Ryan Moore brings 20 years of financial industry experience to his position as a principal of Retirement Solutions Group Inc. He is committed to helping clients increase their financial confidence and proud to provide exemplary customer service while displaying the highest standards of ethics and industry knowledge.

His continued goal is to fully inform clients about their options so they can make more knowledgeable choices when structuring a financial strategy that reflects their priorities. Through his guidance, Ryan works with his clients to increase their wealth by helping them avoid exposure to unwanted risk.

Ryan holds a business management degree from Northwood University in Palm Beach, Florida, where he was a four-year scholarship athlete. He holds Life and Health Insurance Licenses in the state of Tennessee that enable him to offer a variety of financial products. Through the National Association of Certified Fiduciaries, Ryan maintains a Certified Financial Fiduciary® (CFF) designation.

Ryan has been featured in several articles and has been invited to speak to his peers at industry conferences over the years. Additionally, he has conducted hundreds of client workshops informing pre-retirees and retirees on a variety of topics including: Income for Life Strategies, Maximizing Social Security Benefits, and Understanding the ABC’s of Medicare, to name a few.

Ryan also works with Elder Law attorneys to help his clients with Extended Care decisions and Probate Avoidance. Through the National Institute of Estate Planners, Ryan maintains a Certified Estate Planner (CEP) designation.

Ryan works with industry-leading companies to help empower him to assist clients in creating more income for retirement, as well as preserving more of their assets.

As a member of the American Financial Education Alliance (AFEA), Ryan gives back to his local community by providing free educational workshops in surrounding Universities and Libraries. AFEA is recognized as a 501(c)(3) Non-profit charitable organization who goal is to help end financial illiteracy in America. Ryan also enjoys coaching youth sports and spending time with his wife and 3 children.

Thierry brings 30 years of financial industry experience to his position as a wealth manager of Thierry V. Sommer & Associates. He is dedicated to not only providing excellent service for his clients but provides on-going education through workshops and economic updates as well as continuing education for his clients at each annual review. 

He believes in giving back and does so through his memberships with Sertoma (Service of Mankind), Farragut/West Knox Chamber of Commerce and World Vision Organization. 

Thierry is a graduate of University of Tennessee in Knoxville, Tennessee with a Bachelor of Arts degree and a minor in Business Management. He is Independent/Non-Captive and is licensed in Life and Health Insurance and holds the following securities licenses: Series 7, Series 24, Series 63, Series 65. Through the National Association of Certified Financial Fiduciaries, Thierry maintains a Certified Financial Fiduciary (CF2) designation.

John Hart has been Insurance licensed since 2006, in Tennessee, Arkansas, Georgia, Florida, and Virginia. A Million Dollar Round Table Member in 2014 and in 2015, he completed a program called Master Mentor with Circle of Wealth; very few advisors have this program across the country.

He was born and raised in Shelbyville, TN, and is proud to have lived there his entire life. John and Marilyn are members of the Church of Christ, and have been married for 33 years. They both love to travel, and have visited Israel and Hawaii many times.

John holds a Series 65 securities license and is registered as an Investment Adviser Representative through Horter Investment Management, an SEC Registered Investment Adviser located in Cincinnati, Ohio.

Scott is co-founder of Liberty Wealth Management, LLC, which specializes in wealth management and a unique approach to strategic retirement income planning for both the accumulation and distribution. Scott entered the financial services industry in 1986 after serving in the United States Navy as a personnel administrator.

Scott has worked collaboratively with accountants and attorneys for over 30 years to provide the best possible advice and service to his clients. He holds his series 7,24,63,65 and life insurance licenses

Scott has offices in Syracuse, N.Y and Franklin, TN where he resides with his wife Connie. They have two grown children and a granddaughter.

Bob Palmer CFF

I grew up on a small family farm in Northeast Mississippi.  From there I went to Starkville, Mississippi and graduated from Mississippi State University.  I spent many years working in middle management with a company right out of college.

My wife, Barbara and I have one son, a daughter-in-law and one grandson and two granddaughters.  We have volunteered with several schools and various ministries with our local church for the last 30 plus years.  I am a member of the Kiwanis Club.  I have served on several committees including serving as President twice. 

I have worked in the financial industry over 16 years. I hold a Series 7, 63, 66 long with life insurance licenses. I work with individuals, families and businesses to assist them in reaching their financial goals.  My office is located in Cookeville, Tennessee. 

For nearly two decades Steve Glover has been extremely involved in his community.  First serving as Chair of the McGavock Parent Cluster Group, the chair of Government Relations for the Parents Advisory Council with Metro Nashville Public Schools.  He decided to run for the Metro Nashville Public Schools School Board and in 2006 was elected to represent Donelson, Hermitage and Old Hickory.  

While on the school board, Steve’s business skills in finance led to his appointment as chair of the budget and finance committee.  In 2009 & 2010, he was instrumental   in guiding the system through its most challenging financial crisis the system had ever witnessed.  Upon finishing his term with the school board, Steve was approached to run for the Metro Council.  He was elected in 2011 and is now in his eighth year.

Serving on the Metro Council, with the Budget and Finance committee, Steve has pushed the Council to be good stewards of tax revenues and has constantly fought against foolish spending in Nashville. The current session of this Council ends August, 2019.

Steve Thurmond, CFF

Forward Financial, LLC

100 Cherokee Blvd. Suite 302

Chattanooga, TN. 37405

Phone: 800-431-8509

Website: www.forwardfi.com

Email: steve@forwardfi.com

Facebook: www.facebook.com/forwardfinancial

Instagram: www.instagram.com/forwardfi

Steve is the owner and founder of Forward Financial, LLC, which specializes in insurance, financial planning and retirement income solutions for families and individuals at any stage of life. Steve is a graduate of the Middle Tennessee State University school of business and entered the financial services industry in 2012 after working in the recording industry for many years prior.

Steve works collaboratively with accountants, attorneys and estate planners to provide the best possible advice and service to his clients. He has a comprehensive, 21-step approach to advising clients on the many aspects of financial planning and insurance solutions. He is a Certified Financial Fiduciary and holds Life, Health, Property, Casualty and Legal Insurance licenses in 35 states from coast to coast.

Steve has offices in Chattanooga, TN. where he resides with his wife Jenny and their two daughters.

After spending 21 years in the Marine Corps defending his country, Ken Catledge embarked upon his career in the financial services industry, graduating with his first designation as a Fraternal Insurance Counselor Fellow (FICF) in 2005. He quickly discovered that working as a financial advisor tapped into the core values that he had dedicated his life to integrity, trust, and service. Rapidly expanded his education, adding a second designation as a Life Underwriter Training Council Fellow (LUTCF), third designation as a Retirement Income Certified Professional® (RICP®) in quick succession, and his fourth designation as a Certified Financial Fiduciary®.  He is a member of the National Association of Insurance and Financial Advisors and served as President from 2012-2014 in Knoxville, Tennessee, and a member of the Society of Financial Service Professionals, and National Association of Certified Financial Fiduciaries.

Ken believes that interpersonal communication and exceptional customer service is the foundation of a meaningful client-advisor relationship. He treasures the opportunity to get to know his clients over years of partnership and to celebrate with them as they hit significant life accomplishments: buying a home, expanding their family, and putting their hard-earned money to work to enjoy a fruitful retirement. He is excited to put his experience to work, helping more families pursue financial stability!

As a Certified Financial Fiduciary®, Ken will learn what makes you unique and work with you to tailor solutions based on your financial goals.

Ken lives in Maryville, Tennessee and is married to Angela, and they have three sons Adam, Ryan, and Cory, and two grandchildren Oliver and Boone.  He enjoys volunteering at the Blount County Children’s Advocacy and spending time with his family on the lakes of East Tennessee, traveling, golfing, cooking, and reading.

Andrew got into the banking industry around 2007 and was aspiring to be a financial advisor. Unfortunately Andrew could not have picked a worse time to learn to be a financial advisor. Only a year into Andrew’s banking career, the Global Financial Crisis occurred.

Observing the Financial Advisor Andrew was mentoring under, running around like a “chicken with his head cut off” trying to explain to his clients why their portfolios just lost 30-40%, Andrew was convinced that he never wanted to be involved in losing a client’s money. EVER.

Shortly after Andrew’s epiphany, Andrew father passed away unexpectedly at the young age of 45, leaving his mother and two younger siblings still at home. Andrew’s mother was a stay-at-home mom and hadn’t worked in almost 20 years. She was faced with some very difficult decisions.

And although she did receive a Life Insurance Death Benefit, she did what most people do when they are unsure of how to handle a big amount of money. She went to a Financial Advisor and invested in the market.

As Andrew was looking at her statement one day he discovered that although she had gained some interest, every penny she earned was eaten up in fees. This made Andrew furious. Andrew set out to find alternatives for his mother. Something that would offer her guarantees.

• Something that would allow her to retire sooner. (She had gone back to work for minimum wage.)
• Something that would ensure she would never outlive her money, even if she lived to age 100.
• Something where she would no longer be at risk of losing any more of her money in the market.
• Something where she would never pay any fees again.
• Something that would still provide great rates of return.

And after much searching, to his surprise, Andrew discovered a whole new world of alternative products. Products that did offer EVERYTHING he was looking for.

Once he helped his mother rollover her money into these products, something amazing happened.

Andrew’s mom was able to retire right away. Years sooner than she previously thought.
Andrew’s mom was able to take care of her bills and raise the younger 2 siblings.
Andrew’s mom was able to never worry about losing any more money in the market.
Andrew’s mom never had to pay another broker or account fee again.
Andrew’s mom could count on a steady monthly paycheck deposited every month.
Andrew’s mom finally had financial peace of mind.
Andrew’s mom was able to buy her dream house, and comfortably afford it.
Andrew’s mom’s Long Term Care Insurance was covered (for free) in her retirement plan.

This “lightbulb” moment really compelled Andrew to ask the question… “If my mother benefited this much from these types of products and guarantees, how many more Americans are desperately searching for these types of products and guarantees?”

Andrew started Retirement Renegade with that in mind.To put the client first and provide the guarantees that most retirees and pre-retirees were looking for.

The company took off like a rocket! Andrew didn’t really understand how big of a need it really was to provide Safe Retirement Products. Within 7 months, the company was valued at over 20 million, with 200 agents nationwide helping clients with Safe Insurance and Financial Products. Retirement Renegade was awarded as the fastest growing Financial Firms in America from 2017-2020 and was able to help over 5,000 clients with their retirement decisions.

And although Andrew’s success was admired by many, Andrew wasn’t able to spend the time with his family that he desired. Andrew decided it really doesn’t matter how much you make, if your family isn’t a priority, it isn’t worth it. He decided his days of traveling all over the country were over.

Rather than focusing on Quantity, Andrew began focusing on Quality.

Retirement Renegade has never drifted from the foundations that make it successful. Andrew knows from experience what clients want and need. He continues to become better and better offering the highest form of excellence, customer service, and most importantly GUARANTEES that his clients have come to enjoy.

And the best part is, Andrew now has the freedom to enjoy his 4 kids and lovely wife Jess in Franklin TN where they live, and still be able to passionately provide nationwide Safe-Retirement Planning as a Certified Financial Fiduciary®.

Tim Wood, Founder/Broker of SafeMoneyRetirement.com, has a passion to help educate the public about ways to protect their hard-earned retirement from market volatility and losses. He has advised successful professionals, business owners, and high net-worth individuals for over 20 years, and has always had the ability to meet with someone and make them feel comfortable. Tim's goal is to provide a safe, secure and stress-free retirement for his clients. NONE of Tim's client's have ever lost a dollar due to a market downturn because he ONLY deals in fixed products that offer complete protection from losses. This means his clients can sleep well every night, and so can he. He also offers Medicare, Group Health and Life insurance planning.

As a Certified Financial Fiduciary®, Tim ALWAYS puts his client's needs first in every situation, ensuring they have the best possible plan in place. This begins with every client by going through a thorough Fact-Finder appointment where the client's current situation is examined in detail to determine the best possible course of action to arrive at their specific desired outcome. Then the clients are thoroughly educated about the products and companies that fit their specific situation before proceeding.

Tim is also a chapter president with American Financial Education Alliance (AFEA) where he teaches financial education to the public. You can register for one of his classes at 

Tim is originally from Orlando, FL. After attending Valencia College in Orlando, he worked for the Walt Disney Company at the Magic Kingdom as an audio technician for shows and events for 6 years. When Tim left Disney he worked for the Cox Radio Group in Orlando for several years before founding CyberStorm Technologies, Inc. Tim moved his family to the mountains of Tennessee in 2007 and continued to be very successful in his radio and consulting careers, founding The Plan Advisor in 2017 in order to offer ALL of the Safe-Money Retirement products available in the market to his clients as an independent advisor. Being fully independent, he works solely in the best interests of his clients, not the insurance companies.

Tim and his beautiful wife Melissa live in Johnson City, TN and have been married for over 25 years. They have one daughter currently attending college.

As the weekly host of Safe Money Retirement Radio (www.SafeMoneyRetirementRadio.com) on-air show and podcast, Tim focuses on providing retirement strategies and solutions that explore ways to protect retirement money, increase income, and protect against potential market losses and economic volatility. He also brings into focus potential health circumstances, taxes, and those unforeseen situations that can be devastating to principal assets in retirement.

Tim enjoys fishing, hiking and golf and is an avid college football and basketball fan. Tim and his wife enjoy traveling together and "get away" as often as possible.

"As an independent broker/advisor and a Certified Financial Fiduciary®, I am able to provide for my family and make decisions in the best interests of my clients, not some insurance company. From the initial fact finder appointment to finding the best option to transferring funds, I keep things transparent and pressure-free." - Tim