Yvondra Caprese Hayes, CF2

About Yvondra Caprese Hayes

About Me
With over a decade of dedicated experience in the financial industry, I’m a Licensed Financial Professional, Federal Retirement Consultant, Certified Financial Fiduciary and a member of Women in Insurance and Financial Services (WIFS). While I have several specializations, above all else, I’m an Educator.
My background is a fun mix: I'm a licensed Life & Health insurance professional with a degree in Insurance and a Masters of Education, a former class moderator for the American College of Financial Services, served as lead presenter for seminar/webinars on a wide range of topics for CareFirst, and a former business owner of an oncology aesthetics practice, all of which were quite rewarding, not only for myself, but to the wonderful clientele I have served in years past. So, you could say I'm all about helping people build a beautiful life, both financially and personally!
Originally from California, I’ve been married for 23 years to my wonderful husband, I’m a caretaker for my 80+ yr old mom, a pet mom to our adopted Blue Russian fur babies Dora and Josie and an active member of my church and a volunteer in my community.
My Approach
My time in the education field taught me the importance of clear communication, personalized attention, and making learning engaging! Who wants a spiritless financial lesson? Not me, and definitely not you! I bring that same energy and enthusiasm to the world of financial education. My teaching degree isn't just hanging on the wall; I use it every day to make complex financial topics easier to grasp. I believe that understanding your finances should be comprehensible and stress-free.
As a Certified Financial Fiduciary, I'm legally and ethically bound to always act in your best interest, ensuring unbiased advice and a transparent approach to your financial well-being. My expertise as a federal retirement consultant allows me to navigate the unique complexities of federal employee retirement systems and benefits, helping clients maximize their hard-earned entitlements.
Let's Connect
My presentations are engaging and designed to help adults take control of their financial futures and build a secure foundation for their dreams. Think of me as your financial cheerleader, here to help you achieve your goals. Let's make financial literacy a promising and enjoyable journey together! As Ecclesiastes 7:12 wisely states, "Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: Wisdom preserves those who have it."
Let’s start building your financial future!