Since 1986, Jeff has been providing financial advice to hundreds of families, retirees, business owners, professionals, and affluent individuals. His commitment is to build long-term client/advisor relationships and to provide the best in professional guidance. A seasoned professional speaker, Jeff finds his roll as an AFEA chapter president as an excellent way to give back to his community, teaching hundreds of families at Free Public Workshops in the Greater Erie area.

A lifelong Erie resident, Jeff lives in Fairview, PA and is an avid golfer and accomplished musician (trumpet) and regularly performs with the Buffalo Philharmonic "Pops" Orchestra, the W. D. Packard Band in Warren, Ohio and many local groups such as the Misery Bay Big Band. Jeff was the music director, writer/arranger/composer and brass instructor for the Erie Thunderbirds Drum and Corps, and led them to six national championships.

In 2005, Jeff was inducted to the Pennsylvania Drum and Bugle Corps Hall of Fame. On April 24, 2010, Jeff was honored with induction into the Buglers Hall of Fame. He regularly sounds “Taps” for our local hero’s at military funerals, and is also an Ontario Hockey League Off-Ice Official for the Erie Otters Hockey Club.

Ryan Moore brings 20 years of financial industry experience to his position as a principal of Retirement Solutions Group Inc. He is committed to helping clients increase their financial confidence and proud to provide exemplary customer service while displaying the highest standards of ethics and industry knowledge.

His continued goal is to fully inform clients about their options so they can make more knowledgeable choices when structuring a financial strategy that reflects their priorities. Through his guidance, Ryan works with his clients to increase their wealth by helping them avoid exposure to unwanted risk.

Ryan holds a business management degree from Northwood University in Palm Beach, Florida, where he was a four-year scholarship athlete. He holds Life and Health Insurance Licenses in the state of Tennessee that enable him to offer a variety of financial products. Through the National Association of Certified Fiduciaries, Ryan maintains a Certified Financial Fiduciary® (CFF) designation.

Ryan has been featured in several articles and has been invited to speak to his peers at industry conferences over the years. Additionally, he has conducted hundreds of client workshops informing pre-retirees and retirees on a variety of topics including: Income for Life Strategies, Maximizing Social Security Benefits, and Understanding the ABC’s of Medicare, to name a few.

Ryan also works with Elder Law attorneys to help his clients with Extended Care decisions and Probate Avoidance. Through the National Institute of Estate Planners, Ryan maintains a Certified Estate Planner (CEP) designation.

Ryan works with industry-leading companies to help empower him to assist clients in creating more income for retirement, as well as preserving more of their assets.

As a member of the American Financial Education Alliance (AFEA), Ryan gives back to his local community by providing free educational workshops in surrounding Universities and Libraries. AFEA is recognized as a 501(c)(3) Non-profit charitable organization who goal is to help end financial illiteracy in America. Ryan also enjoys coaching youth sports and spending time with his wife and 3 children.

John has been a financial professional since 1982 and holds Bachelor’s and Master’s Degrees from San Diego State University. In 1985, he completed his Certified Financial Planner® professional studies through the College for Financial Planning in Denver and was admitted to the Directory of CFP Practitioners in 1993. John completed a 3 year post-doctoral training in Wealth Strategies Planning from the Estate and Wealth Strategies Institute at Michigan State University and is endowed as a full Fellow of the Esperti Peterson Institute. In addition, he is a Certified Agent for the California Partnership for Long Term Care (AEP®) and an Enrolled Agent (EA), having successfully passed the exam administered by the Internal Revenue Service.

John conducts numerous seminars and workshops every year. He has been a guest on the PBS show “The Money Makers” and its successor, “The Financial Advisors,” as well as the syndicated news magazine show “Heartbeat of the City.” He has also authored and co-authored several books and publications. John was an Adjunct Faculty member of the National Endowment for Financial Education in Denver and is recognized in both “Who’s Who in California” and “Who’s Who in Finance.” He completed five years of service on the Board of Directors of the San Diego Chapter of the Financial Planning Association (FPA) and the Board of the San Diego Estate Planning Council.  He is currently serving as a member of the Estates and Trusts Committee for Rady Children’s Hospital Foundation.

He has been quoted in many local and national publications including: Financial Planning News, The San Diego Union Tribune, La Jolla Light, Research magazine, PRWeb.com, and San Diego Business Journal. John is a member of the Financial Planning Association, The California Society of Tax Consultants and the Estate Planning Council of San Diego.

Craig J. Ferrantino, Certified Financial Fiduciary® & Certified Wealth Strategist® is the founder and president of Craig James Financial Services, LLC. Craig began his career on Wall Street at JP Morgan Private Banking Group in New York City providing asset management and assistance to high-net-worth clients. With over 35 years in the financial services industry, Craig has gained a wealth of experience. 

At JP Morgan Chase, he gained expertise in Corporate Finance, Asset-Backed Securities, and Developing Country Asset Trading. He later transitioned to the investment side of the business, working with Smith Barney and A.G. Edwards, where he deepened his knowledge in financial planning for individuals and small businesses. In 2007, Craig founded Craig James Financial Services, LLC to offer independent, objective financial advice. The firm specializes in financial planning and wealth management for pre-retirees, retirees, seniors, and small businesses on Long Island. Craig frequently provides his independent market outlook to the media and delivers a daily economic and market update every morning at 7:20 am on LO NEWS RADIO station 103.9 FM.

Craig holds a Master’s degree in International Affairs from Columbia University and a Bachelor’s degree in International Administration from New England College. He has passed three Principal/Supervisory Exams (Series 24, 30, 51), two General Industry/Product Exams (Series 7 and Series 31) and two State Securities License Exams (Series 63 and 65). Craig is a respected speaker on topics like investing, retirement planning, financial strategies, and wealth management. He holds the designations of  Certified Wealth Strategist® and Certified Financial Fiduciary®.

Craig lives in Quogue, NY with his wife and their three children. Outside of the office, he volunteers as an Emergency Medical Technician with the Westhampton Ambulance and as a fire police with Quogue Village Fire Department. He also serves as the New York Chapter Director for the American Financial Education Alliance and the Foundation for Personal Financial Education, both of which aim to educate the community on financial and retirement planning. 

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Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member, FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated. 

Currently the vice president of Pancerella Financial Group, LLC., Tim has been exceeding client expectations for 25 years by offering unbiased advice and integrating their investments, insurance and personal tax strategy into an easy-to-understand financial approach. He has earned his client’s trust based on a foundation of ethics, integrity and communication. Tim is also a 5 Star Wealth Manager and has appeared in Philadelphia Magazine. Additionally, he is a retired Navy Reserve Commander with 22 years of service.

Earl E. Newsome

CFP^®, CLU^®, ChFC^®, FLMI

Chartered Advisor for Senior Living^®

Retirement Income Certified Professional^®

Earl Newsome has been in the financial services industry since 1990.  Currently, he is an independent financial planner affiliated with NEXT Financial Group, Inc. in Houston, Texas.    A 1968 graduate of the U.S. Military Academy at West Point, Earl also holds a Master of Science degree in Computer Science from New Mexico State University.

Earl maintains a simple approach to financial services:  Always keep your options open, set up a regular savings plan and then spend the rest!

An avid tennis player and golfer, Earl devotes a lot of his spare time to Greyhound Pets of America, a non-profit organization which rescues greyhounds at the end of their racing careers and places them in homes around the Houston area.

I was born in Jersey City, NJ.  My parents moved to the U.S. from Switzerland in 1958. My family moved to Knoxville, TN when I was a freshman in high school.  I graduated from Farragut High School in 1981, attended University of Tennessee and graduated in 1987 with a major in Economics.  I’ve been in the financial industry 20+ years. I was an Investment Advisor Representative with Edward Jones and Raymond James before going independent/non-captive in 2007; which is when I became an Investment Advisor Representative with NEXT Financial Group, Inc. Member FINRA/SIPC.

I believe in giving back to communities.  I do this through my membership with Sertoma (Service of Mankind); Farragut/West Knox Chamber of Commerce and the World Vision Organization, and I was also a soccer coach for 10 years with AYSO.

I have three children: Madeline, Charles, and Marley.  Madeline is a graduate of University of Tennessee with major in social science.  She is self-reliant and has the heart to help kids and senior citizens through difficult times.  Currently, she is employed with Knox County School System as an after school program director.  Charles is a senior at Farragut High School and will graduate May 2018.  He played club soccer through school.  He enjoys business studies and will be attending Pellissippi State in the fall of 2018.   Marley is my 1year old, 120 lb. Bernese Mountain dog.  He’s currently studying to be a therapy dog.J

I believe life is a fleeting adventure and should be experienced and embraced.

Stefan is a licensed financial adviser and President of Alpha Wealth Partners and founder of Transition.Services. Stefan helps his clients, create, manage and preserve wealth. Stefan also oversees five additional regional financial offices and eight financial advisers.  Born in Dayton, Ohio, he considers himself a true Ohio State Buckeye Fan.  In 2001, Stefan relocated to Southern California where he now lives in downtown Fullerton, Ca with his wife Melissa and son’s Ian, Bryce and daughter Charity. Upon receiving his BA in Accounting and dual minor’s in Finance and Military Science in 1993, Stefan served proudly as a 1^st Lieutenant in the U.S. Army Reserves. He later continued his professional pursuits as a research analyst at Smith Barney and financial consultant at Merrill Lynch.

Advising clients over the past 20 years has earned Stefan a longstanding reputation as an expert in the field of investment management, income and retirement planning. His professional licenses include FINRA series 7, 24, 63, and 65 registrations.

What really inspires Stefan is working side by side with clients thru the personal and financial journey towards a safe and secure financial future. “I look forward to being a part of your successful transition.”

Planning services include:

1. Helping client rollover 401 (K) savings, ESOP and pension plans to personal Individual Retirement Accounts.

2. Developing life time income strategies with a goal of creating a guaranteed, risk free and secure retirement.

3. Pre-Retirement financial planning through the use of goals based planning and cash flow analysis.

4. Planning services are provided to any client, regardless of account size, or complexity.

Jeff Garnica started his profession career in the medical device and healthcare industry.  From there, Jeff made the decision to get in to the financial planning business with AXA Advisors.  Jeff then joined Huntington Investment Company and assisted clients of the bank with retirement planning, investments, and estate planning services while working closely with the Trust Department as well.  Given the background in healthcare and financial planning, the Long Term Care business was a great fit and Jeff was recruited to Genworth Financial as a Vice President of Sales for the Great Lakes Region. 

New York Life made a play to recruit the top performers from Genworth and Jeff left to join New York Life as  a Product Consultant for the Long Term Care and Linked Benefit product lines.  His territory consisted of working with over 1000 New York Life agents from Annapolis Maryland to Evansville Indiana.  While an excellent career move and after 4 years on the road, Jeff left New York Life to start a financial planning and insurance brokerage business in the cities of Cincinnati and Dayton Ohio.  The new business is thriving and Jeff is now enjoying the ability to be involved in the community and spend time cultivating relationships with family, friends, and clients.