Hoyt Robey was born on Long Island, New York, raised in an aviation and farming family in Kansas City, Missouri.  He married his college sweetheart, LeeAnn, in Bellevue, WA and is the father of five children and 12 grandchildren (and counting!). His mother once said the only thing they had against him is that he is a 'yankee'.

He is an avid outdoorsman, even riding a self supported bicycling tour from Bountiful, UT to the North Rim of the Grand Canyon for his oldest son Jencen's senior trip. In the wintertime you will find him cross country skiing or Fat biking at the Ogden Nordic North Fork trails and in the summer kayaking at Pineview or Causey resevior's.  His earlier awards as an Eagle Boy Scout have also helped him to be an active volunteer in the community, giving back with a significant amount of his personal time.

After serving a church mission for two years in Utah he is now thrilled to be Utah resident with the people and mountains that he loves!  Most recently he and his wife have fulfilled an 18 month mission serving in the Ogden, Utah, Young Church Service Mission.  "What an honor it has been to mentor these Young people with special challenges".

Lyle Boss has helped thousands of seniors navigate their financial retirement options for over two decades. With individuals retiring earlier and living longer, retirement income is a major area of concern for maturing Americans. His clients include government employees, teachers, physicians, farmers and business executives to name a few.

Not one of his clients has lost money in a market downturn.

Boss Financial and Insurance Services, LLC, was named one of the most dependable wealth managers in the Rocky Mountain area by Goldline research in the January 12, 2009, issue of Forbes Magazine. Lyle is a member of the National Association of Insurance and Financial Advisors (NAIFA) which protects and promotes the critical role of insurance provided by professional agents and advisors. He is also President of Franklin Institute Retirement & Estate Planning and has been helping his clients with estate planning since 1997.

As owner and Wealth Advisor, Darel Crosby has over 28 years of experience in the financial services industry- as a representative, manager, trainer, presenter, and business owner. Darel is a Registered Financial Consultant (RFC(R)) and Certified Financial Fiduciary(R) and is motivated to provide his clients with a wide array of financial vehicles and strategies to achieve their financial goals. He enjoys a deep connection with his clients and has now worked with the second generation of many of his original clientele. Unlike advisors who are beholden to the products and interests of institutional firms, he is free to invest in alignment with what he feels fits best for his individual clients. He is an independent advisor at an independent broker-dealer, NEXT Financial, and Atria Company. It is his firm conviction that having an accurate understanding of a client's financial picture and goals is imperative before giving advice and implementing action. 

Darel holds his series 6,63,65, and 7 Securities Licenses. Additionally, he maintains his Life Insurance License in Utah and other states. He has a Bachelor of Science degree in Business from the Marriot School of Management at Brigham Young University. 

Darel was raised in the White Mountains os Arizona and his family was deeply involved in agriculture and ranching. He married his college sweetheart, Shannon, and together they have 5 children and 6 grandchildren. In his time away from work, Darel spends time with his family, following his favorite sports teams, and serving his community. 

Danielle Meister, CFF, CDFA®

Danielle is an Investment Advisor Representative, Certified Financial Fiduciary®, and Certified Divorce Financial Analyst® based out of Madrona Financial’s Park City, Utah office. With over a decade of experience in the financial services industry, she executes all aspects of financial planning: investments, alternatives, structured products, insurance, retirement planning, social security, taxation, estate, legacy and divorce planning.

Danielle is a nationally recognized advisor, with a published training series, “Back to Basics,” and she has been featured on national television on CNBC, ABC, FOX, and PBS.

As a former competitive soccer player, Danielle enjoys running and spinning. Her husband, Will, graduated from the Air Force Academy as captain of the Lacrosse team and over the last 15-years has gone on to be an H-60 Blackhawk helicopter and C-26 airplane pilot. Together, they enjoy hiking, biking, and skiing with their two daughters, Claire and Everly. As a family, they root for their favorite football teams, the Green Bay Packers and Denver Broncos!

John began his investment career in 2000 as a planner with Transamerica. John has his Series 65 license as well as his Life and Health licenses. He is incredibly passionate about educating individuals and families on finances. For John, it is so rewarding to help his clients reach their financial goals and aspirations, plan for their future retirements, and help them prepare for difficult financial times. John is known for giving his clients the greatest of care and views each one of them as dear friends. John's writings have been published in many news outlets including Forbes, MSN Money, Yahoo! Finance, U.S. News & World Report, Investopedia and more. John lives in Riverton, Utah with his wife and 6 children. He is an avid sports fan and spends his free time cheering on his children at their various sporting events.  

Jeff has been a leading professional in the financial services industry since 2004.  Jeff has his Series 65, Life, Health, and P&C licenses.  Jeff has had various experiences and training with multiple firms including Transamerica and Farmers Insurance Agency. Jeff is currently a partner at Lift Financial in South Jordan, UT where he is dedicated to helping his clients achieve their financial goals, and his loyal commitment to them is paramount. His 'no nonsense' approach to helping his clients achieve their goals probably stems in some part from his experience as a law enforcement officer prior to entering into a career in financial services. Jeff Busch has been published in U.S. News and Yahoo! Finance.  Jeff lives in Riverton, Utah with his wife and four children.

Jason Bergquist has worked in the financial services since the year 2000. Building a business, teaching and educating families has become his passion. Jason tried his hand with one of the big financial companies and while working with the Merrill Lynch he realized he missed the lifestyle of going out and meeting with families one on one and helping those that really need the help. Showing people that there are better ways out there and giving someone options to help them accomplish their goals is the most satisfying part of what we do. Being independent truly gives me access to the best products on the market to help people realize they can dream of a better life, especially in retirement. Helping change lives and being able to bring joy and hope back into people’s lives is the most rewarding thing I have ever done. (see testimonials) Sitting down with people and taking all of their puzzle pieces and putting them together to create a beautiful masterpiece and showing them it is possible and they can dream again is such an amazing feeling. I have met so many amazing people in this business and some have become such good friends. I enjoy sitting down with them regularly, at least annually and getting updates on their lives and working with them to accomplish their next goals in life.

Jason lives in Riverton, UT with his wife Stacey and their 5 kids.

The Compounding Couple Specializing in Retirement Income Planning

David was born and raised in Salt Lake City and graduated from Utah State University in 1985 with a Bachelor of Science degree in Business & Administrative Systems.  David started his career in the financial services industry in 2002 in Denver Colorado.  With his extensive experience in the design and implementation of financial plans and strategies, David has helped hundreds of clients achieve their financial and retirement goals.  David is committed to educating and coaching clients of all ages to empower them with the tools they need to make prudent and informed decisions.  David's goal is to make recommendations that are ALWAYS in the best interest of his clients.  David has been working with Ramsey Solutions since 2016 and is a Ramsey Trusted SmartVestor Pro.

David moved back to Utah in 2013 to be closer to his family and to fulfill a lifelong dream of living and working in Cache Valley.

David and his wife, Holly, now live in North Logan Utah.  They have four children and eight grandchildren.  David has served as a volunteer for many years with the Boy Scouts of America and received the Silver Beaver Award in 2012.  He enjoys hiking, biking, golf, racquet sports, and fishing.  With his love of the outdoors, David has reached the summit of 21 of Colorado's most challenging 14,000 foot mountain PEAKS.