recent empty nester (pun intended) he and his wife of 27 years, Lizzy, moved from Lake Oconee, Georgia to McLean, Virginia. Birds is an overyly enthusiastic supporter of his alma mater, The University of Tennessee “Go Vols!”. On the weekends you can find Birds out in the community hosting weekly trivia nights, telling stories competitively at TheMoth.org or boating on the Potomac with friends and family.

"Dont wait around for other people to be happy for you. Any happiness you get, you've got to make yourself"

    - Alice Walker (The Color Purple)

Gregory L. Carter serves as Managing Partner for Carter Financial. Greg holds a Bachelor of Science degree in Management from Hampton University and a Master of Science degree in Administration from Central Michigan University. He is an Accredited Small Business Consultant, a Certified Financial Fiduciary, a Certified Estate & Trust Specialist, and a Certified Income Specialist. Greg is a past president of the Atlanta Chapter of the American Financial Educational Alliance (AFEA) and is a member of the Association of Accredited Small Business Consultants, the institute of Business and Finance, the National Association of Certified Financial Fiduciaries and the National Association of Insurance and Financial Advisors. 

In addition to his qualifications and affiliations, Greg is an Amazon Best Selling Co-Author of the Make It Matter book project and Co-Host of the Ice Blue Money podcast. Greg and his family reside in the Atlanta area where they are active in both the local community and their church. In his spare time Greg enjoys golf and traveling with family. 

Meet Rodrigo Gil, a seasoned veteran in the financial realm, boasting over twelve years of dedicated service. Mentored by industry leading figures such as Josh Mellberg, Matt Macyntire, and Tom Hegna, Rodrigo's journey has been one of continuous growth and exceptional achievements. From his humble beginnings as a junior recruiter to rising to National Manager & Coach after two years with JDMellberg to his current role as President of Client Development at UPG, Rodrigo's passion for empowering both retirees and fellow advisors has been unwavering.

Throughout his career, Rodrigo has left an indelible mark on the industry. His strategic vision and leadership have led to remarkable milestones, including facilitating a record-breaking overseeing $3Billion in retirement accounts from his agent distribution, earning prestigious accolades as a top regional marketer, to product designing , and playing a pivotal role in the successful launch of a BBB+ rated annuity carrier, recognized as the #37 fastest-growing independently owned company on the INC 500 list.

Armed with a dual bachelor's degree in Economics and Accounting from the esteemed University of Arizona, coupled with a Green Belt in Six Sigma, National Social Security Advisor & National Certified Financial Fiduciary designation, Rodrigo is widely acknowledged as an expert in advanced case designing and retirement planning. His commitment to excellence extends beyond his personal success; Rodrigo is deeply passionate about helping retirees achieve their financial goals and assisting fellow advisors in honing their skills to become exemplary professionals.

Joining forces with Universal Producers Group in 2021, Rodrigo's mission is clear: to amplify support for his team and clients, ensuring that retirees receive the guidance they need to optimize their retirement plans, maximize net income, minimize taxes, and preserve capital for generations to come. Rodrigo's dedication to mentorship and thought leadership is unparalleled, as he eagerly shares his knowledge and expertise with aspiring advisors, empowering them to deliver exceptional service and make a meaningful impact in the lives of their clients. With Rodrigo by their side, advisors can navigate the complexities of the financial landscape with confidence, knowing that they have a trusted partner committed to their success and the prosperity of their clients

Johnnie has spent over 20 years in the retirement planning industry, helping clients reach their retirement goals and financial protection for their families. He began his financial career in 1999 while working as a youth pastor at his local church. Those early years taught him the importance of listening to what concerns people have, and about the importance of servanthood, by meeting the needs that clients have to the best of his ability. Johnnie was able to grow in his career to work as a manager of financial representatives for offices in Troy and Flint, Michigan as well as South Bend, Indiana. He enjoyed his time developing and training agents at his local offices, as well as classes and seminars throughout the midwest. In 2015, he was fortunate to be able to start his firm, New Heights Financial. He now educates and provide services to meet the needs of his clients. He has had the opportunity to partner with clients to prepare for the unexpected, as well as develop a plan for their retirement years. He strives to put his clients in the best position to enjoy that next chapter in their lives. He is blessed with his wonderful and supportive wife, Kristy and their 4 grown children, and 2 son-in-laws. In 2022 they welcomed their first grandchild to the family. They enjoy their summer camping trips to northern Michigan and their annual trip to Sanibel Island, Florida. Their love, support, and encouragement have helped him be the best he can for his family and clients.

Gregory Stelnick is a Wealth Management Advisor who has provided asset management to clients throughout New Jersey and across the country for over forty years. Greg seeks to educate clients and tailor their portfolios to their individual, unique objectives. He is diligent and passionate about developing customized strategies for his clients to protect and perpetuate their wealth. Greg prioritizes loyalty and excellent care, and treats each of his clients like family. 

Greg provides a full range of financial services and has been a registered principal advisor for over 34 years with LPL Financial, a leader in the retail financial service market and considered the nation's largest independent broker/dealer. Greg is a member of LPL's Masters Club, a premier award presented to less than 5% of the firms approximate 22,000 advisors nationwide. 

Greg holds FINRA licenses in 22 states including series 7, 24, and 63. He also holds licenses in life, disability and health insurance. Greg has extensive tax knowledge and is an IRS Enrolled agent. He owned his own tax practice for over forty years. 

Greg lives in Princeton, NJ with his wife of 43 years, a retired registered nurse and now his office assistant. When not working, they both enjoy spending as much time as possible with their six grandchildren. 

Clark Carpenter is an Asset Protection Specialist who helps seniors plan for long-term care, drawing from his own family’s experience of not having a plan in place during his father’s extended illness. He offers solutions to avoid selling assets or drawing down retirement portfolios. Clark regularly holds workshops on Medicare, what Medicare does NOT cover, Long-Term Care, and other topics like Social Security. He is a former U.S. Special Agent. Clark worked in investment banking learning the value of portfolio protection especially in a down market. Clark is married to wife Dawn and has three Australian Shepherds.

Raymond T. Martin is founder and president of Martin Wealth Management and Martin & Associates Insurance Services, Inc.

 Ray holds a bachelor’s degree in business management from Pepperdine University (1990) and a Certified Financial Fiduciary. With more than 30 years of experience, Ray started his career at The Prudential Insurance Company, where he worked as a field underwriter and personal finance advisor. He is the author of 2 best-selling books “The Nuts and Bolts of Original Medicare, Medicare Supplement Insurance and Medicare Advantage. “and “Stress-Free Retirement, 8 Secrets to Secure your Money and Peace of Mind.”

 With a background in business management, it wasn’t long before he ventured out on his own and became a successful insurance agency owner specializing in Medicare, long-term care and life insurance. In 2008, when Ray founded Martin Wealth Management, LLC, he could see the need for sound financial education needed by the retirement community. Ray’s company focuses on coaching clients instead of selling investment products.

As a result, clients learn how to invest and manage their money effectively and prudently instead of getting caught in the Wall Street lies that foster gambling and speculating.