Designation
Certified Financial Fiduciary® (CF2)
Issued by the National Association of Certified Financial Fiduciaries
Active Dates
Sep 1, 2026 – Sep 1, 2027
About John Lomba
John Lomba is a seasoned financial advisor and Managing Partner of Gratium Wealth Planning, bringing more than 30 years of experience in investment management, retirement planning, wealth preservation, and comprehensive financial planning. He is dedicated to helping individuals, families, business owners, and executives make informed financial decisions and pursue their long-term goals with confidence.
At Gratium Wealth Planning, John leads a collaborative team approach that leverages the unique strengths and expertise of each team member to deliver personalized wealth management solutions. His philosophy centers on helping clients feel confident, connected, and in control of their financial lives through disciplined planning and ongoing guidance.
John's areas of focus include investment management, tax planning strategies, retirement income planning, estate planning strategies, cash flow management, insurance planning, executive benefit plans, and business retirement plans. He works closely with clients to develop customized strategies designed to align their financial resources with their goals and values.
Since 2010, John has served as a Financial Advisor with Gratium Wealth Planning, becoming Managing Partner in 2016. Prior to joining Ameriprise Financial, he held leadership positions with RiverSource, MetLife, Evergreen Investments, New England Financial, and Putnam Investments, building extensive expertise across investments, retirement plans, employee benefits, and advisor consulting.
John has earned several distinguished industry designations, including Chartered Financial Consultant (ChFC®), Accredited Portfolio Management Advisor (APMA®), Chartered Mutual Fund Counselor (CMFC™), and Certified Retirement Plans Specialist (CRPS™). These credentials reflect his commitment to professional excellence and delivering sophisticated financial guidance to clients.
Based in the Greater Tampa Bay area, John serves clients with a focus on helping them navigate life's financial complexities and build strategies that support their goals today and for generations to come.
