Rikki Ridgeway has been in the professional financial services industry for 10 years. She received her Bachelor’s degree in Communications and Economics from University of California Santa Barbara. She currently lives in Newport Beach, Ca and works for Pacific Capital Wealth Management. She is also certified in Health & Fitness as more of hobby, and is passionate about helping her clients achieve both their personal and professional goals in life.

Marco Scalco is a tax and financial advisor who believes in helping clients with comprehensive financial services with an emphasis on tax planning and preparation, individual retirement, investments and insurance.

He combines personal attention with a focus on strategic, tax-efficient financial planning and over 10 years of experience in the tax and financial services industry to help his clients achieve financial prosperity. The ability to be a full service provider of financial needs allows Marco to create seamless and convenient experiences for his clients.

Marco has been engaged in a continuous quest for knowledge and professional development. He obtained his Bachelor’s degree in Business Administration in 2003 and since then has furthered his education by obtaining the following certifications:

·        Enrolled Agent – U.S. Department of the Treasury, Internal Revenue Service (IRS)

·        Registered Financial Consultant

·        CERTIFIED FINANCIAL PLANNER™ professional

·        Certified Financial Fiduciary®

·        Passed the FINRA Series 7/ General Securities Examination

·        Passed the FINRA Series 66/ Uniform Combined State Law Examination

·        Life, Accident and Health Agent – California Insurance License # 0E5149

·        Fire & Casualty Broker-Agent – California Insurance License # 0E5149

Marco is an active member of the National Association of Tax Professionals (NATP) and the Financial Planning Association (FPA). In his spare time, he enjoys spending time with his family, traveling and outdoor activities. Marco and his wife Erin reside in Huntington Beach, California. They have two children.

Kay Carreon, is a Certified Financial Education Instructor, Bachelor’s Degree in HRM & Certificate in Management Development for Entrepreneurs in UCLA.  

CEO and Financial Consultant of REACH Consulting Services. 

 Kay's intensive experience in Sales in Marketing for over 23 years and transitioned to Financial Consulting.  

 Kay experienced a Life event that changed her life and led to Financial Literacy Advocacy. She became an independent financial consultant in 2010 where she independently started her own wealth management team in San Diego and now a National Broker. 

 She specializes in financial consulting, wealth management and support estate planning; executive planning, and corporate executive compensation programs; she also establishes foundations and manages family offices.  Working with attorneys and CPAs, she coordinates a team approach to assure her first and foremost concern, the client’s overall financial well being. 

 Kay and her family reside at beautiful San Diego, where she enjoys cooking/baking, gardening, and spending time with her two daughters, Karyn and Kamryn. 

Bio - Rylan Rozell is the founder of Rozell Wealth Management. He has a passion to help others holistically achieve their financial goals for every area and stage of life by maximizing their wealth, minimizing expenses and moving them toward financial freedom. He founded the company in December 2009 to provide impartial, product-agnostic, customized financial advice based upon a comprehensive planning approach that integrates all aspects of investment, insurance, tax, income and estate concerns into a coordinated plan. He places an emphasis on serving individuals going through a major transitional life event such as retirement, divorce, the death of a spouse or the selling of a business.

Rylan has his MBA, and the designations of Certified Financial Planner (CFP^®), Certified Divorce Financial Analyst^® (CDFA^®), and Certified Financial Fiduciary (CFF^®). He is qualified to provide financial planning for all types of life situations and particularly for those going through a divorce where legal, tax, property, other assets, and income must be considered in arriving at an equitable arrangement. He is also duly licensed in real estate and has owned and operated both real estate brokerage and property management firms. This gives him a unique understanding as an advisor because property assets are often a large part of a person’s financial portfolio.

Rylan is married with three daughters. He is an accomplished bass guitarist and has opened for several well-known Country and Christian recording artists. He also plays soccer and frequently competes in triathlons including Ironman events.

Bob is registered and certified as a Certified Financial Fiduciary®

∗ Bob has been an icon in the life insurance industry for over 40 years, he’s a well-respected speaker & trainer and the CEO of 2 companies.

∗ Bob’s earlier years were spent with New York Life where he rose to the top as the #1 General Manager out of 100 offices in the United States and won the coveted Chairman’s Trophy.

∗ Bob decided to go out on his own in 1981 and founded the Rushmore Private Client Group, which focuses on estate planning & tax liability for clients with a new worth in excess of $40 million.

∗ Bob is a member and speaker of the London-based Society of Trust & Estate Practitioners & has co-authored articles for the Journal of Taxation.

∗ His high-level expertise has led him to collaborate with prominent attorney’s & CPA’s all over the country.

∗ Bob teaches Estate Planning Attorneys, CPAs and High-End Advisors on compliant techniques to keep the wealth in the family.

∗ In 2008, Bob saw a valuable need for creating a highly-compliant process for life settlements and thus, established Settlement Masters.

∗ Settlement Masters is an independent settlement Broker who is licensed throughout the United States as a fiduciary who represents the policy owner exclusively in achieving the highest and best offer for their policy in the secondary market. It also gives client the methods of keeping their policy so they can make an educated family decision.

∗ Settlement Masters ranks as a “preferred” settlement Broker for many top BGA’S & Broker-Dealers such as The Leaders Group.

∗ The company also ranks as the most compliant Broker in the country according to Lloyd’s of London and is the only settlement company to whom they offer E&O insurance.

∗ Bob is passionate about his fiduciary responsibility of protecting the best interests of Senior policy owners by working with professional advisors to either save their client’s insurance policy or capitalize it in the institutional market.

∗ He’s also dedicated to helping protect advisors from potential lawsuits by teaching them about the current state regulations and their fiduciary duty to educate their elderly clients about the third option, life settlements.

Joshua Coniglio, CFP® is the Director of Financial Planning at Pacific Capital, located in Corona California. Josh meets personally with clients to understand their priorities and then to design and implement the right strategy to reach their goals.

Josh holds the Certified Financial Planner (CFP®) designation. He graduated from California State University, Fullerton with a bachelor’s degree in Finance and an emphasis in personal financial planning. Josh also earned the National Social Security Advisor certificate  - NSSA®, from the National Social Security Administration. He has many years of experience working for premier financial planning firms in Orange County, focused on advanced financial plan design, investment management, tax strategies, retirement planning, income planning, insurance planning, and estate planning strategies.

 Josh is a Southern California native and lives in Corona with his wife Stephanie and their dog Cooper. When Josh is not in the office he enjoys the outdoors, hiking, fishing, camping and golfing.

John Weyhgandt is the CEO / Founder of Western States Financial & Western States Investments, and is an independent Registered Investment Advisor. 

Western States Financial & Western States Investments is celebrating 26 years in helping our clients achieve financial peace-of-mind.  Our desire is that all our clients learn and find their purpose in life, then take assertive action to live it out.  John takes a holistic approach with his clients, by coming alongside them to create their financial plan, freeing them to focus on what’s important in life: Faith, Family and living their purpose with confidence.

John has earned the National Social Security Advisor certificate  - NSSA®, from the National Social Security Administration.  John is also a current Board Member and past Chairman of the Board for the Corona Chamber of Commerce.

John has been married to his lovely wife Marlene for 26 years and has a daughter, Courtney, that was married in 2019.  John has lived in Corona / Norco since 1974. His hobbies include reading, smoking BBQ, as well as traveling.

Mr. Hawk is a military veteran and former Los Angeles County Probation Department employee.

As a licensed insurance & retirement plans agent of 32 years, Mr. Hawk founded the Small Business & Retirement Plans Foundation in 2006, to facilitate financial literacy and business empowerment work-shops for disadvantaged youths, young adults and business owners (ages 17-55).

The foundation’s mission is to close and bridge financial and educational gaps that trouble many people, with respect to insurance usage, retirement planning and business opportunities. SBRP’s immediate and long-term goals are to empower young adults and small business owners through community outreach work- shops, seminars and campaigns - to have better understandings, confidence and decision-making results.

As a licensed financial consultant in 20 states, Mr. Hawk was previously a California Notary Public (2006-2010) and California Real Estate Agent as well: And, in addition, has hosted many work-shops, and authored and self -published eight self-help financial books — such as, The Secrets of Retirement planning, Secrets of Tax-deferred income, Secrets of the Insurance Industry, and Women’s Retirement & Insurance planning — just to name a few.

Mr. Hawk has personally worked with over 25 fortune 500 companies, including county and municipal government workers. He has personally met with over 5,000 employees, 1 on 1, face to face during their open enrollment benefit seasons; helping employees better understand their health, disability and retirement benefit options.

For more affluent individuals and business owners, SBRP can introduce you to Family Office vehicles, and advanced planning techniques for tax-exempt income and estate plans; that have been legally recognized and available via U.S. Tax agency regulations – for over 6o years.

Many benefits are also available to both American and Multi-National citizens.

For informed individuals, the benefits are simple: Tax-Deductible, Tax-Deferred, Tax-Exempt and Tax-Free income — may be available to many.

SBRP’s motto:

Ask us any questions about financial products or business industries — And we promise legal answers and qualified resources.

Lawrence Castillo is President/Owner of L and C Retirement Income Planners and host of Safe Money & Income Radio in Albuquerque, New Mexico. Lawrence has worked in the insurance industry for over 39 years and proved himself as a reliable source of information in all facets of planning for a secure retirement. Serving as a member of the Life Insurance Underwriters, Lawrence excelled in estate planning and retirement income planning. He has taken his knowledge as a Moderator of 10 years and is currently a Retirement & Income Specialist.

Located in Albuquerque, New Mexico, Lawrence has lent his abilities to business owners, pre-retirees, and seniors and helped guide them away from common pitfalls in planning for retirement. He has a passion for helping individuals plan, manage, and protect their assets, and looks forward to each opportunity that allows him to share his knowledge.

Kevin was born and raised in S. Korea, but has been a Southern California native since 1988.  Watching his parents work hard to provide a better life for him and his sister, Kevin understands the value of hard work, and also what it means to protect what you’ve worked hard for.  This means that he doubly understands the importance of protecting his clients’ assets, but also setting up a retirement plan that will sustain the lifestyle that they’ve been dreaming about. 

This is why as a financial planner and advisor for The Corban Group, Kevin is always thinking ahead for the firm’s clients (and how they can live their best life!). Whether they’re wondering if they can retire comfortably or they’re at the start of their career looking for that perfect roadmap, he digs deep to deliver a thoroughly though-out, complete financial plan — one that’s focused on sustainable, long-term growth.

Kevin gets to know each client on a personal level to help advise and guide them to feel confident about reaching their goals. Using keen analytical skill and expertise with retirement plans, investments, estate plans, taxes, insurance options, cashflow & debt management, he implements tangible steps to help clients preserve their hard-earned assets and avoid pitfalls that may have not been considered. And when he’s not busy doing that, you’ll find him enjoying life with his wife and two gremlins daughters, looking for new delicious restaurants to try, volunteering at church, or at the local car meet.