Raymond Luce lll, CF2

About Raymond Luce lll

Since 1995, Ray has been working face-to-face with individuals and small businesses in the Central New York area as well as with numerous technology clients across the nation.  He is dedicated in fostering lasting relationships with all his clients.  He believes in reserving time to improve your knowledge and comfort level with the financial markets.  Clients who have higher levels of financial literacy will be better able to recognize common financial pitfalls.  Being able to create a shared dialogue will increase his understanding of your needs, passions, and struggles.  With this knowledge, he can help you better define, build, and track your goals and create a holistic financial plan that is designed just for you.
Ray is the Founding Director at Reliance Capital Management, Inc. (RCM), and offers securities, advisory and insurance services through Cadaret Grant.  Financial Independence is, or should be, the goal of every investor.  RCM was founded on the similar belief that your financial advisor should be equally independent of financial or insurance firms who dictate what securities you can invest with.  By choosing RCM, you will work with an advisor who works for no one else but you.
Ray holds insurance licenses to satisfy your needs for Life, Health and Long-Term Care insurances.  Should any insurance desire need to be explored, quote’s will be obtained from numerous companies to ensure you get the most competitive price.  Ray holds the following security licenses; 6, 7, 26, and 63, and as an independent agent, he will have access to tens of thousands of different investments (stocks, bonds, Exchange Traded Funds, mutual funds, and Separately Managed Accounts) to fit your specific needs.  He graduated with honors from both Clarkson University, with a bachelor’s degree in electrical engineering and from Rensselaer Polytechnic Institute, with a master’s degree in Finance.  In addition, Ray has earned the Certified Financial Fiduciary designation and can immediately and clearly demonstrate how to practice a fundamental obligation to always put your best interest first.
In his spare time, Ray and his wife enjoy a wide variety of outdoor activities such as hiking the numerous mountains on the east coast, kayaking its many lakes, gardening, tennis, golf and spending time with friends and family.  Occasionally, you will find him on a nearby college or high-school campus officiating soccer or basketball games, so always be ‘nice’ to those fellow officials, since one of them maybe him.
 
Securities and Advisory Services offered through Cadaret, Grant & Co., Inc., a Registered Investment Advisor and member FINRA/SIPC. Reliance Capital Management Inc. and Cadaret, Grant & Co. are separate entities