Monica Szakos Cramer, CF2

About Monica Szakos Cramer

Monica Szakos Cramer is a Senior Financial Adviser and Partner with Asset Preservation Strategies, Inc. Monica specializes in financial planning and empowerment through education. Her expertise revolves around technical and fundamental investment analysis. This allows her to take the emotion out of investing and focus on managing through market volatility. Monica is actively involved with the Asset Preservation Strategies, Inc. Advisory Board and leads the firm’s Investment Policy Committee. She believes that an effective client-financial advisor relationship is a partnership and requires open and honest communication on both sides.
Monica holds a Bachelor of Business Administration degree with a Real Estate emphasis and a minor in Accountancy from the University of San Diego. She holds life insurance licenses as well as her Series 7 and 66 securities registrations through Arete Wealth Management, LLC and Axxcess Wealth Management, LLC. In this capacity, she specializes in investments, portfolio construction, real estate, and financial planning for retirees, women, and young investors. Monica has been with the team since 2011 and became a partner in 2018.
Monica is also a professionally trained presenter and conducts numerous seminars and workshops each year. She is passionate about helping her clients achieve freedom from worrying about money and investments. She strives to bring insight and clarity to complex concepts in a meaningful way. She also serves as an experienced resource for the media and receives media inquiries regularly.
She most enjoys that fact that each client situation is different and uniquely complex. Her goal is to help clients understand what their options are so that they can make the choices that are best for their financial future. Rather than focusing on a particular solution, Monica is invested in educating and guiding her clients. Monica takes pride in the fact that her clients say that she is able to explain financial concepts in a way that is simple, concise, and easy to understand. Her clients also really appreciate the detailed attention she gives to their portfolios and financial lives.
Meet Monica
Monica is originally from San Diego, California. She grew up in a family whose primary investments were in real estate. In college, she worked as a computer consultant where one of her clients was an active stock and options trader. He taught her about market cycles and how he made his investment decisions. He would ask her opinions on some of his trades and he was the first person to suggest that she consider a career as an investment advisor.
Monica’s first job in finance was at the age of 15 where she was taught that hard work, perseverance, and dedication pays off.
Monica still lives in San Diego with her husband Adam and their French Bulldog, Jack. In her free time, she likes to find homes that need TLC and make them beautiful again, collect and restore antiques, spend time with family, and travel to Hungary when she can. She also enjoys sports, fashion, and philanthropic endeavors.
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Fun Facts
● Her family is originally from Hungary and she has a strong bond to Hungarian culture and traditions.
● She plans to obtain her General Contractor's license
● She has a soft spot for animals and supports animal welfare causes when she can
● Although no longer fluent in all, she has utilized 5 different languages over the years.
Education
B.A. in Business Administration, minor in Accounting, University of San Diego, 2007
Certifications
CA Resident Insurance Producer Certified Financial Planner– currently pursuing this designation.
Professional Alliances