Tom has been providing insurance and financial services in the Central New York area since 2006.  As a lifelong New Yorker, Tom graduated with his bachelor's degree from Syracuse University, made his home in Central New York, and raised his family here.

Tom defines success as the ability to connect with each client at their own level, to help them understand complicated financial concepts, and to create and implement individualized financial plans for them.

Jason M. Kurz is a Senior Financial Advisor and Executive Vice President at American Investment Planners. With 18 years of experience as an Investment Adviser Representative, Jason has been providing financial planning and wealth management services to high-net-worth individuals, nonprofits and small to mid-sized businesses.

Throughout his career, Jason has cultivated his experience in asset management, an integral component of comprehensive financial planning. He collaborates closely with clients to create diversified investment portfolios that align with their risk tolerance and investment goals, with the goal of preserving their assets and generating income. Jason takes pride in his personalized approach, tailoring financial plans to meet each client’s unique needs.

In addition to personal and corporate wealth management, Jason focuses on designing and implementing corporate retirement plans. He guides employers to help ensure compliance with the latest ERISA rules and regulations with the goal of empowering employers and employees with the knowledge to make informed investment decisions. Jason also collaborates with independent attorneys and CPAs to develop and implement customized estate plans, to help provide a seamless approach to retirement and estate planning.

Before joining American Investment Planners, Jason began his investment advisory career at Smith Barney/Citicorp Investment Services in Mineola, NY. He later joined Dreyfus, a BNY Mellon Company in Uniondale, NY. In 2007, he became a Registered Investment Advisor Representative at Signature Securities Group, where he and his team managed over $1.1B in assets for over 16 years.

Jason cherishes moments spent with his wife Jennifer and three children. Additionally, he has served as a volunteer firefighter for 14 years.

To speak to Jason Kurz about your financial goals, email him at Jason@americaninvestmentplanners.com or call him at 516-932-5130.

Michael Septimo’s emphasis on obtaining a comprehensive understanding of clients' financial situations before providing solutions reflects his dedication to their long-term success. A favorite quote of his, 'Failing to plan is planning to fail,' underscores his belief in proactive and strategic financial planning.

As a Certified Financial Fiduciary®, Michael is steadfast in his commitment to prioritize his clients' best interests above all else. This ethical standard drives his mission to simplify his clients' financial lives and establish himself as a trusted and lasting advisor. With tailored strategies spanning retirement planning, investments, wealth preservation, and legacy planning, Michael empowers individuals to navigate their financial futures with confidence and clarity.

Michael is a father of two beautiful children and a husband to his beautiful wife. He graduated from the Santa Rosa Junior College and Sonoma State University with his major in Communication studies. He prides in being a product of Sonoma County.

Since 2013, Priscilla has helped her clients get the most out of their retirement. She has served hundreds of individuals and families; guiding them through their Medicare options, ensuring their income and assets are protected from changes in the economy, and protecting their families from unforeseen final expenses.

Priscilla is partnered with many carriers to provide a full range of coverage options for her clients including Medicare Supplements, Part C Advantage, and Prescription Drug Plans; Life Insurance; and Annuities as part of
their Retirement Planning.

Priscilla is deeply rooted in Central Florida. After moving to Orlando, she established herself in the Retail and Manufacturing industries, owned and operated a well-known business in Central Florida for 20 years, and started two adult vocations schools for 12 years.

Family is very important to Priscilla, and she loves to spend time with them as often as she can. Priscilla is also involved in her community and participates in fundraisers to help those in need. She also enjoys leather journal crafting and is passionate about providing support to her clients and getting to know new individuals and families in order to assist
them with their needs.

Shannon Drobny has over 14 years of licensed financial expertise, bringing a wealth of knowledge and a passion for empowering clients to achieve their financial goals through advice and advocacy. 

Her extensive experience in the banking and investment sectors equips her with a comprehensive understanding of financial markets and the strategies needed to help clients succeed and she has honed her skills in investment management, financial planning, and client relations. With a client-centric approach, Shannon has the desire and ability to build strong relationships and provide tailored financial advice.  She coaches individuals through life's pivotal financial decisions, employing a personalized approach tailored to everyone’s unique circumstances. 

Demonstrating her commitment to staying at the forefront of industry standards, she pursued both the Certified Financial Fiduciary® and Behavioral Financial Advisor™ designations.

Shannon is a supermom to her 11-year-old daughter and their beloved French Bulldog. Balancing parenthood and career, she understands firsthand the importance of financial security and stability for families.

Edwin Milner is a Senior Investment Advisor and Executive Vice President at American Investment Planners (AIP).

With a rich professional background, Ed spent 16 years as a Group Director and Vice President at Signature

Securities Group, a division of Signature Bank, where he played a pivotal role in overseeing $1.1B in assets under

management. He is a licensed Securities Principal and a Registered Investment Advisor with an impressive track

record of more than 26 years, offering comprehensive financial planning and wealth management services to highnet-

worth individuals, businesses and foundations.

Throughout his career, Ed has honed his asset management expertise, strongly emphasizing portfolio design,

construction and implementation. A key aspect of his process involves analyzing current market trends to provide

guidance to clients navigating volatile markets. Ed works closely with clients and their trusted professionals, such

as CPAs and attorneys, to thoroughly assess risks and develop effective tax and estate planning strategies. By

gaining a holistic view of a client's financial landscape, he comprehensively understands their financial goals and

life objectives.

Ed recognizes the significance of maintaining an unbiased approach to evaluating managers, products and

platforms in an industry where independence is often undervalued. His primary focus is on helping clients

alleviate the stress associated with financial management while providing transparent information about risks,

fees and expectations.

During his spare time, Ed enjoys kayaking with his three children in upstate NY. He is also an avid builder and

woodworker, often crafting his own cabinetry and furniture. Believing that life is a balance between work and

family, Ed and his wife never miss their weekly date night, and weekends are known for elaborate dinners he enjoys

cooking with the kids. Ed also enjoys working with several local charities to support his community through

volunteering and donations.

Zachary Leonard is a financial planner with Wealth Management Strategies serving clients in the Morehead City Office. He is a graduate of NC State University with a Bachelor of Science in Accounting.

Zachary holds the following licenses: Life, Health, Medicare Supplement, and Long Term Care Insurance license(s) in North Carolina. The Series 65 Securities License. The Annual Filing Season Program (AFSP) with the Internal Revenue Service (IRS) Certificate of Completion. He holds certifications of National Social Security Advisor (NSSA) ®, Bucket Plan Certified (BPC) ®, and Certified Financial Fiduciary ® . Zachary is also Notary Public in the State of North Carolina.

When he is not serving clients, he enjoys spending time at the beach with his wife Megan and his children William and Grace.

Sri moved to the United States from India in 1991 and quickly fell in love with the Oklahoma City community. After operating several businesses of his own, Sri realized the great opportunity and reward of helping other business owners and individuals achieve success in their own lives. As a result, in 2009, Sri began his career in financial planning and advising^*. Now ten years later, Sri serves as Founder, Principal, and Financial Advisor of Journey Financial Strategies.

Through Journey Financial Strategies, Sri serves his clients and his community, working tirelessly to bring value to the people around him. His success today is a direct result of his passion for business, his eagerness to help business owners and clients, and his loyalty to the Oklahoma City community. His strengths have always been his strong work ethic, the pursuit of knowledge, and his tenacity to keep fighting through difficult times. These days, Sri focuses on innovation and refining the business process, bringing unique planning opportunities to his clients and growing both personally and professionally. Bringing the Journey Financial team together has been his greatest professional achievement and is extremely proud to work with his partners.

Sri’s areas of professional expertise include business planning, retirement and investment planning, insurance and income protection, and estate conservation. His years of experience as an entrepreneur and working with business owners, combined with countless hours learning academic business principles, gives him a working knowledge in many business matters. This allows him to understand the needs of the business owner, while being able to bring an outside perspective to address everyday challenges.

MDRT is recognized internationally as the standard of excellence in the life insurance and financial services business. Sri has been a long-time member of Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, a global independent association of the world's leading life insurance and financial services professionals, demonstrating exceptional professional knowledge, strict ethical conduct, and outstanding client service. Sri has also been a member of New York Life Insurance Company's Executive Council (2010, 2011, 2013, 2014, 2016, 2018), President's Council (2012, 2015, 2017), and Chairman’s Council (2019-2023) all which are based on production with the company.

Nothing is more important to Sri than being an extremely involved and present father to his son Dash, they spend a lot of time together. They enjoy the great outdoors: camping, fishing, parks, and hiking. At home, they spend time together by cooking, gardening, reading and wrestling! They also spend a lot of time with their dogs Charles Barkley and Miss Maggie. Sri’s hobbies are planting, repairs and construction with his hands, tinkering, and traveling, mostly with Dash.

Being a crucial part of Sri’s life, his community service and giving back includes serving on the Board of the Oklahoma City Employee’s Pension, an Associate Board member of the Oklahoma Lawyers for Children, and other local business and community groups. He passes on this mindset to his son; often handing out food, donuts, water, and clothing around the metro to the homeless community. They also help their friends at any opportunity they get!

As the Founder of Financial Literacy Institute, she specializes in financial planning and empowerment through education. She has been a guest speaker on various local radio shows and podcasts, co-produced a documentary, and published several articles.
Over the years, she conducted hundreds of live workshops on financial matters, educating thousands of individuals on how to implement better savings and retirement strategies. 

Daniela captures the mindset of individuals by helping them navigate through the complexities of economic cycles and emphasizes the importance of retirement planning.

As a successful business owner, financial educator and retirement income strategist since 2009, she intimately understands the financial challenges especially women are facing today. Ironically, her own story includes some embarrassing money mistakes and lessons learned the hard way before she joined the financial service industry. 

Daniela, originally from Switzerland, immigrated to the United States in the year 2000 to pursue her dream of becoming an entrepreneur. She loves the natural beauty of living in Southern California, enjoys outdoor adventures and traveling to explore new countries and cultures. She speaks 4 languages fluently, and cares about animals and supports animal welfare causes whenever she can.

She holds various professional designations including:

·    Certified financial education instructor with the National Financial Educators Council (NFEC)

·    Recognized as one of the top 20 Financial Coaches in Los Angeles in 2022

·    Social Security Claiming Strategist

·    Certified Financial Fiduciary®

Website

www.ronaldgelok.com

Phone Number

1.800.467.8152

Addresses

1055 Parsippany Blvd, Suite 305B, Parsippany, NJ 07054

999 Vanderbilt Beach Rd, Suite 200, Naples, FL 34108

Bio:

Ronald (Ron) Gelok is President of Ronald Gelok & Associates. He is an active member of the National Association of Certified Financial Fiduciaries with over 25 years of financial services experience and holds insurance licenses in several states, including New Jersey, Pennsylvania, North Carolina and Florida, as well as Series 6 and 66 securities licenses.

Ron is a licensed New Jersey attorney and a member of the Elder Law and Real Property, Probate & Trust sections of the New Jersey State Bar Association and a much sought after speaker, He has appeared on radio and television discussing a host of financial planning issues. Ron is known for making complex retirement planning issues clear and easy to understand. His clients often find that after working with him, they have moved significantly forward in their planning, simplifying their finances.

He expresses his creative side and commitment to financial education in his Amazon best seller collaborative book with Steve Forbes, “Successonomics,” and his seminal work on retirement strategy co-authored with Thomas J. Smith, JD “Retirement Rescue.” Ron also wrote “Beating the F.E.A.R. Factor: 15 minutes to your ideal Retirement” with radio and television financial personality Adriane Berg. His most recent and most popular book is “Tax Free Owner’s Manual,” which is a guidebook on keeping taxes as low as possible in retirement.