Blaine Johnson is an agent with New York Life Insurance Company, a member agent with The Nautilus Group®, a service of New York Life, and a financial professional with nearly a decade of industry experience. He specializes in providing financial and insurance services for professionals and business owners. By focusing on a particular clientele, he can provide a customized approach that responds directly to the specific needs of clients.

Passionate about education, Blaine is a Life Underwriter Training Council Fellow (LUTCF®) and holds the Certified Long-Term Care designation (CLTC®). As a LUTCF®, he has a thorough understanding of the insurance industry and how it can impact and integrate with his clients’ financial strategies. With the CLTC® designation, he is highly trained in long-term care and the intricacies that go into long-term care planning. In helping you solve your needs, he works closely with other professionals, including elder law attorneys. Blaine also holds a Bachelor’s degree from California State University of Chico and is a member of the National Association of Insurance and Financial Advisors (NAIFA).

A native Northern Californian, Blaine currently resides in Roseville and works with clients throughout Sacramento and the Bay Area, as well as Southern California, Arizona, Nevada, and Washington. He is a loyal fan of the San Francisco 49’ers and the San Francisco Giants, and he supports the local non-profit Serotonin Surge.

As a Wealth Advisor for over 25 years, Birds Horton has helped countless hard-working families make sound financial decisions with their nest egg. He holds the CRPC℠ designation from the College of Financial Planning and has passed all the licensing requirements for the Series 7,8, 24, 31, 63 and 65.

As a recent empty nester (pun intended) he and his wife of 27 years, Lizzy, moved from Lake Oconee, Georgia to McLean, Virginia. Birds is an overyly enthusiastic supporter of his alma mater, The University of Tennessee “Go Vols!”. On the weekends you can find Birds out in the community hosting weekly trivia nights, telling stories competitively at TheMoth.org or boating on the Potomac with friends and family.

"Dont wait around for other people to be happy for you. Any happiness you get, you've got to make yourself"

    - Alice Walker (The Color Purple)

Gregory L. Carter serves as Managing Partner for Carter Financial. Greg holds a Bachelor of Science degree in Management from Hampton University and a Master of Science degree in Administration from Central Michigan University. He is an Accredited Small Business Consultant, a Certified Financial Fiduciary, a Certified Estate & Trust Specialist, and a Certified Income Specialist. Greg is a past president of the Atlanta Chapter of the American Financial Educational Alliance (AFEA) and is a member of the Association of Accredited Small Business Consultants, the institute of Business and Finance, the National Association of Certified Financial Fiduciaries and the National Association of Insurance and Financial Advisors. 

In addition to his qualifications and affiliations, Greg is an Amazon Best Selling Co-Author of the Make It Matter book project and Co-Host of the Ice Blue Money podcast. Greg and his family reside in the Atlanta area where they are active in both the local community and their church. In his spare time Greg enjoys golf and traveling with family. 

Meet Rodrigo Gil, a seasoned veteran in the financial realm, boasting over twelve years of dedicated service. Mentored by industry leading figures such as Josh Mellberg, Matt Macyntire, and Tom Hegna, Rodrigo's journey has been one of continuous growth and exceptional achievements. From his humble beginnings as a junior recruiter to rising to National Manager & Coach after two years with JDMellberg to his current role as President of Client Development at UPG, Rodrigo's passion for empowering both retirees and fellow advisors has been unwavering.

Throughout his career, Rodrigo has left an indelible mark on the industry. His strategic vision and leadership have led to remarkable milestones, including facilitating a record-breaking overseeing $3Billion in retirement accounts from his agent distribution, earning prestigious accolades as a top regional marketer, to product designing , and playing a pivotal role in the successful launch of a BBB+ rated annuity carrier, recognized as the #37 fastest-growing independently owned company on the INC 500 list.

Armed with a dual bachelor's degree in Economics and Accounting from the esteemed University of Arizona, coupled with a Green Belt in Six Sigma, National Social Security Advisor & National Certified Financial Fiduciary designation, Rodrigo is widely acknowledged as an expert in advanced case designing and retirement planning. His commitment to excellence extends beyond his personal success; Rodrigo is deeply passionate about helping retirees achieve their financial goals and assisting fellow advisors in honing their skills to become exemplary professionals.

Joining forces with Universal Producers Group in 2021, Rodrigo's mission is clear: to amplify support for his team and clients, ensuring that retirees receive the guidance they need to optimize their retirement plans, maximize net income, minimize taxes, and preserve capital for generations to come. Rodrigo's dedication to mentorship and thought leadership is unparalleled, as he eagerly shares his knowledge and expertise with aspiring advisors, empowering them to deliver exceptional service and make a meaningful impact in the lives of their clients. With Rodrigo by their side, advisors can navigate the complexities of the financial landscape with confidence, knowing that they have a trusted partner committed to their success and the prosperity of their clients