Robert Downes, CF2

About Robert Downes

Robert is a Certified Financial Fiduciary who has been serving families and small business owners since 1989.
His team uses Holistic Planning to avoid the Retirement Income Gap with precise, pertinent, and unbiased options.
Protection as an Asset Class is explained and implemented to provide Protection From Dying Too Soon and Living Too Long.
With the U.S. National Debt approaching $40 Trillion, and taxes at an all-time low, a Buffer Strategy with a Tax-Free Bucket, and Tax Deferred and Taxable Buckets, is well-advised.
For the High Income Small Business Owner, Cash Balance Defined Benefit Plans offer the Highest Tax Deferred Contributions coupled with Significant Tax Savings.
All of your questions and second opinion requests are welcome!