As the founder and president of Wealth Trac Financial, LLC, Kurt Fillmore is focused on helping clients work toward their financial dreams through a well-thought-out strategy for every stage of life. The son of two teachers, Kurt was abruptly thrown into the finance world at 19 years old when his father passed away, leaving Kurt a modest inheritance. Unprepared to deal with this tragic loss, Kurt relied on his father's financial advisor to manage the money. Through tax mismanagement and poor investment choices, Kurt's inheritance was soon cut in half.

At the time, Kurt was a student studying Finance at one of the top-ranked business schools in the nation, the Ross School of Business at the University of Michigan in Ann Arbor. He began educating himself on personal financial strategies and the details regarding his own situation. It was then that Kurt decided his goal in life: To use the knowledge he gained to help other families secure their futures and avoid large financial setbacks like he experienced at such a young age.

Following graduation, Kurt spent two years as an account executive at CitiGroup, where he managed retirement assets for medical professionals. He was named National Financial Counselor of the Year in 2002 and 2003. Kurt became an independent advisor in 2004, ultimately founding Wealth Trac Financial in 2007. He holds his Series 65 securities license with fiduciary duty and his Michigan life and health insurance license. Kurt is also a Notary Public in Michigan and is a member of the Better Business Bureau. Kurt makes it his responsibility to thoroughly understand clients’ goals and dreams and to leverage his knowledge and experience to help clients realize them. He was named one of the Michigan Financial Leaders by Forbes and a Five Star Wealth Manager by HOUR Detroit Magazine. He also has been featured in and on multiple national and local news outlets for his industry knowledge, including Forbes, CNN, Consumer Reports, US News & World Report, Detroit FOX-2 News and Kiplinger.

Kurt lives in Bingham Farms, Michigan, with his wife, Erika, and three small children, Dylan, Elliana, and Mason.

Bill Duggan has been helping families manage their financial lives since 1988.

Bill and his wife Charlotte have four adult children and three grandchildren and live in Almont, MI.

Bill is Host of The Safe Money Radio Show which can be heard Saturdays from 10 am to 11 am on WDTK 1400 AM and 101.5 FM The Patriot, Detroit.  You can livestream the show on the station website or on iHeart Radio.

One of the main things Bill enjoys about being a financial advisor is helping families with retirement planning and being able to see families that he helped 15, 20 or more years ago plan for their retirements, now enjoying their retirements, in part because of the planning they did together with Bill.

Bill serves or has served over the years with organizations including The Salvation Army, Four County Community Foundation in Almont, MI and Community Bible Study.

Bill is a Director (Elder) for his church and serves as an altar prayer leader and usher.

Bill enjoys studying the Living Word of God and spreading the gospel.

During his free time Bill enjoys riding his bike, fishing and hunting.

Robert Downes is a Certified Financial Fiduciary® residing in Northern Illinois. His specialty is tax reduction and retirement planning with no loss exposure and no fees. 

Since 1989 he has provided knowledgeable and compassionate service to business owners and their families throughout the courntry. 

Robert's team consists of CPAs, Actuaries, Attorneys, CFPs, and RIAs who are all skilled technicians in their arenas of expertise. Protecting the client's best interests is our focus, with no shortcuts. 

He enjoys walking, resistance training, watching old movies, playing backgammon with his incredibly competitive wife of 30+ years, spending time with his grandson, and helping people with their addiction issues. 

We believe  goals become irrelevant if you do not carefully plan, execute and remain focused until completion. 

Call us and tell us your goals, passions and struggles. We will help you plan your work, work your plan, and reap the harvest!

Experience protection from dying too soon and living too long.  

Daniel J. Goldstone has been a financial planner for over 40 years.

Mr. Goldstone received his Bachelors Degree in Economics from Oakland University. Mr. Goldstone is a Certified Financial Fiduciary which means he agrees to abide by the code of conduct and the fiduciary pledge of Good faith, care and loyalty to our clients best interest.

He has also attended the Tax institute at Purdue University. He believes in the safe money concept and that retirement should be stress free and how not to outlive your money.

One of his proudest achievement in life is how he cured his own cancer with holistic medicine and published a book that has helped people Globally.

He has raised two children, one is a MD Physician in internal medicine.

Adam Howard NSSA® is an independent financial professional who is dedicated to helping clients with the four pillars of retirement planning: health, wealth, legacy, and long-term care. Seeing his father lose his health, business, and family home in the crash of 2007 has empowered Adam to help others prepare for the unexpected.

As the Founder and President of Lifeway Retirement Solutions, he brings a wealth of knowledge and experience to his clients, providing them with customized solutions to Medicare, retirement, and legacy planning. He is also the author of "5 Costly Medicare Mistakes to Avoid," which has helped many people navigate the complex world of Medicare with greater confidence and clarity. He is proud to help clients remove retirement funds from market volatility and provide them safe solutions that offer principal protection, guaranteed growth rates, and guaranteed income for life.

In addition to his professional achievements, Adam is a devoted husband and father of five amazing children. He and his team at Lifeway Retirement Solutions are committed to making a positive impact in their community and have started the Save the Children Fund to benefit Operation Underground Railroad in their fight against human sex trafficking. Thanks to his unwavering commitment to his clients and his exceptional skills as a financial professional, Adam is widely respected and sought after in his industry.

Steve Charlton is a man of faith, honor, and integrity. Whether at the gym, on the trails with his wife or in the bleachers watching his boys play baseball & swim, Steve operates with that same high level of care and passion to the conversation of money & wealth, and more importantly how the tax code can work for us and not against us.

Steve is a Wealth Preservation & Distribution Specialist and takes that title seriously. He was fortunate to begin his career in the financial industry serving as a bond-broker, working with CFO’s of banks & credit unions. This allowed him to experience and learn the institutional side of the markets, which provides tremendous wisdom to be shared into the consumer market. In 2005, Steve decided to launch his own firm and has now helped nearly 2000 families spread across the nation who have entrusted him with their financial wellbeing. Steve’s client base is diverse in both their professional backgrounds & financial needs. Steve has been actively serving his clients for nearly 20 years and proudly owns a record free of any consumer complaints. This is a direct result of the core values at Wisdom Financial.

"As fiduciaries, our job is to foster a relationship of trust, both legally and ethically. This is what drives us, so that our client and his or her best interests always come first. We then take it to the next level and employ full transparency for both our clients and the multitudes of financial institutions we work with. Our clients become our family and we could not be more grateful to serve and protect them."

"We look forward to inviting you to experience how our team can help you successfully navigate the years leading up to and for the complete duration of your retirement lifecycle. Our team will equip you with a personal, thorough & exclusive plan that is actively managed to ensure you continue to prosper throughout your retirement years. We call it the 'Peace of Mind Factor'"
-Steve Charlton

Johnnie has spent over 20 years in the retirement planning industry, helping clients reach their retirement goals and financial protection for their families. He began his financial career in 1999 while working as a youth pastor at his local church. Those early years taught him the importance of listening to what concerns people have, and about the importance of servanthood, by meeting the needs that clients have to the best of his ability. Johnnie was able to grow in his career to work as a manager of financial representatives for offices in Troy and Flint, Michigan as well as South Bend, Indiana. He enjoyed his time developing and training agents at his local offices, as well as classes and seminars throughout the midwest. In 2015, he was fortunate to be able to start his firm, New Heights Financial. He now educates and provide services to meet the needs of his clients. He has had the opportunity to partner with clients to prepare for the unexpected, as well as develop a plan for their retirement years. He strives to put his clients in the best position to enjoy that next chapter in their lives. He is blessed with his wonderful and supportive wife, Kristy and their 4 grown children, and 2 son-in-laws. In 2022 they welcomed their first grandchild to the family. They enjoy their summer camping trips to northern Michigan and their annual trip to Sanibel Island, Florida. Their love, support, and encouragement have helped him be the best he can for his family and clients.

Elise is a Retirement Specialist with Jacobs Financial Services.  Offices are in Grandville, Norton Shores, Kalamazoo, Lansing, and Livonia.   She has her Life Insurance license and has been helping clients to minimize their risk and maximize their retirement income since 2019.  

  As a Certified Financial Fiduciary, Elise  adheres to the CFF Code of Conduct and the strict guidelines of the NACFF, and is required to give you advice that is in your best interest, not her own, practicing the Duties of Loyalty, Good Faith, Good Care for her clients, educating them first, using a Holistic Approach, with full disclosure, comparisons of suggested products, full confidentiality and adhering to strict professional practice management.

Elise has a strong belief that adhering to the principles of being a Certified Financial Fiduciary is the best way to approach client and prospective client interactions.  She has a great desire to be a positive influence for people wanting to have a secure retirement and has helped many people to achieve peace of mind during their retirement years.