My primary goal as a Financial Planner – Certified Financial Fiduciary is always to place my client’s best interest first. I will always exhibit a conduct that will exemplify Loyalty, Good Faith and Good Care to you and your assets. You will encounter the utmost professionalism from our interactions. During these interactions, I will seek to better understand your financial goals and needs. Together, after conducting a thorough analysis, I will enable you to better understand what you own or will own. If thereafter, recommendations for change are needed, I will always employ full disclosure of all terms and fees. I utilize a holistic approach that considers all aspects and factors that affect your circumstances. Recommendations will include pros as well as cons! Confidentially of our conversations and your records are received by me with the highest regards to your privacy.  Finally, after proceeding in this strategic direction, you will be capable of better assessing your future risks in a transparent pathway outlined to you. Strategies will typically include a combination of Investments and Insurance. Concepts utilized will involve Retirement Planning, Risk Management, Estate Planning. Most importantly, I will be a sounding board for all your financial concerns moving forward.

I have 37 years of experience in the Financial Services Industry. Aside from being a Certified Financial Fiduciary,  I hold the designations of Financial Planner, Chartered Retirement Planning Counselor [CRPC(r)], My licenses include being a General Securities Registered Principal, General Securities Sales Supervisor,  Registered Options Principal and Investment Advisor. I am also a FINRA Arbitrator and Mediator spanning 26 years.

Currently licensed to sell insurance in: NY, NJ. CT. Regarding security sales, I'm licensed in: NY, NJ, CT. FL and PA and MD. If necessary, I can get registered in any of the 50 states.

Gregg Pajak, Certified Financial Fiduciary®, ChFC, is the visionary co-founder of the WizdomOne Group family of companies, dedicated to inspiring and empowering business owners through the comprehensive wealth management, insurance, and benefits solutions. With over two decades of experience as a wealth advisor specializing in working with business owners, Gregg's unique insights are shaped by both his professional expertise and his personal journey with his wife as successful entepreneurs of a portfolio of businesses. 

Gregg's career began as the Agency Benefits Director for the MetLife Premier Client Group, where he led the benefits and group retirement division. In 2008, he founded WizdomOne Group, which has since grown to include several successful startups and businesses, including Wizdom Wealth, which was established to streamline investment-related services for business owners. 

As a Certified Financial Fiduciary®, and Chartered Financial Consultant, Gregg frequently shares his knowledge and passion for financial wellness at industry events, speaking fluently in two languages. His dedication to his clients is matched by his commitment to his family. Married to his high school sweetheart since 2001, Gregg and his wife are raising three active children in Nissequogue, NY. Outside of work, he enjoys hiking, kayaking, and staying active by playing hockey, while cheering on his beloved Boston Bruins. 

 Peter began his career in 1992 and spent 14 years with A.G. Edwards (now Wells Fargo). In 2007, he founded the Hafner Financial Group as an Independent Financial Planning and Advisory Firm. His primary goal in starting the new company was to create a firm that was focused on Retirement Distribution Planning for Western New Yorkers.

Peter earned a BA in Political Science from the University at Buffalo, with a concentration in History and Math, providing a unique background for investing. He holds Series 7, Series 24 and Series 63 licenses. His focus on continually improving and refining his knowledge and expertise has earned him the designations of CERTIFIED FINANCIAL FIDUCIARY®, CERTIFIED FINANCIAL PLANNER® professional and Certified Wealth Strategist® professional. He is also a graduate of the UB School of Management's Center for Entrepreneurial Leadership program.

Peter's focus on continual improvement extends to service work in his industry as well. He is a past president of the Western New York Financial Planning Association, as well as a board member from 2012 to 2016. He also served as Chairman of the organization's Pro-Bono and Public Relations Committees.

Peter currently lives in Depew with his wife, Kari and their dogs, Olivia and Tinker.

Over 25 years ago I started M. Dutton and Associates. We are a full-service financial and insurance firm. We are retirement and benefit specialists, working with individuals and corporations. Ours is a well-staffed service organization, not just an insurance brokerage. We believe that your future business is just as important as your business today. In order for us to continue to do business with you, we must earn that right through service. Through comprehensive objective driven planning, we provide you with the research analysis, and available options needed to guide you in implementing a sound retirement plan, and Executive Benefit Designed for your key employees. Our commitment is to assist you in achieving your goals and objectives.We make it our business to focus on our clients and build long term relationships with them; and to use teamwork to deliver seamless integration of our services.

Prior to forming Amadeus Wealth Alternatives, a firm with expertise in Alternative Investments Ed ran the investment division of a New Jersey regional accounting firm as well as the New York office of a Boston based advisory firm as Managing Director. Ed has lectured for the New York State CPA Society at the Exempt Organization Conference on Fiduciary Investing for Endowments and Foundations as well as the New Jersey State CPA Society, Essex Chapter. His publications include “Developing an Investment Process for the Foundation and Endowment,” co-authored with Donald Trone (Journal of Practical Estate Planning), “Institutional Investing for Individual Investors,” (Physician’s Money Digest), "Current Trends in Hedge Funds" (The CPA Journal) and "Investing in Rare Violins and Cellos" (WealthManagement.com).

He received his B.A. from Wesleyan University and M.B.A. from New York University. Mr. Papier is a member of the Investments & Wealth Institute (formerly IMCA), the Society of Estate Planning Practitioners (STEP), the National Association of Certified Financial Fiduciaries (NACFF) and the Estate Planning Council of New York City. He has completed the Consultant’s Certification Course sponsored by the University of Pittsburgh’s Center for Fiduciary Studies and the Chartered Alternative Investment Analyst Association’s (CAIA) Fundamentals of Alternative Investments Certificate Program. In his spare time, Mr. Papier is a classical pianist. Please join him in New York each May for his annual recital.

Robert Cannon, AIFA® has more than three decades of experience working with affluent investors, businesses, and hedge funds across the United States. He places a key focus on creating lifetime income plans for retirement, and in doing so, Robert guides his clients through a very distinctive wealth management and investment process that is specifically designed for financially successful individuals, couples, and families.

He is viewed as a “Chief Financial Officer” to his clients, and in many ways acts as the “quarterback” by implementing an advisory team approach. This allows his clients to receive advice from specialists in different areas, including wealth building and preservation and taxes.

In addition to his vast experience, Robert has earned numerous licenses and industry professional designations, including the Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent), Series 66 (Uniform Combined Registered Investment Advisory), and the Series 55 (Equity Trader). He also holds an accident and health insurance license and is eligible to conduct business in over 30 states.

In addition, Robert received a Certificate in Financial Management from Cornell University. He has also earned the prestigious Accredited Investment Fiduciary Analyst (AIFA) designation. When not working with clients, Robert enjoys spending time with family and friends. He resides in New York.

With 10 years of experience in the Financial Services industry, Dan currently holds a Series 7 and Series 63 Licenses along with a Life, Accident & Health Insurance License. Dan has built his practice relying on the teachings of financial guru Dave Ramsey. He believes that navigating through the information that is constantly given to you through TV, Radio and Internet can be a daunting task. Dan's experience is that by managing your emotions and not making the wrong decision at the wrong time you have a greater chance of success.

Dan focuses on treating people with integrity and always making sure that he thinks of his clients' needs first. By using questioning strategies and having the heart of a teacher, Dan has a keen knack for helping people get answers to their questions so that they can make sure they are making the right decisions. If you are having questions about financial planning then Dan is your man. He will help you determine your goals and what is the best way for you to meet those goals.

Brian Amato began his financial planning career in 1999 working for Morgan Stanley and joined Lee Rosenberg’s firm a year later. He immediately saw the vast difference between how a big brokerage firm handled clients vs. the caring, hands-on services a small firm could offer. He never looked back.

"The first thing I really appreciated was the wide variety of investment products I could choose from," Brian said. "I was able to choose what best fit the client’s needs instead of being restricted to proprietary offerings. Nothing is more important than working in the client’s best interests and that is the hallmark of what we do at American Investment Planners."

"The other major benefit for clients is that here you’re not just an account number, you’re a part of the family. Over time we get to know you, how you think, what your priorities are and because we review your portfolio throughout the year, we can be proactive and make recommendations at just the right time. Believe me, that does not happen at a brokerage house. You’re lucky if you reach the same person twice."

For the past 17 years, Brian has developed close relationships with his clients because he understands that the critical first step is ongoing communication and learning as much as possible about their families, careers, health issues, retirement goals and passions. "I always inquire about children, special needs, anything that will impact their financial goals and mostly their financial security. My job is to help them safeguard their growing portfolios and to build their trust."
 
In light of the volatile market, prudent investment strategies have never been more critical. Interestingly, Brian’s conservative approach has been the same throughout his career. "I started working with clients in 2000 when the market swings were also this unpredictable and discovered that their priorities were diversity, income and minimal risks. Today these same goals are the centerpiece of my plans. In fact, with the tremendous increase in product offerings now, my clients’ incomes are on the rise."

When asked what clients should understand about the financial planning process, Brian said that there are two key factors. "First, it takes a good three to six months to implement the right plan. Secondly, the plan is constantly evolving based on the market and the client’s changing needs. Maybe they decide they want to sell their home or take early retirement or are faced with a serious health issue. We’ll review their portfolio to see what moves we can make to insure a secure future."

In his free time, Brian is an avid boater and is a U.S. Coast Guard certified captain. For years he has been involved with the Last Hope Animal Rescue and is also a generous contributor.  Brian lives in Fort Salonga with his wife Melissa, their daughter Ava and their son Carter.

To speak to Brian Amato about your financial goals, email him at brian@americaninvestmentplanners.com or call him at 516-932-5130.

Ronald A. Bartlett, EA, LACP, CFF

Ronald A. Bartlett & Associates, LTD

Ronald A. Bartlett & Associates, LTD. are Registered Investment Advisors and has been working with the Telephone Communication Workers of America since 2007.

We currently do business in District 1, 2, 3, 4, 6 and will be expanding to other Districts. We have given financial planning where we indicated that we were going into the worst recession in the history of the country, which happened in August 2007.

Mr. Bartlett, the founder of Ronald A. Bartlett & Associates, LTD has been in business for 38 years. Due to Mr. Bartlett’s knowledge of the business cycle recommendation, the locals along with the local presidents decided that he should become one of the financial advisors for their locals. Now Ronald A. Bartlett & Associates, LTD are the financial advisors for seven different locals around the country.

Ronald A. Bartlett is an Enrolled Agent with the Internal Revenue Services (IRS). This means he is Federally Licensed with unlimited rights to represent taxpayers before the IRS. Enrolled Agent Status is the highest credential the IRS awards. Individuals who obtain this elite status must adhere to ethical standards and complete education courses every three years. Regardless of your tax needs, you can take comfort knowing Ronald A. Bartlett specializes in tax services and will always do what is best for you.

Ronald A. Bartlett & Associates, LTD has not only been a financial advisor for the locals but has been a contributor to the National CWA, the Minority Caucus of the CWA, a contributor to tutoring services and to other locals around the country.

Above all, The Ronald A. Bartlett & Associates, LTD is committed to the union members and the union officers.

Ronald A. Bartlett has been a member of the Million Dollar Round Table since 1982. Since 1927, the Million Dollar Round Table (MDRT), has provided its members around the world with access to valuable resources and a vast network to help them achieve lifelong career success in the financial services profession. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. (WWW.MDRT.ORG)

Ronald A. Bartlett, CEO and President of Ronald A. Bartlett & Associates, LTD., has earned the Certified Financial Fiduciary® (CFF) designation. He joins a growing group of financial professionals who have earned the Certified Financial Fiduciary® designation and can immediately and clearly demonstrate how they practice a fundamental obligation to always put their client’s best interest first.

CFF is a professional designation for financial professionals, namely, those who have successfully completed a rigorous certification and training process established by NACFF and The American Financial Education Alliance (AFEA), and who agree to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. (WWW.NATIONALCFFASSOCIATION.ORG)

Ronald A. Bartlett is a Life and Annuity Certified Professional (LACP). This certification serves consumers by recognizing financial professionals with a mark of distinction for their product knowledge, consultative sales process and compliance with ethical, legal, and regulatory requirements. LACP practitioners are held at a standard of excellence that sets them apart from their peers. Being an LACP is fulfillment in knowing that the Agent has done everything possible to protect his clients with his knowledge, innovation, self-expression, and unique qualities and capabilities.  http://bcert.me/skiismnzl

Need help with Tax Planning? Please visit: http://www.ronbar.info/

Doug began his professional career in the Property & Casualty side of the financial industry earning 8 designations, including the Charter Property Casualty Underwriter (CPCU) designation. After five years as an underwriter, he joined AXA Advisors, LLC located in Bala Cynwyd, PA.

In July of 2014, Doug entered the world of total wealth management by joining 3 Dimensional Wealth Advisory in New York, and in 2018 formed a partnership with fellow advisors Jeffrey Higgs and Christopher Natale.  As an advisor at 3 Dimensional Wealth Advisory, Doug focuses his time and efforts on providing financial advice to families, future and current retirees, and small businesses through asset allocation, income protection, estate planning strategies, and wealth preservation strategies. Doug is Series 7, 63 & 65 licensed with FINRA along with his Life and Health License. He is a registered representative of Vanderbilt Securities, LLC.

Doug obtained his B.S. degree in Mathematics from Saint Joseph’s University in Philadelphia, PA. He achieved his Master’s in Business Administration (MBA) with a concentration in Finance from the Haub School of Business at Saint Joseph’s University in 2015. He received the honor of being inducted into Pi Mu Epsilon (Mathematics Honor Society) and for his Master’s coursework, Doug was inducted into Beta Gamma Sigma (International Business Honor Society).  In 2016, Doug earned the Certified Retirement Planning Specialist (CRPS) designation, and in January of 2020 he earned his Certified Financial Fiduciary (CFF) designation.

In his free time, Doug gives back to Saint Joseph University by serving as a member on the Barbelin Society Committee. He enjoys playing golf, basketball, and spending time with his 3 kids and wife.