Jaris Hansen has been in the retirement planning industry for over 15 years, during which time he has worked with thousands of retirees and pre-retirees in Northern Colorado, all who have had one thing in common: they are trying to navigate the complicated world of Social Security and retirement income. Jaris' expertise helps him to do just that – make the options simple to understand so folks can make the right decisions with confidence.

Jaris is an NSSA Certified Social Security Advisor with the National Social Security Association, a Series 65 registered Investment Advisor Representative, and a licensed insurance producer.

When not working, Jaris and his wife live in Greeley, Colorado with their 5 children and an ever-growing assortment of farm animals. Jaris also spends many hours each week in charitable activities volunteering for his church and spending time in the local schools educating young people about financial literacy through the Junior Achievement organization.

Jaris strives to help his clients Sleep Well At Night, especially when it comes to making their money last through retirement. He realizes that Social Security and income planning, although complex, are integral pieces of the “retirement puzzle” for many people, and Jaris is confident that the time you spend at this workshop will be time well spent.

Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM), a Registered Investment Advisor. The National Social Security Advisor (NSSA) certification is obtained by completing eight hours of course work, passing a certification exam, and requires sixteen hours of biennial continuing education. The NSSA certification is not affiliated with or endorsed by the Social Security Administration or any other government agency. More information regarding the certification can be found at https://nationalsocialsecurityassociation.com/become-an-advisor/. Jaris Hansen, his firm, and its employees and agents are not affiliated with or endorsed by the Social Security Administration or any other government agency. 

Nate Murphree shows his agents a path to success. His approach to making agents successful is simple… know your market, don’t be afraid to try new ideas and don’t get stuck being negative! Nate has spent the last 10+ years working in different facets of the financial industry. He has been a independent advisor, a bank representative and a wholesaler for a major variable annuity company. This type of experience is rare to find and has helped his current advisors better understand the marketplace. While maintaining integrity, he has managed to be a top producer at each stop in his journey. Nate currently holds a life and health license and keeps a small book of business from referrals. He has also held both Series 6 and 63 licenses in the past but let them go, as he was tired of seeing his clients lose money in the market. If you are looking to bring your business to the next level and are open to new and fresh ideas, you need to talk with Nate. He brings an advantage to his advisors that few others can, and his advisors truly benefit from his expertise. Whether it’s running structured income plans, analyzing competitors’ products, or conference calls with advisors and prospects, Nate will bring value to your book of business. 

Mark Alan Vosika was born in Grand Island, Nebraska in 1960. He graduated from the University of Northern Colorado in 1982 with a Bachelor of Science Degree in Marketing/Finance. Mark completed the Financial Para-Planner Program from the College for Financial Planning in 1997. In 2004 he received his Registered Financial Consultant (RFC®) designation from the International Association of Registered Financial Consultants. He received his Certified Financial Educator (CFEd®) designation in 2008 from the Heartland Institute of Financial Education (HIFE-usa.org) and is active in community financial education. Mark also received his Certified Financial Fiduciary® (CFF) certification in 2018.

Mr. Vosika has worked in the financial services industry since 1993, establishing long term relationships with his clients based on trust and integrity. He is currently an Investment Advisor Representative registered with the SEC, as well as a multi-line Insurance Producer to meet every need & concern, including help with Wills and proper medical POA’s.

He has successfully passed the FINRA Series 7 General Securities Representative Exam, the Series 65 Uniform Investment Advisor Law Exam, the Series 6 Investment Company Products/Variable Contracts Representative Exam, and the Series 63 Uniform Securities Agent State Law Exam. Additionally, he holds an active Colorado Insurance Producers License in the fields of Life, Health, and Property/Casualty Insurance.

Mark’s real passion is in Financial Education. He designs specific strategies for people to help them achieve their financial goals, and most importantly establish financial peace of mind. He focuses on wealth preservation strategies, maximum yields with minimum risk, safety of assets, reduction of taxes, and protection of life savings from catastrophic illness and/or nursing home expenses. He subscribes to a team concept in managing his client’s affairs, and is happy to work with their Attorneys, Accountants, personal family, or any other professionals. Mark accepts calls at (303) 482-6421 for discussion on estate, insurance, investment and/or retirement planning needs.

Candidates for the Registered Financial Consultant (RFC®) Designation are required to complete a graded self-study curriculum consisting of ten volumes mirroring that of the CFP preparation that covers the following six topics:

• Financial Planning Process • Insurance Planning

• Investment Planning • Income Tax Planning

• Retirement Planning • Estate Planning

Candidates must additionally meet the following education, experience and ethical requirements:

➢ Candidate either has attained a professional designation (i.e. CLU, ChFC, and CFP), or has earned a baccalaureate or graduate degree in financial planning with strong emphasis on subjects relating to economics, accounting, business, statistics, finance and similar studies; this granting institution must offer an IARFC-approved or CFP equivalent college curriculum and be an accredited college or university. Candidates must maintain proficiency via annual Continuing Education requirements.

➢ Met a minimum four years of experience, providing evidence of having met license requirements for securities plus life and health insurance, or submit RIA affiliation information.

➢ Candidate must have a sound record of business integrity with no suspensions or revocation of any professional licenses, and must subscribe to the IARFC Code of Ethics.

Antoine G. DuCros, Founder and President of A.G. DuCros Advisory, LLC has been working in the Financial Industry since 1978. Antoine has been a resident of Colorado Springs, Colorado for over 40 years and graduated from the University of Colorado, Colorado Springs.

With 40 years of experience in the financial services industry, Antoine specializes in guiding seniors and others on financial tools, and preparing for retirement. He prides himself on putting his clients first and has high ethical standards. Antoine has built a successful business by providing stronger retirement income planning solutions to help address the growing financial concerns many mature adults face today. He works with individuals, business owners, and families to implement innovative strategies designed to help reach their financial goals using various insurance products. Antoine has four core values that guide him professionally and personally. The values are faith, family, integrity and making a difference. These core values reflect how he works with his clients and community.

Antoine and his wife Sybille, have been married for over 30 years and are proud parents of daughter Nicole. Antoine is an accomplished Public Speaker and motivator. His hobbies include reading, spending time outdoors, hiking and bicycling

David Afraimi began his financial services career in 1999 as an insurance account executive in Northern California. His ability and desire for growth quickly moved him into a sales management position, providing him with the skills and knowledge he would need to expand the company and move into a new market.

After five years of consistent success, David moved his efforts and expanded the company to Denver, Colorado in 2005 where he is currently the principal of BAM Advisory Group.

David is a highly energetic financial professional with 22 years of industry experience. He is passionate about providing sound advice to clients and appreciates the opportunity and unique challenge of working with and forming long-lasting relationships with a variety of people. David’s expertise includes retirement income planning, Social Security maximization, estate planning and tax mitigation.

David is able to build portfolios with objectivity, having no proprietary business obligations for himself and BAM Advisory Group. Being an independent advisor allows him to strictly focus on the needs of the individual. David’s licensing and certifications include the Series 66, Life & Health, Long-Term Care, Registered Investment Advisor, Registered Financial Consultant®, Certified Tax Specialist™, Certified Financial Fiduciary® and National Social Security Advisor®.

Outside of helping family, friends, and community members plan for the future, Davis also enjoys all the beauty and adventure Colorado has to offer with his wife, Kristy, and sons, Jordan and Ty. When away from the office, David enjoys traveling and visiting his family in Reno, NV, as well as mountain biking, snowboarding, yoga, and working out. The Afraimi family also love their 2 French bulldogs, Manny and Dre.

In 1983 he began his business and insurance career in Miami, Florida.

Michael is responsible for the CHA Trust for Workers’ Compensation, the CHA unemployment program, CHA Career Services and business relations for member hospitals and health systems. He also serves as the president of CHA Financial Advisors, an insurance agency and broker dealer that provides insurance products and financial services to members.

36 year member of National Association of Insurance and Financial Advisors (NAIFA)

Qualifying and Lifetime Member of the Million Dollar Round Table (MDRT)

Chartered Mutual Fund Counselor (CMFC)

Life Underwriter Training Council Fellow (LUTCF)

CHA Shared Services is an insurance brokerage and consulting firm as well as a subsidiary of the
Colorado Hospital Association. CHA Shared Services supports Colorado’s health care facilities by
providing a broad array of strategic services in the areas of health and welfare, retirement and
executive benefits, workers’ compensation and general human resources management. These
services help clients increase efficiency by saving time, money and other valuable resources.

Cherry Torres, LUTCF grew up in Kemmerer, Wyoming and has a BS in Marketing from the University of Wyoming.  She began her business career when she joined the Colorado Hospital Association (CHA) in August 1996 and has bee an advisor for retirement plan participants for 20 of those years. Cherry is the primary relationship manager for services procured through CHA Financial Advisors on behalf of CHA member hospitals and health systems.  Cherry serves as a registered representative, FINRA Series 6, 63 & 26, Life/Health/Variable Products insurance licenses.

Cherry is a past board member of the National Association of Insurance and Financial Advisors (NAIFA).  Cherry is recognized for her long-standing relationships and excellent service which are based on trust and integrity.  She strives to provide retirement plan guidance and employee education that is tailored to individual needs and goals.

Patrick has more than 25 years’ experience in the financial services industry and has helped thousands of people work towards achieving their financial goals.

Under Patrick’s leadership, Patrick Lynch Financial provides conservative insurance and investment strategies that help lead individuals and families toward their ideal retirements. While the company focuses on retirement planning, Patrick throughout his career has helped facilitate employee stock ownership (ESOP) plans, insurance solutions, disability income insurance and financial planning for business. 

Patrick finds it deeply rewarding to take the complexities of a family's finances and translate those issues into something clear and understandable. He believes his success rests in empowering his clients to understand their financial goals as they achieve them.

Patrick holds his Series 65 securities registration and life, accident and health insurance licenses and holds a long-term care professional designation. He is also a Registered Investment Adviser.

Born and raised in Colorado, Patrick is the proud father of three children, Meghan, Christopher and Lauren, and the proud grandfather of Ian and Beckham. When he’s not in the office, he enjoys spending time with his family, golfing, playing softball and exercising.

Mr. Gastl has over 44 years of experience driving business development, strategy, and revenue growth for companies in the financial service industry.  Bill Gastl current position is the Chief Operating Officer of a SEC Registered Register Investment Advisory Firm, Wealth Watch Advisors.  Prior to his current role, Mr. Gastl has held positions with various insurance companies, as a sales manager or field manager, as well as being the Chief Investment Officer and Corporate Secretary for a regional life insurance company.  Mr. Gastl has the Chief Executive Officer, for MediDigm Corporation.  In that role, he oversaw a company that was a leader in developing a debit card with a national bank and credit processor to access Health Savings Accounts. 

He has a track record of building solid client relationships, with the ability to provide expert advice on topics involving insurance products as the core structure in financial planning. I have a track record of supporting financial adviser in implementing financial strategies for their clients, assisting businesses in improving profitability and efficiency through process management and development.