As a bilingual, licensed insurance professional in Tampa, Florida for nearly 14 years, it has been my passion to provide people with a deep understanding of their employer-sponsored benefits by taking the time to know them well, enabling me to craft the best possible recommendations that are in their best interest for financial success.

Taking a personal interest in others, including those in my Spanish-speaking community, has resulted in families using the benefits they’ve earned, but may not have been clearly explained until our work together. My passion is to also help folks who find themselves on a hamster wheel and/or sinking in debt. We offer a software program that works as a Financial GPS  utilizing AI to cancel interest, pay off mortgages, and credit card debt in 7-9 years (as opposed to the 30-yr mortgage). Simultaneously, we are assisting clients in building their own banks, not necessarily having to borrow from a bank again. We utilize the infinite banking concept for wealth-building using an Indexed Universal Life (IUL) policy -- opposed to a Whole Life plan. 

This drive to connect with others and empower through knowledge led me to become an MPI® Certified Advisor creating a retirement plan on your terms using the exponential growth of Compound Interest.  MPI®(MaximuWem Premium Indexing), is an innovative strategy for retirement income planning applying the power of compound interest to produce secure, robust, and reliable retirement income. Though Einstein may have coined the phrase, “compound interest is the 8th Wonder of the World”... We help families apply the principle.

As a Certified Financial Fiduciary®, I am on a mission to earn the trust of every single client by knowing them, their goals, and their dreams and, ensuring an intelligently built "Full Retirement" strategy is delivered--best practices, every time.  Even though we take your financial future seriously, you may come to learn that I have a great sense of humor, therefore can be lighthearted when the time is right.

A mother of three myself (one a Type 1 diabetic) and, a grandmother of one, our clients’ natural commitment to the future of their children is one I share. This commitment of mine can be seen in my support of the Juvenile Diabetes Research Foundation as well as Cosmopolitan.org, providing life-saving, canine companions to diabetics so they may live independently and safely.

We help you achieve the retirement you deserve (on your terms) and, offer the real opportunity to begin a strategy that will enable families to seriously start building Generational Wealth.

A former teacher, Adam has never stopped learning. He’s still passionate about educating, only now he achieves that by instructing clients on all aspects of their retirement and wealth management to help them formulate a personalized plan for what should be life’s most rewarding stage.

Adam grew up in Niagara Falls, New York, and in high school was a three-sport athlete, editor of the school newspaper and president of the drama club. He attended Niagara University on a scholarship and graduated with a Bachelor of Fine Arts in theater and English literature, later earning a master’s degree in secondary education. Adam relocated to Florida in 2006 and, after three years spent teaching in the Lee County School District, transitioned to the financial services industry in 2011.

Working for major players like MetLife, Gerber and Mutual of Omaha provided Adam with invaluable experience, but after teaching other advisors across the country different strategies to help their clients, he came to a realization: It was time to put his own system in place. With an aim to open a one-stop shop where individuals could receive holistic guidance and education on all aspects of financial planning, Adam founded Evolution Retirement Services in 2018. He’s since achieved designation as a Certified Financial Fiduciary® from the National Association of Certified Financial Fiduciaries.

Karl is the CEO and Founder with teamwork being at the heart of his firm. Karl is a Certified Financial Fiduciary and has been a financial advisor and retirement specialist since 1988. He and his spouse Tana live in Naples. They are blessed with two children and two beautiful grand daughters. They are both avid tennis players and golfers. Karl's devotion to his clients and family are the foundation for success of Atlantic Asset Advisors.  

For over thirty years Terry Schnare has been managing wealth for affluent investors and their families. Terry is the Founder and Managing Principal of SCH Financial Group, LLC in Naples, Florida. Terry provides sound advice and straight talk to client’s year after year and has created a multi-generational practice. Having maintained a reputation for integrity, scholarship and confidentiality. Terry pursues his client's goals with honest advice and forward-thinking strategies.

Terry graduated from Keene State College with a BS degree in Business Management focused in Finance and Investments and has earned the designation (CRPC) Chartered Retirement Planning Counselor. Terry’s education and experience has helped him to develop a comprehensive brand of Wealth Management. His specialized approach includes a combination of utilizing advanced technology to create a clear diagnostic assessment of his client’s current financial picture alongside advanced wealth strategies, sophisticated tax planning and on-going multi-generational account management. This style is designed with the goal of lessoning tax burdens, capitalizing on market movements and promoting efficient transfer of wealth from one generation to the next.

Laura is a Series 65 Registered Investment Advisor Representative, a Certified

Financial Fiduciary® (CFF) and a licensed Insurance producer. Her goal is to put your

financial and retirement needs first, and to do the right thing for each person she has

the privilege of serving.

Income and retirement planning is a priority for Laura. Her husband Eric, of 20 years

has been a successful Financial Advisor for his entire career, making it a family

business. They reside in southeast Florida and help clients with financial planning,

retirement, insurance needs, including life insurance, annuities, social security income

planning, Medicare, thrift saving plans, education and wealth preservation.

Laura grew up in the beautiful state of Tennessee, graduating with honors from East TN

State University with a degree in Bachelor of Business Administration. She also has a

Physical Therapy license which she has utilized for the past 25 years.

When Laura is not helping her clients, she enjoys traveling, biking, fishing with her

husband and spending time with family and pets.

Tommy Andersen knows the value of staying the course and consistently going the extra mile, day in and day out. And he knows about facing difficult decisions and taking action to ensure the best for his family and clients. After settling down in Southern California, getting married and becoming a father, Tommy’s life changed drastically when he was faced with the decision to raise his children on his own, becoming a single dad to a 2 ½ year-old daughter and newborn son. Suddenly, life changed. “My children needed me and I wanted to be with them. I sold my house, quit a very good job and moved to a less expensive area,” he says. Whatever money was left after paying for childcare, Tommy put toward sales and marketing for his own business. “Those were some lean years in the beginning, but I had faith and trusted God,” he says.  It was at that time, Tommy met his business partner Richard Harrison. The two have been together for over 20 years, a stable and consistent business relationship. Those core values – stability and consistency – are not only among those of which their business foundation is built upon, but also what Tommy and Richard seek to provide to their clients.

Tommy is now married to Alicia and is father to six awesome kids: Sadie Rose, Lucas, Nathan, Gunnar, Lars and McKenzie.  Tommy and Alicia are also grandparents, with two wonderful grandchildren, Jett and his newborn baby sister, Bryce.  When not visiting and meeting clients, Tommy stays healthy with biking, triathlons and CrossFit (rumor has it that he also played rugby back in the day), and he enjoys following baseball and football. He’s also an avid reader and lifelong learner, pursuing continuing education when needed.

Tommy is a graduate of Pierce College in Woodland Hills, California with an Associate of Arts degree. Tommy’s Master of Business Administration degree is from Pepperdine University in Malibu, California. He is a member of the National Ethics Association, a past president of the National Association of Insurance and Financial Advisors and has achieved designation as a Certified Financial Fiduciary® from the National Association of Certified Financial Fiduciaries.

“People choose to work with us because we listen to them,” something Tommy’s father instilled in him while growing up in Brooklyn, New York and Hightstown, New Jersey. “I genuinely care and have been through life and can identify with so many shared and similar life experiences.”

For over 30 years Joe Carreno of The Retirement Advantage, has helped individuals and small businesses navigate the employee benefits and retirement planning arena.

Specializing in the Federal Employee Retirement System benefits (FERS) and  State of Florida Retirement System benefits (FRS) as an independent advocate, Joe is an affiliate of TSP Withdrawal Consultants and Public Sector Retirement Educators, a Federal Contractor and Registered Vendor to the Federal Government, Vendor-UEID: JBDWEDVYLQJ1 / Cage: 7ZEB0

Joe will help you understand your FERS Benefits, TSP Withdrawal & Pay-Out options, as well as the FRS Benefits and DROP Account Pay-Out options in detail while recognizing & maximizing all concurrent alternatives available.

“My primary goal is to guide you into retirement with no regrets; Safe, Predictable, Stable, For Life. I look forward to visiting with you.”

With more than 25 years of investment and financial market experience, Tim has both traded and managed trading desks for large financial institutions and has worked with the highest-grade institutional clients from leading investment banks.

In 1994, Tim began his career trading Fixed Income and FX products at Bank of America, London. At BGC Partners, Tim ran the product range for the Interest Rate Options area across both the London and Asian markets. His teams achieved multiple Risk Magazine industry awards for innovation and excellence in interest rate derivatives. Tim is qualified as a BA (Hons) BA and a Registered Investment Advisor.

Tim founded Altior Capital with the idea to pass on his knowledge and experience of investing and wealth management to his clients. His client centered data-driven approach to wealth creation and preservation is focused on those who demand fiduciary responsibility and unbiased investing advice.