Patti Lerch came to us from the field of engineering, bringing with her an enviable ability to sort, analyze and solve problems.  Licensed in Life, Health and Annuities, as well as Securities Licensed with a 65, an Investment Advisor Representative, an Elite IRA Advisor with Ed Slott, and trained in Estate Planning by the Estate Planning Source, Patti's knowledge, with her background in solving problems, has made her the "go to" person for clients. 

Nora L. Hartquist, CEP® has been a financial and Estate Planning educator in Virginia , Maryland and Louisiana since 1984.  Her informative retirement workshops have been requested and attended by retirees of Fairfax County Public Schools, Orleans Parish Public Schools, Waste Management, Inc., the Federal Government, and the armed services including both the United States Marine Corps and the U. S. Army.  Ms. Hartquist has lectured on financial topics at the University of Mary Washington, Southern University in New Orleans, and George Mason University in Virginia.

Expertise:
Ms. Hartquist creates Life Income-Living Asset Cycle (LI-LAC) plans to replace or supplement income, while reducing exposure to market losses.  This plan is customized according to each individual’s need and risk tolerance, planning for tax efficient income and inflation.  In addition, Ms. Hartquist provides a comprehensive, yet simple to understand, Family Contingency Plan (a retirement “road map”) for each unique situation, pre-planning for incapacitation, loss or reduction of Pension and/or Social Security Income due to  loss of a spouse, etc.  As a Master Elite IRA Advisor Ms. Hartquist provides a Comprehensive IRA Plan to maximize your IRA, minimize taxes and pass it efficiently to your heirs.  Finally, a Comprehensive Estate Plan will help pass your estate quickly and tax efficiently to your heirs.  If you attend one workshop this year looking for ways to protect your capital, don’t miss Nora Hartquist’s workshop!

Certifications:
ChFEBC:  A Chartered Federal Employee Benefit Consultant since 2010, Ms. Hartquist conducts retirement workshops for the Federal Government and creates customized retirement plans for current and retired Federal Employees, assisting with completion of Retirement Packages, as well as planning for the incorporation and tax efficient use of the TSP during retirement.

AFEA:  Chapter President, Stafford, VA, of the American Financial Education Alliance, a non-profit organization dedicated to educating the public on Financial Literacy through complimentary classes held at Universities, Libraries and businesses.   Ms. Hartquist's currently available classes can be found by joining a free membership at myafea.org,  and specifying Chapter 983.

CFF:  As a Certified Financial Fiduciary, and a charter member the National Association of Certified Financial Fiduciaries, Ms. Hartquist adheres to the CFF Code of Conduct and the strict guidelines of the NACFF, and is required to give you advice that is in your best interest, not her own, practicing the Duties of Loyalty, Good Faith, Good Care for her clients, educating them first, using a Holistic Approach, with full disclosure, comparisons of suggested products, full confidentiality and adhering to strict professional practice management.

CEPP:  Certified Estate Planning Professional:  Ms. Hartquist is extremely knowledgeable concerning planning and efficient distribution of assets to heirs.  She is 1 of 9 planners nationwide chosen to serve on The Estate Plan Source Advisory Council, and recipient of the Chairman’s Award for Outstanding Service in Estate Planning. 

CLTC: Certified in Long Term Care:  Ms. Hartquist is uniquely qualified to advise clients on Medicare, Medicaid, Long Term Care coverage, and other alternative planning strategies for incapacitation.

Master Elite IRA Advisor:  Ed Slott’s Advisor Group receives intense, advanced ongoing education in IRA Distribution, taking exams semi-annually to ensure their knowledge is up-to-date with current laws, participating in email alerts and teleconferences on the latest changes to IRA tax laws.

NEA: National Ethics Association:  By joining the National Ethics Association (NEA) Ms. Hartquist has placed herself in a position of scrutiny.  She encourages due diligence of consumers, rather than hiding from it.  To view her National Ethics Association Member’s Profile visit www.ethics.net.

Lisa grew up on the beautiful island of St. Croix, U.S. Virgin Islands. She graduated with Honors from the University of D.C with a degree in Computer Information & Systems Science.

If you ask Lisa how long she’s been in financial services, she will tell you “most of my life!”.  Her father started in the industry in the late 1960’s.  With her father being a successful advisor and income tax professional, she was consistently exposed to various financial concepts starting at a very young age, giving her the ideal foundation for her current career.  With her down to earth style, her expertise is making financial concepts easier to understand.  Lisa is passionate about empowering women through education so they can effectively take control of their financial future. 

Lisa is a Series 65 Registered Investment Advisor Representative, a Certified Financial Fiduciary® (CFF) , and a licensed insurance producer.

Lisa is currently enrolled in a Certified Financial Planner Program at Old Dominion University.  She is a proud mother of three sons and one daughter.  Lisa is a life- long learner who loves to read, laugh and spend time with family and friends. 

Mr. Leonard E. Parson is the Founder & President of CLP Financial Group Inc.  With over three decades of experience in retirement planning, he has assisted thousands of clients in securing their financial future.  This Norfolk native is a 1967 graduate of Booker T. Washington High School.  He furthered his academic studies and received his Bachelor of Science degree in Business Administration in 1972 from Norfolk State University. 

Mr. Parson is known to the community as a business man with a heart for the people.  During the early 1980s, as the President of Quality Food Stores, he was noted as one of the largest employers of African Americans in the Peninsula.  During his time in the Newport News area, he sponsored one of the largest feeding programs for the elderly.  He also was instrumental in securing the first swimming pool for the Boys & Girls Club in the Peninsula. In the 1990s, he was the Regional Marketing Director for National College Funding Services.  Under his leadership, the Hampton Roads area was the #1 region in the company to provide funding for students to attend college. 

For the last several years, as the President of CLP Financial Group Inc., he has used his holiday celebrations for his clients to raise tens of thousands of dollars for charity, notably, the Southeastern VA Food Bank, the US Marines Toys for Tots and the Southside Boys and Girls Club in Norfolk, VA.  To date, he is noted as the largest ongoing independent business donor for the Southside Boys and Girls Club.  Mr. Parson was the first in his family to graduate from college.  Therefore, in the spirit of fostering a pathway to success through education, for the last several years, CLP has given over $30,000 in scholarships to high school seniors in the Hampton Roads area to assist with furthering their college education.  

Mr. Parson has received national and international recognition for his work in the area of retirement planning.  However, his most cherished awards were being honored as an Impacting Lives Honoree for the New Journal and Guide and as a Distinguished Alumni for the Norfolk Education Foundation. 

Mr. Parson is a health and fitness enthusiast.  He has worked out with the same group of friends at the YMCA Mount Trashmore for over 30 years. 

He has been married for over 38 years to his wonderful wife Sandra and is the proud father of two children, Kyleah and Kyle.

With over 24 years’ experience in the industry, Brandon has seen his clients through both bull and bear markets. With an expertise in retirement planning, he draws on this industry experience to develop and manage financial strategies for high net worth individuals.

Personal Life & Education

Brandon grew up in Northern Virginia where he is currently raising his three very active children. He graduated from James Madison University with degrees in Finance & Marketing. He enjoys staying fit, outdoor activities, watching movies and charitable endeavors related to underprivileged children.

Giving Back to the Community

As a CASA (Court Appointed Special Advocate), Brandon has been appointed by the court system to advocate for the best interests of abused and neglected children. www.casaforchildren.org

Diana Foster Edwards is the President and Founder of Edwards Insurance and Financial Solutions LLC, an Independent Brokerage and Insurance Firm in Northern Chesterfield, Virginia since 2010.

Diana holds a Bachelors of Business Administration Degree from Saint Paul’s College and began her career in the Real Estate Industry in 1981.  She is currently an Associate Broker with Long and Foster Real Estate Brokerage and although she has enjoyed a long and successful career in real estate, she in recent years embarked on an additional career in the Insurance and Financial Services industry where Diana found her niche in this market where she assists Seniors with their Medicare Retirement and Real Estate options.

Diana and her husband were caregivers for her widowed mother for 20 years It was during that time that Diana become sensitive to the needs of an aging parent and developed skills of managing her business and taking care of her health care needs. She learned the importance of spending time, being patient, and having compassion for her mother’s growing needs, during the time in which our role of mother and daughter had clearly changed.  Little did Diana know that this experience was preparing her for the launch of her second career helping seniors like her mom who need patience and kindness and compassion to help them with making critical choices for their Medicare and Retirement needs.

Seniors love working with Diana because they say that she makes them feel comfortable and she takes the time to explain and educated them in planning and help with making difficult decisions for this stage of their lives

Diana is passionate about educating and empowering her clients in their Senior planning options.  She teaches Medicare Basics in the Adult Education Curriculum in Chesterfield County, Va. She is devoted to continuing education in her fields and brings expertise and years of valuable experience to the table for her clients.

She holds licenses in Life, Health, Annuities, Property and Casualty ,Real Estate  Long Term Care and is currently licensed in the states of Virginia, North Carolina, Maryland, Alabama, Florida and New York.  She holds the Certified Senior Advisor Designation (CSA), Senior Real Estate Specialist Designation (SRES) and most recently the elite Certified Financial Fiduciary Designation (CFF).  She is pursuing additional designations in Social Security, Taxes in Retirement and Long Term Care Professional (LTCP)

Diana pursues yearly certification training with multiple insurance carriers.  She is a Level 2 “Authorized to Sell” AARP agent and she partners with the ONLY  Medicare health insurance carrier who is branded with the AARP brand of distinction  Her mission is NOT to be a transactional professional, instead, Diana heart’s desire is to serve her clients with excellence and build a long and lasting relationship with them so that she may continually serve them and help them to leave an strong and endearing legacy to their loved ones.

Diana has embraced to a holistic business model as she helps those approaching retirement with strategies that will turn their Retirement Savings into Retirement Income and all without losing any of their principal.

On a personal note, Diana enjoys spending time with family and friends.  She loves every opportunity to have friends over and lavish them with good food and educating them on the wonderful health benefits of essential oils.  Friends are often treated to therapeutic foot massages and encouraged to relax and enjoy these special moments.

Diana is married to college sweetheart and husband of 43 years, Zachariah Wesley Edwards.  She and Zachariah are business partners and are an exceptional team of trained and experienced professionals who have dedicated their lives to TEACH others that they may REACH others to help them live their BEST lives by making their BEST choices.   How can she help you today?

Alternate phone #- 804-674-1795

Julie Manning consults and advises clients on key risk factors they may face in retirement, helping them build a plan to get from point A to point B with certainty. As she answers questions and provides guidance to clients, she keeps her focus on addressing their personal needs and goals, always making decisions that are best for the client.

After more than 23 years in the financial services industry, Julie started Keystone Financial Planning with one focus: create a more personalized approach for clients. “I believe that the old model of lots of fees with little service doesn’t align with what should be happening in financial planning,” she said. “I wanted to discover new and improved ways to serve clients.”

 Julie’s approach is to deliver a client experience that is never rushed or intimidating and often educational. She has received Circle of Excellence recognition by Women in Financial Services (WIFS), a national organization that supports women in financial services. Julie partners with Woman’s Worth®, a unique program that helps women understand the relationship between health and wealth. She earned her Retirement Income Certified Professional® (RICP®) designation to provide even more value to her clients and is a Certified Financial Fiduciary (CFF)®.

 Julie and her husband, Greg, have four children, one grandson and 14 chickens. She fills up her free time with a variety of activities, including gardening, painting, working out, and playing with her grandson.

As a seasoned financial services advisor, Charles H. Wilson works diligently alongside his diverse array of clients to helpt them identify, progress toward, and achieve their most meaningful financial goals. Currently, Charles heads Ethonomic Solutions, in partneship with Davis & Davis Planning. His firm provides a wide range of personal financial services, including financial analysis, retirement planning, individual life and health insurance, estate planning, disability income protection, college funding, and assistance with estate planning and equity investments. For business clients, he offers a comprehensive and cost-effective selection of pension plans, retirement plans, and profit-sharing programs. He is licensed by the National Association of Securities Dealers and earned the distinction of being a Life Underwriters Training Council Fellow. 

Prior to bringing his talents to the financial services industry, Charles had a distinguished career as an officer in the U.S. Air Force. Through drawing on his experiences in the armed forces, as well as his later professional experience as a cheif finance officer, personnel manager, training manager, vice chairman, of Cameron Station Credit Union, and entreprenuer, Charles leverages his unique abilities to connect clients' financial goals with strategies that will  position them for success. For his professional achievements, since 1990, Charles has been listed in Who's Who In the Finance and Industry. 

Charles' commitment and service to his community is also commendable. He has been a proud resident of Alexandria, Virginia for over 20 years and advocated on behalf of the city's children, teachers, and parents as a chairman of the Washington Area Boards of Education and as an elected school board member. In the role of vice chairman of the Northern Virginia Hotline, now Crisis Hotline, he worked to strengthen the organization's ability to serve the region's most vulnerable residents. He is also an active member of Omega Psi Phi Fraternity, Inc. As a respected speaker, he has led workshops on numerous topics related to financial sercurity and career success. 

Charles earned a bachelor's degree in business administration from the Univeristy of Maryland, and an MBA from Webster University. He is also a graduate of the Industrial College of the Armed Forces. 

Marcus has been assisting clients in multiple rolls for over 10 years. His career began working for mutual and hedge funds on the institutional side then transferred to private wealth management in 2013.

He believes that trust and confidence are the building blocks of a successful financial partnership. Clients should expect that he will be committed to their financial success. Only with this foundation in place can he begin to meet your needs. Marcus is focused on being there to help clients with any issues that arise and guide them through the financial planning process.

Marcus lives in Burke with his wife and two children. He enjoys barbequing, golf and anything Hokie related.

For more than 20 years, Lili has provided her clients with the support they need to identify their goals and develop sound plans for their financial future.

She believes success should be measured not just by your financial well-being, but by how confident you feel about your future. Her mission is to help clients reach their financial goals through a relationship based on personalized, knowledgeable advice. This focus is designed to help clients reach their goals, giving them greater peace of mind. She assists her clients in maintaining their financial focus so they can achieve the goals that are most important to them and their families, both now and in the future.

Area of Focus

Financial Planning, Investment Advice, Retirement Planning Strategies, Estate Planning Strategies, Asset Allocation, Employee Stock Options and Risk Management.

 Qualifications

MBA, George Washington University

Certificate of Financial Planning, Georgetown University

Institute of CERTIFIED FINANCIAL PLANNER ™ practitioner

Certified Financial Fiduciary®

Life and Health Insurance Licensed

FINRA(formerly NASD) Securities Licensed – 7 Securities License, 63 State License, 65 Registered Investment Advisor

 Community Service

Tahirih Justice Center – Pro Bono work with immigrant women and girls seeking justice in the United States from gender based violence.

Human Rights First – Pro Bono financial advice for individuals who’ve been subjected to violations against human rights such as tyranny, extremism, intolerance and violence.

 Associations

Member – Financial Planning Association