Stephen C. Bene, CF2

About Stephen C. Bene

At Beneficial Wealth, our mission is simple: to help you keep more of what you've earned, grow your wealth efficiently, and stress less about the future. Through personalized, tax-focused wealth planning, we guide you with clarity and care – so you can feel confident in every financial decision. We listen first, plan second, and always put your peace of mind at the center of everything we do.

Stephen is a leading financial advisor and a Certified Financial Fiduciary. He has been educating clients on personal finance and retirement planning strategies for many years, and provides his clients with accurate, independent, and conflict free advice.

He is dedicated to helping his clients solve their financial needs. His experience and familiarity with multiple strategies and techniques within the areas of retirement, investment, annuity, insurance, Social Security, tax and estate planning enables him to provide efficient, customized strategies that help clients keep together what has taken them a lifetime to accumulate.

Stephen believes he has the professional, moral, and ethical responsibility to educate with transparency throughout every step of his process. Stephen’s goal is to share his knowledge of comprehensive financial and retirement planning strategies to help individuals, families and business owners understand how to build and maintain financial success.

A frequent speaker at professional events and workshops, Stephen brings a breath of experiences and a knack of providing clarity to important and complex topics impacting retirement planning and investment and annuity strategies.

Stephen is an instructor with the Adult Financial Education Services (AFES), a non-profit aimed to improve the financial literacy of Americans, he continuously informs and educates adults in our communities.

Contact Stephen regarding a speaking engagement for your firm or professional association at stephen@beneficialwealth.com or by calling (908) 25-HAPPY

CERTIFICATIONS/AFFILIATIONS:
• Certified Financial Fiduciary® (CF2)
• National Social Security Advisor® (NSSA)
• Certified Family Business Specialist (CFBS)
• Investment Advisor Representative (IAR)
• FINRA licenses 7, 66 and 79
• Adult Financial Education Services (AFES) Non-Profit

The CF2 designates that certificants have successfully completed a rigorous certification and training process established by The National Association of Certified Financial Fiduciaries, and who agree to uphold high moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. The program educates professional advisors about the laws, rules and regulations that determine when the individual is acting as a fiduciary.

The NSSA® designation is a nationally recognized standard of competent and ethical Social Security planning. It designates that certificants are able to provide thoughtful and strategic advice regarding maximization of Social Security benefits for individuals and couples, to improve their financial security during retirement years. It is the only ACCREDITED Social Security Certificate program in the nation.

The CFBS designation educates financial professionals to help: understand the emotional issues confronted by owners contemplating a transition of their business, identify financial issues regarding succession planning, recognize tax and financial considerations regarding transitioning the business, and offer benefit plans to help attract and retain top talent. It provides a greater understanding of the financial needs of family business owners and gives its designees the ability to educate business owners on the importance of business succession and retirement planning and guide them towards achieving their goals.